Savings Rates

Safe, Insured Accounts That Remove the Risk From Saving.

Account Type APY Minimum to Open
Membership Savings .35% $5
Special Savings .35% NA
Smart Savers* .35% - 1.36% NA
IRA Savings .45% NA
Money Market** .60% $2,500
* Children under 18 * * Minimum daily balance to earn stated APY is $2,500.

Silver Savings Accounts

Deposit Balance Rate Tiered Levels APY
$25,000 up to $50,000 .85% $25,000-$49,999 .85%
$50,000 up to $100,000 1.15% $25,000-$49,999
$50,000-$99,999
.85%
1.16%
$100,000 up to $250,000 1.25% $25,000-49,999
$50,000-$99,999
$100,000-$249,999
.85%
1.16%
1.26%
$250,000 and greater 1.40% $25,000-$49,999
$50,000-$99,999
$100,000-$249,999
$250,000 and greater
.85%
1.16%
1.26%
1.41%

 

Certificate Accounts and IRA Certificates

Special, limited time, new money only offers for Certificate Accounts and IRA Certificates

Term APY $100,000+
18 Month 2.86% 2.86%

(New money only, transfers from existing WEOKIE accounts not allowed, $10,000 minimum, institutional funds limited to $500,000, will adjust to closest regular term upon renewal, other restrictions may apply)

Regular rates for Certificate Accounts and IRA Certificates

Term APY $100,000+
3 Month 1.26% 1.36%
6 Month 1.46% 1.56%
12 Month 1.61% 1.71%
24 Month 2.12% 2.22%
30 Month 2.12% 2.22%
36 Month 2.38% 2.48%
48 Month 2.63% 2.73%
60 Month 2.78% 2.89%

 

Serious Savings

Rates are equal to a 12 month or greater Certificate Account. Account must be funded through monthly auto transfer deposits of $25 to $1,000. No minimum balance. No withdrawals before maturity without penalty.

Term APY
12 Month 1.61%
24 Month 2.12%
30 Month 2.12%
36 Month 2.38%
48 Month 2.63%
60 Month 2.78%

 

Additional Disclosures:

All Deposit Accounts: Non-certificate account rates may change after account opening. Fees or other conditions may reduce the earnings.  APY = Annual Percentage Yield.  APY is accurate as of 10-18-18. Fee Schedule associated with deposit accounts. 

Certificate Accounts: Minimum $1,000 deposit required.  A dividend penalty will be imposed for early withdrawal.

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