Login

Forgot User ID
405.235.3030 or 800.678.5363


A variety of accounts to suit your needs.

Open a WEOKIE account online and see why managing your finances couldn't be easier.

Open An Account Today

     

    Low Rates. Great Service.

    Apply for an Auto Loan without ever stepping foot in a branch.

    Apply Now! View Rates

    Auto Loan Payment Calculator

       

      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

      Apply Online    Home Loan Rates

         

        Lending a hand when you need it

        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a  

        Apply Online    

        View Rates

          COMMERCIAL LOANS

          Commercial Loans

             

            Easy and convenient banking.

            WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

            Log In Now

               

              We are here to help.

              At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

                Mortgage Rates &
                Home Loan Options in Oklahoma

                 

                "WEOKIE was absolutely amazing during the home buying process. Not only did they find a great program I was eligible for, they helped with  buying a home that worked perfect for our family. They made the process easy from start to finish, answered all questions in a timely manner, and went above and beyond for us. Our loan officer was amazing and worked with our schedule and did her best to accommodate us. I highly recommend WEOKIE to anyone needing a home loan. They made the process easy and stress-free!"   
                - Brooklin



                View Mortgage Rates and Loan Options     APPLY NOW

                LOW MORTGAGE RATES & HOME LOANS FOR OKLAHOMA 

                Get the Best Home Loans in Oklahoma with WEOKIE Federal Credit Union

                Buying property should be one of the most exciting moments of your life. However, it can be a pretty complicated process. From applying for a loan to finding the right location, there’s a lot to consider. Fortunately, the professionals at WEOKIE are here to help. 

                Whether you’re looking for your first house or searching for a new house to keep up with an expanding family, WEOKIE Federal Credit Union can help you secure a loan and purchase the home of your dreams with a low monthly payment. At WEOKIE, we offer affordable, local financing with a range of fixed and variable mortgage rates to make your home buying experience stress-free. We even offer first-time homebuyer loans with lower initial rates than competitors, and monthly predictable payments so you can easily budget for your future. No matter what type of Oklahoma mortgage or home loan you’re looking for, WEOKIE can help.  

                 
                Apply Online for a Home Loan or Mortgage Pre-Approval
                 
                Apply Now

                LOW-MORTGAGE-RATES-&-HOME-LOANS-FOR-OKLAHOMA

                Before rates go up, you can keep them low for longer with

                LOCK N’ SHOP!

                With our exclusive Lock 'N Shop program,
                you get pre-approved and your low rate is locked in.*

                Lock N’ Shop keeps you safe from rate hikes while you look for your perfect home.

                • Available for Fixed-Rates and Adjustable-Rate Mortgages.

                • Rate locks for 90 days.

                • If rates dip, you have the option to renegotiate.

                Learn More About WEOKIE'S Lock 'N Shop Program

                 
                Lock-N-SHOP--Home-Outline

                Want to lock down a good rate, but don’t need any 30-year guarantees?

                Adjustable-Rate Mortgages Can Save You BIG

                Buying a house is pricey, even when you’re in an affordable market like OKC. One way to make things a little more reasonable is with a WEOKIE Adjustable-Rate Mortgage (ARM). You’ll get to enjoy a lower initial interest rate for a set period of time. After that, the rate could go up or down during certain periods of the loan based on the market at their adjustment period and loan terms.

                • Enjoy lower initial interest rates with lower payments than comparable fixed-rate mortgages. This may help you build equity faster.

                • The ARM interest rate resets on a pre-set schedule, typically every 5, 10, or 15 years.

                • Rates change with market shifts, and if they go down, so will your monthly payments. Interest rate caps set a limit on how high your interest rate can go.

                • Up to 100% home purchase and 95% cash-out financing are available to our best-qualified borrowers.

                Learn More About ARM Loans

                Mom-and-Two-Daughters-Laughing-and-Hugging-Outside-their-New-Farmhouse-Home
                Outshine the competition with a
                 

                mortgage pre-approval.

                With our exclusive Power Buyer program, you get pre-approved and your low rate is locked in. 

                YOU THEN HAVE MORE TIME TO FOCUS ON FINDING JUST THE RIGHT HOUSE. YOU NEED TO MAKE HOME-BUYING SUCCESSFUL- AND FAST!

                Once you’ve found your dream home, there’s a good chance in today’s competitive market that you’ll be competing with other buyers. To win the deal, you can set yourself apart from other buyers with a rate lock paired with a fully underwritten pre-approval - that shows you’re not only ready to buy, but your homebuying process will be expedited, getting you – and them – to the closing table more quickly and easily.

                Learn More About WEOKIE'S Lock 'N Shop Program

                mortgage-pre-approval image

                Home Equity Loans & Lines of Credit

                Whatever goal you have in mind, WEOKIE offers flexible options for home equity and home equity lines of credit to make your dreams a reality.

                • Home Equity Loan

                  When a fixed-rate, one-time disbursement sounds like the right loan for you, we’re here to help. See how you can take advantage of your home equity to get a jumpstart on reaching your financial goals. 

                • Home Equity Line of Credit

                  Is having access to a line of credit you can use when needed the right plan for you? See how adding a HELOC can help you be ready for the expected and unexpected.

