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A variety of accounts to suit your needs.

Open a WEOKIE account online and see why managing your finances couldn't be easier.

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    WEOKIE: your one-stop-shop for everything homes!

    From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

    Apply Online    Home Loan Rates

       

      Lending a hand when you need it

      From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs.

         

        We are here to help.

        At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

          Mortgage Rates &
          Home Loan Options

          "WEOKIE gave me more than a home loan. You gave my family our dream." - THOMAS P.

          View Mortgage Rates and Loan Options Apply Online

          Low Rate Oklahoma Home Loans & Mortgages

          Get the Best Home Loans in Oklahoma with WEOKIE Federal Credit Union

          Buying property should be one of the most exciting moments of your life. However, it can be a pretty complicated process. From applying for a loan to finding the right location, there’s a lot to consider. Fortunately, the professionals at WEOKIE are here to help. 

          Whether you’re looking for your first house or searching for a new house to keep up with an expanding family, WEOKIE Federal Credit Union can help you secure a loan and purchase the home of your dreams with a low monthly payment. At WEOKIE, we offer affordable, local financing with a range of fixed and variable mortgage rates to make your home buying experience stress-free. We even offer first-time homebuyer loans with lower initial rates than competitors, and monthly predictable payments so you can easily budget for your future. No matter what type of Oklahoma mortgage or home loan you’re looking for, WEOKIE can help.  

          Let WEOKIE help you find a great mortgage rate!

          Apply Online for a Home Loan or Mortgage Pre-Approval

          APPLY NOW  View Mortgage Rates

          Need help or advice? Talk with a specialist

          Complete THIS FORM and a rep will contact you

          - OR -

          Call us at 405-235-3030 or 1-800-678-5363
          M-F: 8am - 5:30pm (CT) | Sat: 8am - 1pm (CT)

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          Get a Mortgage Pre-Approval

          A pre-approval means that you fill out a loan application and provide all your salary and credit information. The lender then checks your assets and pre-approves your capability to get a loan. 

          A WEOKIE mortgage professional can get you a mortgage pre-approval for a home loan quickly. A mortgage preapproval shows realtors that you are a serious buyer and can help to speed up the transaction when you're ready to buy. For faster service, start your application online!

          Ready to get started? 

          Complete THIS FORM and a rep will contact you. 

          Apply Now!

          - OR -

          Call us at 1-800-678-5363

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          WEOKIE offers ITIN Home Loans!

          We offer a home loan solution to our members who have Individual Taxpayer Identification Numbers (ITINs) instead of Social Security Numbers. WEOKIE is motivated to do everything possible to make sure Oklahomans of all ethnic, educational, and professional backgrounds can qualify for a mortgage.

          Learn More about ITIN Home Loans

          Ready to apply?

          Complete THIS FORM and a rep will contact you

          - OR -

          Call us at 1-800-678-5363

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          What’s the WEOKIE Difference?

          At WEOKIE, we are a not-for-profit Oklahoma-based credit union, not a bank. That means that instead of focusing on earning a profit for shareholders, we’re dedicated to providing the best possible financial services for our members. It allows us to offer lower fees, better interest rates, and unparalleled service. 

          When you join the WEOKIE family, you’re more than just a member, you’re a part-owner of our Oklahoma credit union! That means you’re eligible for low loan rates, exclusive discounts, financial education resources, and state-of-the-art online banking services.

          Let WEOKIE help you find a great mortgage rate!

          Apply Online for a Home Loan or Pre-Approval

          APPLY NOW

           

           

          View Mortgage Rates

          Need help or advice? Talk with a specialist

          Complete THIS FORM and a rep will contact you

          - OR -

          Call us at 405-235-3030 or 1-800-678-5363
          M-F: 8am - 5:30pm (CT) | Sat: 8am - 1pm (CT)

          home-buying-couple

          Fixed Rate Mortgages

          Fixed rate mortgages are the simplest. Your payment will not change over the life of your loan because your interest rate cannot change. These are among the most popular loans for those reasons.

          LEARN MORE

           

          Adjustable Rate Mortgages

          Adjustable Rate Mortgages, or ARMs, offer a lower starting interest rate and therefore a lower monthly payment. Your rate and payment may increase as time goes on. Our 5/5, 10/10, and 15/15 ARM products are great options.

          LEARN MORE

          Home Equity Loans

          A Home Equity Loan may be an excellent way to utilize the equity in your home for a variety of reasons. It may be utilized to finance home improvements, other real estate, major purchases, dream vacation, college expenses, or for debt consolidation. 

