Loan Rates
Whether you're buying your dream car, taking a well-deserved vacation, or consolidating debt, WEOKIE is here to help. We offer competitive rates, flexible terms, and personalized service to make financing simple and affordable.
Auto Rates and Terms (2019 & Newer)
Auto Rates and Terms (2019 & Newer)
|
Terms
|
APR* (2023 & Newer Models)
|
APR* (2019 - 2022 Models)
|
|---|---|---|
|
0-36 Months
|
3.99% - 11.99%
|
3.99% - 12.49%
|
|
37-60 Months
|
4.99% - 12.99%
|
4.99% - 13.49%
|
|
61-72 Months
|
5.24% - 13.99%
|
5.24% - 14.49%
|
|
73-84 Months
|
5.49% - 15.99%
|
5.74% - 16.49% |
|
85-96 Months
|
5.99% - 8.99%
|
Not Available
|
*APR = Annual Percentage Rate. Payment example: A $10,000 loan financed for 36 months at 3.99% APR would have a monthly payment of $294.25.
Auto Rates and Terms (2016 to 2018)
Auto Rates and Terms (2016 to 2018)
|
Terms
|
APR* (2016 -2018 Models)
|
|---|---|
|
0-48 Months
|
5.99% - 14.49%
|
|
49-60 Months
|
6.24% - 15.49%
|
*APR = Annual Percentage Rate. Payment example: A $10,000 loan financed for 48 months at 5.99% APR would have a monthly payment of $234.81.
Super-Duty Trucks, Commercial Use Vehicles, and Classic Car Rates and Terms (2019 & Newer)
Super-Duty Trucks, Commercial Use Vehicles, and Classic Car Rates and Terms (2019 & Newer)
|
Terms
|
APR* (2023 & Newer Models)
|
APR* (2019–2022 Models)
|
|---|---|---|
|
0-72 Months
|
6.24% - 14.49%
|
6.49% - 14.99%
|
*APR = Annual Percentage Rate. Payment example: A $10,000 loan financed for 48 months at 6.24% APR would have a monthly payment of $237.03.
RV and Boat Rates and Terms (2016 & Newer)
RV and Boat Rates and Terms (2016 & Newer)
|
Terms
|
APR* (2023 & Newer Models)
|
APR* (2016–2022 Models)
|
|---|---|---|
|
0-72 Months
|
6.99% - 15.49%
|
7.49% - 16.49%
|
|
73-84 Months
|
7.49% - 16.99%
|
7.99% - 16.99%
|
|
85-120 Months
|
7.99% - 11.99%
|
8.99% - 12.99%
|
|
121-144 Months
|
8.99% - 12.99%
|
10.99% - 14.99%
|
*APR = Annual Percentage Rate. Payment example: A $10,000 loan financed for 48 months at 6.99% APR would have a monthly payment of $239.46.
Motorcycle Rates and Terms (2019 & Newer)
Motorcycle Rates and Terms (2019 & Newer)
|
Terms
|
APR* (2023 & Newer Models)
|
APR* (2019–2022 Models)
|
|---|---|---|
|
0-60 Months
|
5.99% - 13.99%
|
6.99% - 14.99%
|
|
61-72 Months
|
6.49% - 9.99%
|
7.49% - 10.49%
|
*APR = Annual Percentage Rate. Payment example: A $10,000 loan financed for 48 months at 6.99% APR would have a monthly payment of $239.46.
Motorcycle Rates and Terms (2016 to 2018)
Motorcycle Rates and Terms (2016 to 2018)
|
Terms
|
APR* (2016 - 2018 Models)
|
|---|---|
|
0-48 Months
|
7.99% - 15.49%
|
|
49-60 Months
|
8.49% - 16.49%
|
*APR = Annual Percentage Rate. Payment example: A $10,000 loan financed for 48 months at 7.99% APR would have a monthly payment of $244.36.
Personal / Signature Loans Rates and Terms
Personal / Signature Loans Rates and Terms
|
Description
|
Terms
|
APR*
|
|---|---|---|
|
Fast Cash / Personal / Signature Loans
& Other Secured Loans (Autos 10+ yrs, RVs, Equipment, etc.) |
0-12 Months
|
9.99% - 17.99%
|
|
13-36 Months
|
10.99% - 17.99%
|
|
|
37-48 Months
|
12.99% - 17.99%
|
|
|
49-60 Months
|
13.99% - 17.99%
|
*APR = Annual Percentage Rate. Payment example: A $10,000 loan financed for 48 months at 7.99% APR would have a monthly payment of $244.36.
Secured Personal/Signature Loans Rates and Terms
Secured Personal/Signature Loans Rates and Terms
|
Description
|
Terms
|
APR* |
|---|---|---|
|
Share Secured (100% Secured by Savings Account)
|
0-180 Months
|
3.99%
|
|
Certificate Secured (100% Secured by Certificate)
|
0-180 Months
|
Current Certificate APR + 2.00%
|
*APR = Annual Percentage Rate. Share Secured loans are secured by funds on deposit in a WEOKIE savings account. Certificate Secured loans are secured by funds on deposit in a WEOKIE certificate account and are priced at 2.00% above the current certificate APR.
Storm Shelter Rates and Terms (Maximum Loan Amount = $8,500)
Storm Shelter Rates and Terms (Maximum Loan Amount = $8,500)
|
Description
|
Terms
|
APR*
|
|---|---|---|
|
Members with minimum $10,000 WEOKIE Mortgage or Auto Loan
|
0-24 Months
|
7.99% - 14.99%
|
|
All Others
|
0-48 Months
|
9.99% - 16.99%
|
* APR = Annual Percentage Rate. Maximum loan amount is $8,500. Members with a minimum $10,000 WEOKIE mortgage or auto loan outstanding qualify for the preferred rate tier.
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