Auto Loan Rates
|Terms||APR (2020 & Newer Models)||APR (2017 - 2019 Models)|
|0-60 Months||6.99% - 12.99%||7.24% - 13.49%|
|61-72 Months||7.24% - 13.99%||7.49% - 14.49%|
|73-84 Months||7.99% - 15.99%||8.24% - 16.49%|
APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financed at 6.99% is $239.41 for each payment
|Terms||APR (2013 to 2016)|
|0-48 Months||7.49% - 14.49%|
|49-60 Months||7.99% - 15.49%|
APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financing at 7.49% would amount to a monthly payment of approximately $241.74 each.
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Car Loan Resources
6 Ways to Pay Off Your Auto Loan Early
It's true that longer loan terms give you a lower monthly payment – but paying your loan off sooner means you'll save on interest and be debt-free faster. Click for six suggestions to get your loan paid off as soon as possible!LEARN MORE
How to Increase Your Chances of Getting Approved for an Auto Loan
A great credit score is just the start of getting your auto loan pre-approved and securing a great rate. Click to find out six strategies to help you score a great auto loan with affordable payments.LEARN MORE
How to Finance a Car With a Credit Union
While a dealership is a one-stop-shop for buying a car, credit unions are a great option that can save you money at the time of purchase and each month. Click to find out about the loan process and benefits.LEARN MORE
*Checking Account Promo IMPORTANT INFORMATION: This offer is limited to only new WEOKIE Federal Credit Union checking account customers (those who currently have an active WEOKIE Checking Account are ineligible). Membership eligibility is required. The application is subject to approval & further review. Only Retail Checking Accounts (Freedom, Kasasa, Ultimate, or Ultimate with BaZing) are eligible for any of the checking bonus offers. Commercial Checking Accounts are not eligible. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Transactions may take one or more business days from the date the transaction was made to post and settle to an account. Ask for details. The promo ends on 12/31/2023 and all accounts must be opened by 12/31/2023 to be eligible for bonus offers. All bonus offers are limited to one per person or organization. See details for each below. Information is accurate as of 10/01/23 and may change without notice. Federally Insured by NCUA.
Checking Swipe Bonus (up to $300) - To receive the bonus: Make twenty (20) qualifying WEOKIE debit card point of sale (POS) transactions that need to be posted to your qualifying checking account within 45 days of account opening (via a POS device in-store or an online transaction). ATM transactions and Authorization Holds do not qualify. Bonus will be posted to the account the first business day after the 45-day criteria are met (Contract Date + 45 calendar days). The account must be opened and Active by 12/31/2023 and debit card swipes must be posted to the account 45 days from the account opening date. The final bonus payout will occur on or around 1/15/2024. Offer limited to one new swipe transaction-related bonus per person or organization for the duration of the promo. $300 will be awarded when debit card swipes are made on the new Ultimate with BaZing - or - $100 when debit card swipes are made on the new Ultimate, Kasasa, or Freedom Checking Account.
Checking Deposit Bonus ($100) - To receive the bonus: Make a minimum $250 deposit to this new qualifying account within 45 days of account opening. Opening account deposits are excluded as qualifying deposits. Offer limited to one deposit-related bonus per person or organization for the duration of the promo. Bonus will be posted to the account the first business day after the 45-day criteria are met (Contract Date + 45 calendar days). The account must be opened and Active by 12/31/2023 and a minimum $250 qualifying deposit must be posted to the account 45 days from the account opening date. The final bonus payout will occur on or around 1/15/2024. $100 will be awarded when $250 deposit is made into the new Ultimate with BaZing, Ultimate, Kasasa, or Freedom Checking Account.
LOAN Promo IMPORTANT INFORMATION:
1 Loan Bonus ($100)- Offer good on all NEW WEOKIE Auto, Home Equity, or HELOC loans that have set up auto-transfer payments from a WEOKIE checking account. Other Mortgage Loans and Credit Cards are not eligible. Loan approval, APR, and other terms and conditions are based on underwriting factors such as LTV (Loan to Value), payment method, creditworthiness, collateral, and the term of the loan. All loans are subject to approval. Offer, rates, terms, and conditions are subject to change without prior notice. Cash will be provided as a $100 credit applied to the primary borrower's membership savings within 30 days of loan funding. Loan must remain open with a balance for a minimum of 30 days to qualify. Applicant must meet eligibility requirements for WEOKIE membership. Information is accurate as of 10/11/23 and may change without notice. Offer expires 12/31/23. Federally Insured By NCUA. Equal Housing Lender. NMLS# 442689
2 60 days no payment: If you choose to defer your payment for 60 days, interest will continue to accrue during this time. 60 Days no payment ONLY available on Auto Loans.
To receive up to $500 mentioned, you must fulfill all Checking Promo & Loan Promo requirements as outlined.
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Total Amount WEOKIE Members Have Saved Since January 1, 2021
Over $18 Million!
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