Savings Rates
WEOKIE deposit accounts are safe and federally insured.
| Account Type | APY | Minimum to Open |
|---|---|---|
| Membership Savings | .15% | $5 |
| Special Savings | .15% | NA |
| Smart Savers* (Account balances up to $4,999.99) | 1.26% | NA |
| Smart Savers* (Account balances $5,000 and above**) | .15% | NA |
| WE Care Savings (Account balances up to $4,999.99) | 1.26% | NA |
| WE Care Savings (Account balances $5,000 and above**) | .15% | NA |
| IRA | .25% | NA |
| Money Market*** | .20% | $2,500 |
* Children under 18
** Account balances greater than $4,999.99 will receive base savings rate.
*** Minimum daily balance to earn stated APY is $2,500.
High Yield Money Market (Silver Savings)
| Deposit Balance | Rate | Tiered Levels | APY |
|---|---|---|---|
| $25,000 up to $49,999 | .30% | $25,000-$49,999 | .30% |
| $50,000 up to $99,999 | .40% | $25,000-$49,999 $50,000-$99,999 |
.30% .40% |
| $100,000 up to $249,999 | .60% | $25,000-49,999 $50,000-$99,999 $100,000-$249,999 |
.30% .40% .60% |
| $250,000 and greater | .70% | $25,000-$49,999 $50,000-$99,999 $100,000-$249,999 $250,000 and greater |
.30% .40% .60% .70% |
Certificate Accounts and IRA Certificates
| Term | APY | $100,000+ |
|---|---|---|
| 3 MONTH | .30% | .40% |
| 6 MONTH | .60% | .70% |
| 12 MONTH | .70% | .80% |
| 24 MONTH | .80% | .90% |
| 30 MONTH | .80% | .90% |
| 36 MONTH | .90% | 1.01% |
| 48 MONTH | 1.11% | 1.21% |
| 60 MONTH | 1.16% | 1.26% |
Serious Savings
Rates are equal to a 12 month or greater Certificate Account. Account must be funded through monthly auto transfer deposits of $25 to $1,000. No minimum balance. No withdrawals before maturity without penalty.
| Term | APY |
|---|---|
| 12 MONTH | .70% |
| 24 MONTH | .80% |
| 30 MONTH | .80% |
| 36 MONTH | .90% |
| 48 MONTH | 1.11% |
| 60 MONTH | 1.16% |
APY = Annual Percentage Yield. APY is accurate as of 9/24/21
Fee Schedule associated with deposit accounts. Additional Disclosures:
All Deposit Accounts: Non-certificate account rates may change after account opening. Fees or other conditions may reduce the earnings.
Certificate Accounts: Minimum $1,000 deposit required. A dividend penalty will be imposed for early withdrawal.
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