          LEARN MORE

          Jumbo Loans

          Need to borrow more than $500,000? A Jumbo Loan may be your answer. Contact a WEOKIE Mortgage Loan Officer for more information. 

          LEARN MORE

          Refinance Your Loan

          Why refinance? It may make sense if you can lower your interest rate or if the value of your home has increased. Refinancing can be a helpful tool for home improvement, debt consolidation or simply lowering your monthly payment.

          LEARN MORE

          No Cost, No PMI, and Unique Situation Loans

          WEOKIE has several loan options available for borrowers looking for no closing costs or not wanting to pay for mortgage insurance. WEOKIE also has options for borrowers looking to purchase or refinance but are facing a unique situation.

          LEARN MORE

          WEOKIE: your one-stop-shop for Oklahoma Mortgages & Home Loans!

          Mortgages, loans, and finding a home doesn’t have to be difficult. At WEOKIE, we’re here to help. From finding the home of your dreams, to financing it, to securing a loan and keeping it safe, WEOKIE Federal credit union can help make every step in your home-buying experience as easy and as affordable as possible. Let WEOKIE help you find your perfect Oklahoma home. Contact us today to learn more!      


          Let WEOKIE help you find a great mortgage rate!

          One of the hardest parts of buying a property is choosing the right lender. When you approach WEOKIE for a home loan, our experts are with you every step of the way so you can pick the perfect mortgage that fits your budget. We offer a variety of programs to help you find the right property, finance and close a loan, and insure your new home so you don’t have to worry. 

          At WEOKIE, we’re dedicated to providing the best Oklahoma home loan experience possible. That’s why we consistently offer lower rates and fees than competitors, award-winning service, and expert support when you need it. As a local lender, WE are here for you, so you can rest easy knowing that you can call when you need and receive quick, personalized, and local Oklahoma-standard service. 

          APPLY NOW View Mortgage Rates

          Financial adviser showing terms of contract on tablet

          Let WEOKIE help you find a great mortgage rate!

          One of the hardest parts of buying a property is choosing the right lender. When you approach WEOKIE for a home loan, our experts are with you every step of the way so you can pick the perfect mortgage that fits your budget. We offer a variety of programs to help you find the right property, finance and close a loan, and insure your new home so you don’t have to worry. 

          At WEOKIE, we’re dedicated to providing the best Oklahoma home loan experience possible. That’s why we consistently offer lower rates and fees than competitors, award-winning service, and expert support when you need it. As a local lender, WE are here for you, so you can rest easy knowing that you can call when you need and receive quick, personalized, and local Oklahoma-standard service.

          APPLY NOW 

          View Mortgage Rates


          Need help or advice? Talk with a specialist

          Complete THIS FORM and a rep will contact you

          - OR -

          Call us at 405-235-3030 or 1-800-678-5363
          M-F: 8am - 5:30pm (CT) | Sat: 8am - 1pm (CT)

          WEOKIE is proud to provide services through our trusted partners.


          WEOKIE will have your back, every step of the way.

          Our dedicated mortgage professionals will help you through the entire application and approval process. 

           
          Complete THIS FORM and a rep will contact you
          - OR -
          Call us at 1-800-678-5363

          Disclosures: Information, rate, terms, and conditions are subject to change without notice and not guaranteed. Some restrictions may apply. Please contact a WEOKIE mortgage professional for more information. All loans are subject to underwriting. Rate and term based on credit score. Current WEOKIE loans are not eligible for refinancing. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. FEDERALLY INSURED BY NCUA. NMLS# 442689 

          * Offer is limited to the cost of one appraisal up to $750. Should an additional appraisal be requested, that appraisal does not qualify for the credit and must be paid for in advance. Appraisal cost will be credited to the buyer at closing for the actual cost of the appraisal not to exceed $750. Low-cost and home equity loans are not eligible for this offer. The buyer will be responsible for any cost exceeding $750. This is a limited-time offer and is subject to change without notice. Please contact a WEOKIE mortgage professional for specific information. Offer ends December 31, 2021.
           
          ** The HomeAdvantage® program is made available to you through a relationship between WEOKIE Federal Credit Union and CU Realty Services. Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Homebuyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. WEOKIE may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with a WEOKIE Mortgage representative for details that may affect you. FEDERALLY INSURED BY NCUA. EQUAL HOUSING LENDER.  NMLS# 442689 
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          "The best decision I ever made was to move my accounts to WEOKIE. I saved so much money when I refinanced my car at WEOKIE that I also refinanced my home! I saved over $500 a month!"
          TAMARA S.

          Mortgage FAQ