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    Low Rates. Great Service.

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      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

      Apply Online    Home Loan Rates


        Lending a hand when you need it

        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs. 

        Apply Online    

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          Commercial Loans


            Easy and convenient banking.

            WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

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              We are here to help.

              At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

                Mortgage & Home Loans

                At WEOKIE we offer affordable, local financing with a range of fixed and variable mortgage rates to make your home buying experience stress-free.

                Apply Now


                Get up to $400

                w/ a new Checking Account*

                Learn More



                Get $100

                w/ a new Home Equity Loan1

                Learn More


                Get up to $500

                when combine both offers a new checking w/ a new loan 

                View Rates

                Benefits of WEOKIE Home Loans

                When you join the WEOKIE family, you’re more than just a member. You’re a part-owner of our Oklahoma credit union! That means you’re eligible for competitive home loan rates and exclusive benefits that make it easier for you to buy a home, refinance, or access your equity.

                Low Mortgage Rates

                As a not-for-profit Oklahoma-based credit union, we’re dedicated to offering you lower rates instead of earning a profit for shareholders.

                Flexible Loan Terms

                Everyone’s needs are different, so we meet you where you are with a wide selection of loan options and terms to fit your budget.

                Mortgage Pre-Approval

                Getting pre-approved means Realtors and Sellers will know you mean business and you'll be in a great position to compete in a hot housing market.

                ITIN Home Loans

                We believe Oklahomans of all ethnic, educational, and professional backgrounds should be able to get a mortgage with an SSI or ITIN.

                Options for Everyone

                Get any type of home loan you need from fixed-rate to ARM, jumbo, first-time homebuyer, home equity loan, line of credit, or a refinance!

                Home Equity Loans

                We offer affordable Home Equity Loans and Lines of Credit that can help make your dreams a reality.

                "I cannot even begin to tell you how awesome my experience has been so far. I don't usually feel compelled to write this kind of letter, but my entire experience with WEOKIE, especially Nikki and Chris has been exceptional. They have gone above and beyond during our home-buying process. They don't make me feel rushed, even though I know that they are very busy with other clients as well. They treat me like I really am family and that I matter. We are in the process of completing a home loan with you all and they have been extremely responsive, attentive, and on top of everything."
                - Josh M.
                "The best decision I ever made was to move my accounts to WEOKIE. I saved so much money when I refinanced my car at WEOKIE that I also refinanced my home! I saved over $500 a month!"
                – Tamara S.
                "WEOKIE's help during the process of building/purchasing my home was essentially the only part of the process that went well. They went above and beyond to say the least! I am shouting my gratitude from the rooftops to all who will listen to me!"
                – Brian M.

                HomePath FIRST-TIME HOMEBUYER  PROGRAM

                Making homeownership an affordable reality for first-time homebuyers. 

                100% Financing And Closing Cost Assistance To Help You Purchase A Home. 

                WEOKIE's HomePath first-time homebuyer program is designed to assist modest-income borrowers with a grant to cover their down payment with a mortgage loan option that eliminates the need for costly PMI to be added to the monthly payment - making the dream of homeownership an AFFORDABLE REALITY

                Learn More

                Outshine the competition with a

                mortgage pre-approval.

                With our exclusive Power Buyer program, you get pre-approved and your low rate is locked in. 


                Once you’ve found your dream home, there’s a good chance in today’s competitive market that you’ll be competing with other buyers. To win the deal, you can set yourself apart from other buyers with a rate lock paired with a fully underwritten pre-approval - that shows you’re not only ready to buy, but your homebuying process will be expedited, getting you – and them – to the closing table more quickly and easily.

                Learn More About WEOKIE'S Lock 'N Shop Program

                mortgage-pre-approval image

                We are here to help.

                If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

                WEOKIE is proud to provide services through our trusted partners.

                WEOKIE: your one-stop-shop for Oklahoma Mortgages & Home Loans!

                Mortgages, loans, and finding a home doesn’t have to be difficult. At WEOKIE, we’re here to help. From finding the home of your dreams, to financing it, to securing a loan and keeping it safe, WEOKIE Federal Credit Union can help make every step in your home-buying experience as easy and as affordable as possible. Let WEOKIE help you find your perfect Oklahoma home. Contact us today to learn more!      

                Let WEOKIE help you find a great mortgage rate!

                One of the hardest parts of buying a property is choosing the right lender. When you approach WEOKIE for a home loan, our experts are with you every step of the way so you can pick the perfect mortgage that fits your budget. We offer a variety of programs to help you find the right property, finance and close a loan, and insure your new home so you don’t have to worry. 

                At WEOKIE, we’re dedicated to providing the best Oklahoma home loan experience possible. That’s why we consistently offer lower rates and fees than competitors, award-winning service, and expert support when you need it. As a local lender, WE are here for you, so you can rest easy knowing that you can call when you need and receive quick, personalized, and local Oklahoma-standard service.