                Learn More

                Home Equity Mortgage

                We are here to help.

                If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

                HomePath FIRST-TIME HOMEBUYER  PROGRAM

                Making homeownership an affordable reality for first-time homebuyers. 

                100% Financing And Closing Cost Assistance To Help You Purchase A Home. 

                WEOKIE's HomePath first-time homebuyer program is designed to assist modest-income borrowers with a grant to cover their down payment with a mortgage loan option that eliminates the need for costly PMI to be added to the monthly payment - making the dream of homeownership an AFFORDABLE REALITY

                Learn More

                 

                Young-Couple-Hugging-in-Front-Yard

                WEOKIE offers ITIN Home Loans!

                We offer a home loan solution to our members who have Individual Taxpayer Identification Numbers (ITINs) instead of Social Security Numbers. WEOKIE is motivated to do everything possible to make sure Oklahomans of all ethnic, educational, and professional backgrounds can qualify for a mortgage.

                Learn More about ITIN Home Loans

                 

                family in car

                What’s the WEOKIE Difference?

                At WEOKIE, we are a not-for-profit Oklahoma-based credit union, not a bank. That means that instead of focusing on earning a profit for shareholders, we’re dedicated to providing the best possible financial services for our members. It allows us to offer lower fees, better interest rates, and unparalleled service. 
                When you join the WEOKIE family, you’re more than just a member, you’re a part-owner of our Oklahoma credit union! That means you’re eligible for low loan rates, exclusive discounts, financial education resources, and state-of-the-art online banking services.
                 

                "WEOKIE's help during the process of building/purchasing my home was essentially the only part of the process that went well. They went above and beyond to say the least! I am shouting my gratitude from the rooftops to all who will listen to me!"Brian M.

                Mortgage Options

                Our experience in the local market gives you every advantage in the home buying process.

                Refinancing Options

                We can help you lower your monthly payments or pay off your mortgage faster.

                Home Equity Options 

                A HELOC or Home Equity Line of Credit can help you utilize the value you’ve built in your home.

                WEOKIE: your one-stop-shop for Oklahoma Mortgages & Home Loans!

                Mortgages, loans, and finding a home doesn’t have to be difficult. At WEOKIE, we’re here to help. From finding the home of your dreams, to financing it, to securing a loan and keeping it safe, WEOKIE Federal credit union can help make every step in your home-buying experience as easy and as affordable as possible. Let WEOKIE help you find your perfect Oklahoma home. Contact us today to learn more!      


                Let WEOKIE help you find a great mortgage rate!

                One of the hardest parts of buying a property is choosing the right lender. When you approach WEOKIE for a home loan, our experts are with you every step of the way so you can pick the perfect mortgage that fits your budget. We offer a variety of programs to help you find the right property, finance and close a loan, and insure your new home so you don’t have to worry. 

                At WEOKIE, we’re dedicated to providing the best Oklahoma home loan experience possible. That’s why we consistently offer lower rates and fees than competitors, award-winning service, and expert support when you need it. As a local lender, WE are here for you, so you can rest easy knowing that you can call when you need and receive quick, personalized, and local Oklahoma-standard service. 

                APPLY NOW View Mortgage Rates

                Financial adviser showing terms of contract on tablet

                Let WEOKIE help you find a great mortgage rate!

                One of the hardest parts of buying a property is choosing the right lender. When you approach WEOKIE for a home loan, our experts are with you every step of the way so you can pick the perfect mortgage that fits your budget. We offer a variety of programs to help you find the right property, finance and close a loan, and insure your new home so you don’t have to worry. 

                At WEOKIE, we’re dedicated to providing the best Oklahoma home loan experience possible. That’s why we consistently offer lower rates and fees than competitors, award-winning service, and expert support when you need it. As a local lender, WE are here for you, so you can rest easy knowing that you can call when you need and receive quick, personalized, and local Oklahoma-standard service.

                APPLY NOW 

                View Mortgage Rates


                Need help or advice? Talk with a specialist

                Complete THIS FORM and a rep will contact you

                - OR -

                Call us at 405-235-3030 or 1-800-678-5363
                M-F: 8am - 5:30pm (CT) | Sat: 8am - 1pm (CT)

                WEOKIE is proud to provide services through our trusted partners.

                "The best decision I ever made was to move my accounts to WEOKIE. I saved so much money when I refinanced my car at WEOKIE that I also refinanced my home! I saved over $500 a month!"
                TAMARA S.

                Mortgage FAQ

                 

                Disclosures: Information, rate, terms, and conditions are subject to change without notice and not guaranteed. Some restrictions may apply. Please contact a WEOKIE mortgage professional for more information. All loans are subject to underwriting. Rate and term based on credit score. Current WEOKIE loans are not eligible for refinancing. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. FEDERALLY INSURED BY NCUA. NMLS# 442689 *** The HomeAdvantage® program is made available to you through a relationship between WEOKIE Federal Credit Union and CU Realty Services. Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Homebuyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. WEOKIE may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with a WEOKIE Mortgage representative for details that may affect you.

                1Normal lending policies apply. All loans are subject to underwriting. Rate and term based on credit score. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Additional restrictions may apply. Current WEOKIE loans are not eligible for refinancing.

                equal housing no background-4