Savings Rates

WEOKIE deposit accounts are safe and federally insured.

Account Type	APY	Minimum to Open
Membership Savings	.35%	$5
Special Savings	.35%	NA
Smart Savers*	.35% - 1.36%	NA
IRA Savings	.45%	NA
Money Market**	.60%	$2,500

* Children under 18 * * Minimum daily balance to earn stated APY is $2,500.

High Yield Money Market (Silver Savings)

Deposit Balance	Rate	Tiered Levels	APY
$25,000 up to $49,999	.85%	$25,000-$49,999	.85%
$50,000 up to $99,999	1.15%	$25,000-$49,999 $50,000-$99,999	.85% 1.16%
$100,000 up to $249,999	1.25%	$25,000-49,999 $50,000-$99,999 $100,000-$249,999	.85% 1.16% 1.26%
$250,000 and greater	1.40%	$25,000-$49,999 $50,000-$99,999 $100,000-$249,999 $250,000 and greater	.85% 1.16% 1.26% 1.41%

Certificate Accounts and IRA Certificates

Qualifying new money deposits to special and regular Certificate Accounts and IRA Certificates receive an immediate CASH reward up to $100!*

Special, limited time, new money only offers for Certificate Accounts and IRA Certificates

Term	APY	$100,000+

18 Month	2.86%	2.86%

(New money only, transfers from existing WEOKIE accounts not allowed, $10,000 minimum, institutional funds limited to $500,000, will adjust to closest regular term upon renewal, other restrictions may apply)

Regular rates for Certificate Accounts and IRA Certificates

Term	APY	$100,000+
3 Month	1.26%	1.36%
6 Month	1.46%	1.56%
12 Month	1.61%	1.71%
24 Month	2.12%	2.22%
30 Month	2.12%	2.22%
36 Month	2.38%	2.48%
48 Month	2.63%	2.73%
60 Month	2.78%	2.89%

Serious Savings

Rates are equal to a 12 month or greater Certificate Account. Account must be funded through monthly auto transfer deposits of $25 to $1,000. No minimum balance. No withdrawals before maturity without penalty.

Term	APY
12 Month	1.61%
24 Month	2.12%
30 Month	2.12%
36 Month	2.38%
48 Month	2.63%
60 Month	2.78%

Additional Disclosures:

All Deposit Accounts: Non-certificate account rates may change after account opening. Fees or other conditions may reduce the earnings. APY = Annual Percentage Yield. APY is accurate as of 10-18-18. Fee Schedule associated with deposit accounts.

Certificate Accounts: Minimum $1,000 deposit required. A dividend penalty will be imposed for early withdrawal.

* Immediate CASH rewards are an incentive to place new money of $50,000 or greater with the credit union. Transfers from existing WEOKIE accounts are not eligible for the rewards. For new money deposits of $50,000 to $99,999, the reward is $50. For new money deposits of $100,000 and greater, the reward is $100.