                APPLY NOW 

                View Mortgage Rates

                Need help or advice? Talk with a specialist

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                Call us at 405-235-3030 or 1-800-678-5363
                M-F: 8am - 5:30pm (CT) | Sat: 8am - 1pm (CT)


                FAQ About Home Loans in Oklahoma

                 Disclosures: APR = Annual Percentage Rate. Information, rate, terms, and conditions are subject to change without notice and not guaranteed.  Normal lending policies apply. Actual APR and term will depend on factors the Credit Union may lawfully consider such as points, loan-to-value ratio and credit history. Specific disclosures will be provided on the application. All loans are subject to underwriting and approval of mortgage insurance, appraisal, providing adequate proof of income, verification of ownership, loan to value, and proof of homeowner’s insurance, and flood insurance if required. Tax and insurance escrows may be required. Receipt of application does not represent an approval for financing or interest rate guarantee. Additional restrictions may apply. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS# 442689. Please contact a WEOKIE mortgage professional for more info.Information, rate, terms, and conditions are subject to change without notice and not guaranteed.  Normal lending policies apply. Please contact a WEOKIE mortgage professional for more information.

                *** The HomeAdvantage® program is made available to you through a relationship between WEOKIE Federal Credit Union and CU Realty Services. Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Homebuyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. WEOKIE may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with a WEOKIE Mortgage representative for details that may affect you.



                *Checking Account Promo IMPORTANT INFORMATION: This offer is limited to only new WEOKIE Federal Credit Union checking account customers (those who currently have an active WEOKIE Checking Account are ineligible). Membership eligibility is required. The application is subject to approval & further review. Only Retail Checking Accounts (Freedom, Kasasa, Ultimate, or Ultimate with BaZing) are eligible for any of the checking bonus offers. Commercial Checking Accounts are not eligible. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Transactions may take one or more business days from the date the transaction was made to post and settle to an account. Ask for details. The promo ends on 12/31/2023 and all accounts must be opened by 12/31/2023 to be eligible for bonus offers. All bonus offers are limited to one per person or organization. See details for each below.  Information is accurate as of 10/01/23 and may change without notice. Federally Insured by NCUA.
                Checking Swipe Bonus (up to $300) - To receive the bonus: Make twenty (20) qualifying WEOKIE debit card point of sale (POS) transactions that need to be posted to your qualifying checking account within 45 days of account opening (via a POS device in-store or an online transaction). ATM transactions and Authorization Holds do not qualify. Bonus will be posted to the account the first business day after the 45-day criteria are met (Contract Date + 45 calendar days). The account must be opened and Active by 12/31/2023 and debit card swipes must be posted to the account 45 days from the account opening date.  The final bonus payout will occur on or around 1/15/2024. Offer limited to one new swipe transaction-related bonus per person or organization for the duration of the promo. $300 will be awarded when debit card swipes are made on the new Ultimate with BaZing - or -  $100 when debit card swipes are made on the new Ultimate, Kasasa, or Freedom Checking Account.
                Checking Deposit Bonus ($100) - To receive the bonus: Make a minimum $250 deposit to this new qualifying account within 45 days of account opening. Opening account deposits are excluded as qualifying deposits.  Offer limited to one deposit-related bonus per person or organization for the duration of the promo. Bonus will be posted to the account the first business day after the 45-day criteria are met (Contract Date + 45 calendar days). The account must be opened and Active by 12/31/2023 and a minimum $250 qualifying deposit must be posted to the account 45 days from the account opening date.  The final bonus payout will occur on or around 1/15/2024. $100 will be awarded when $250 deposit is made into the new Ultimate with BaZing, Ultimate, Kasasa, or Freedom Checking Account.
                1 Loan Bonus ($100)- Offer good on all NEW WEOKIE Auto, Home Equity, or HELOC loans that have set up auto-transfer payments from a WEOKIE checking account. Other Mortgage Loans and Credit Cards are not eligible. Loan approval, APR, and other terms and conditions are based on underwriting factors such as LTV (Loan to Value), payment method, creditworthiness, collateral, and the term of the loan. All loans are subject to approval. Offer, rates, terms, and conditions are subject to change without prior notice. Cash will be provided as a $100 credit applied to the primary borrower's membership savings within 30 days of loan funding. Loan must remain open with a balance for a minimum of 30 days to qualify. Applicant must meet eligibility requirements for WEOKIE membership. Information is accurate as of 10/11/23 and may change without notice. Offer expires 12/31/23. Federally Insured By NCUA. Equal Housing Lender. NMLS# 442689
                2 60 days no payment: If you choose to defer your payment for 60 days, interest will continue to accrue during this time. 60 Days no payment ONLY available on Auto Loans.   
                To receive up to $500 mentioned, you must fulfill all Checking Promo & Loan Promo requirements as outlined.

                Ready to Start Saving?

                Open an account in just minutes and start enjoying the benefits. Make the smart switch to WEOKIE!

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