Join a Top Credit Union in Oklahoma

Open a Credit Union Account FAQs

• How do I join a credit union?

  Joining WEOKIE is easy! To become a credit union member, you just have to complete a short membership application and provide identification, including your social security number and driver’s license information. You will also need to make an initial $5 deposit into a savings account. It just takes a few minutes to join WEOKIE to take advantage of our competitive rates, low fees, and personalized customer service.

• How can I access my accounts once I’m a member?

  As a WEOKIE member, there are several convenient ways you can access your accounts. You can visit a local branch or use our network of ATMs. You can also access your accounts online or through mobile banking to check your account balance, make deposits, and take care of other banking tasks while you are on the go.

• Is a credit check required to join WEOKIE Federal Credit Union?

  A credit check IS NOT required to become a WEOKIE member, but it may be required if you apply for certain banking products and services, like mortgages, personal loans, or auto loans. Your credit score is one of several factors that will be considered for a loan.

• How does WEOKIE Federal Credit Union protect my personal and account information?

  WEOKIE uses robust security measures, including encryption and secure login processes to protect your information.

• Are credit union accounts insured?

  Yes, credit union accounts are insured by the National Credit Union Administration (NCUA) for up to $250,000.

• How do I know if I am eligible to become a WEOKIE member?

  Anyone is eligible to join WEOKIE who lives, worships, works (or regularly conducts business in), or attends school in the greater Oklahoma City area. This includes Canadian, Cleveland, Grady, Lincoln, Logan, McClain, Oklahoma, or Pottawatomie Counties, employees of the credit union, volunteers in the community, and immediate relatives of current WEOKIE members.

• What is the difference between a credit union and a bank?

  Banks and credit unions are structured differently. Banks are for-profit institutions that are concerned with earning a profit for investors. Credit unions, on the other hand, are nonprofit organizations where the members are the owners. Because they are nonprofit, credit unions tend to offer better interest rates and lower fees than banks.
  
  Credit unions typically offer the same products and services as banks, including checking accounts, savings accounts, money market accounts, and others. They may also offer special benefits on certain products. WEOKIE Federal Credit Union offers may include earning cash back rewards on a Visa® credit card, for example, that can be used for your Oklahoma City Thunder tickets or a fun day at the Oklahoma City Zoo!