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      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

      Apply Online    Home Loan Rates


        Lending a hand when you need it

        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs. 

        Apply Online    

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          Commercial Loans


            Easy and convenient banking.

            WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

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              We are here to help.

              At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

                Mortgage & Home Loans

                At WEOKIE we offer affordable, local financing with a range of fixed and variable mortgage rates to make your home buying experience stress-free.

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                Fixed-Rate Mortgages

                Rates as low as

                6.625% RATE*

                7.186% APR*

                Apply Now
                Learn More

                Adjustable-Rate Mortgages

                Rates as low as

                6.5% RATE*

                7.114% APR*

                Apply Now
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                Mortgage Refinance

                Rates as low as

                6.5% RATE*

                7.114% APR*

                Apply Now
                Learn More


                Rates as low as

                6.75% RATE*

                6.998% APR*

                Apply Now
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                Rates as low as

                6.75% RATE*

                7.487% APR*

                Apply Now
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                HomePath First-Time Homebuyer

                Rates as low as

                7.875% RATE*

                8.141% APR*

                Apply Now
                Learn More

                Home Equity Options

                Rates as low as

                7% RATE*

                8.034% APR*

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                Learn More

                Benefits of WEOKIE Home Loans

                When you join the WEOKIE family, you’re more than just a member. You’re a part-owner of our Oklahoma credit union! That means you’re eligible for competitive home loan rates and exclusive benefits that make it easier for you to buy a home, refinance, or access your equity.

                Low Mortgage Rates

                As a not-for-profit Oklahoma-based credit union, we’re dedicated to offering you lower rates instead of earning a profit for shareholders.

                Flexible Loan Terms

                Everyone’s needs are different, so we meet you where you are with a wide selection of loan options and terms to fit your budget.

                Mortgage Pre-Approval

                Getting pre-approved means Realtors and Sellers will know you mean business and you'll be in a great position to compete in a hot housing market.

                ITIN Home Loans

                We believe Oklahomans of all ethnic, educational, and professional backgrounds should be able to get a mortgage with an SSI or ITIN.

                Options for Everyone

                Get any type of home loan you need from fixed-rate to ARM, jumbo, first-time homebuyer, home equity loan, line of credit, or a refinance!

                Save on Home Equity Loans

                Pay no closing costs when you get a home equity loan or line of credit to pay for renovations, tuition, weddings, vacations, and much more.

                I cannot even begin to tell you how awesome my experience has been so far. I don't usually feel compelled to write this kind of letter, but my entire experience with WEOKIE, especially Nikki and Chris has been exceptional. They have gone above and beyond during our home-buying process. They don't make me feel rushed, even though I know that they are very busy with other clients as well. They treat me like I really am family and that I matter. We are in the process of completing a home loan with you all and they have been extremely responsive, attentive, and on top of everything.

                Josh M.

                The best decision I ever made was to move my accounts to WEOKIE. I saved so much money when I refinanced my car at WEOKIE that I also refinanced my home! I saved over $500 a month!

                Tamara S.

                WEOKIE's help during the process of building/purchasing my home was essentially the only part of the process that went well. They went above and beyond to say the least! I am shouting my gratitude from the rooftops to all who will listen to me!

                Brian M.

                HomePath FIRST-TIME HOMEBUYER  PROGRAM

                Making homeownership an affordable reality for first-time homebuyers. 

                100% Financing And Closing Cost Assistance To Help You Purchase A Home. 

                WEOKIE's HomePath first-time homebuyer program is designed to assist modest-income borrowers with a grant to cover their down payment with a mortgage loan option that eliminates the need for costly PMI to be added to the monthly payment - making the dream of homeownership an AFFORDABLE REALITY

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                Outshine the competition with a

                mortgage pre-approval.

                With our exclusive Power Buyer program, you get pre-approved and your low rate is locked in. 


                Once you’ve found your dream home, there’s a good chance in today’s competitive market that you’ll be competing with other buyers. To win the deal, you can set yourself apart from other buyers with a rate lock paired with a fully underwritten pre-approval - that shows you’re not only ready to buy, but your homebuying process will be expedited, getting you – and them – to the closing table more quickly and easily.

                Learn More About WEOKIE'S Lock 'N Shop Program

                mortgage-pre-approval image

                We are here to help.

                If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

                WEOKIE is proud to provide services through our trusted partners.

                WEOKIE: your one-stop-shop for Oklahoma Mortgages & Home Loans!

                Mortgages, loans, and finding a home doesn’t have to be difficult. At WEOKIE, we’re here to help. From finding the home of your dreams, to financing it, to securing a loan and keeping it safe, WEOKIE Federal credit union can help make every step in your home-buying experience as easy and as affordable as possible. Let WEOKIE help you find your perfect Oklahoma home. Contact us today to learn more!      


                FAQ About Home Loans in Oklahoma

                APR = Annual Percentage Rate. Rates posted are indications only, are not guaranteed, and are subject to change without notice. Information, rates, terms, and conditions are subject to change without notice and are not guaranteed. Some restrictions may apply. Rates quoted above are for our best-qualified applicants. Your actual rate, points, costs and amount borrowed may be different as many factors go into providing you with a mortgage loan. Other products that are not listed here are available. ARM rates are subject to change after loan closing. Insurance and tax escrows are required on all first mortgage loans where the loan-to-value ratio exceeds 80%. These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate may depend upon the specific characteristics of your loan transaction and your credit profile up to the time of closing. Interest rates for Home Equity Lines of Credit or HELOCS are determined by the calculated Loan to Value or LTV once an appraisal has been received by WEOKIE. All loans are subject to underwriting. Rate and term based on credit score. Current WEOKIE loans are not eligible for refinancing. All mortgage loans are subject to re-pricing once an appraisal has been received by WEOKIE. Existing WEOKIE mortgage loans may not be available for promotional benefits. Visit https://mortgage.weokie.org/rates.asp for more info and additional products, rates, and terms. Contact a mortgage loan officer for questions and details.We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. FEDERALLY INSURED BY NCUA. NMLS# 442689 

                *** The HomeAdvantage® program is made available to you through a relationship between WEOKIE Federal Credit Union and CU Realty Services. Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Homebuyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. WEOKIE may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with a WEOKIE Mortgage representative for details that may affect you.

                1Normal lending policies apply. All loans are subject to underwriting. Rate and term based on credit score. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Additional restrictions may apply. Current WEOKIE loans are not eligible for refinancing.

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                Open an account in just minutes and start enjoying the benefits. Make the smart switch to WEOKIE!

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