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A variety of accounts to suit your needs.

Open a WEOKIE account online and see why managing your finances couldn't be easier.

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        Low Rates. Great Service.

        Apply for an Auto Loan without ever stepping foot in a branch.

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          WEOKIE: your one-stop-shop for everything homes!

          From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

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            Lending a hand when you need it

            From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs. 

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                WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

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                      We are here to help.

                      At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.
                        ABOUT WEOKIE
                        COMMUNITY

                        Certificates

                        WEOKIE's Certificate Accounts offer competitive rates and rate increases for larger deposits.

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                        Certificate Accounts

                        Earn more. Worry less. Your rate is guaranteed.

                        WEOKIE’s Certificate Accounts offer competitive, fixed rates and now allow you to make additional deposits at any time, by visiting a branch, giving us a call at 405-235-3030, or by using the "Transfer" option in Online/Mobile Banking.

                        Whether you're saving for the short term or looking for steady long-term growth, our Certificates give you the power to build your financial future with confidence.

                        Our Certificates are also available for Individual Retirement Accounts (IRAs)

                        4.40 APY 7-Month Certificate Great Rate Alert Limited Time Offer

                        6-Month Certificate 12-Month Certificate

                        3.75% APY*

                        3.50% APY**

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                        Fast-track-your-savings---open-a-certificate-account---father-and-son-embracing

                        View Current Certificate Rates

                         


                        Certificate Accounts and IRA Certificates

                        Term APY*
                        3 MONTH 2.95%
                        6 MONTH 3.75%
                        7 MONTH ** Limited-Time Special ** 4.40%
                        12 MONTH 3.50%
                        24 MONTH 3.50%
                        30 MONTH 3.40%
                        36 MONTH 3.15%
                        48 MONTH 3.15%
                        60 MONTH 3.15%
                        *APY = Annual Percentage Yield. APY will vary based on the daily balance maintained. Rates and offers are current as of June 1, 2025, and are subject to change without notice. A $1,000 minimum opening deposit is required to open any Certificate Account.  Early withdrawal penalties apply. Fees may reduce earnings.  Additional deposits may be made at any time by visiting a branch in person,  calling 405-235-3030, or via transfer inside Online/Mobile Banking.
                        Membership eligibility is required. All deposits are federally insured by NCUA up to $250,000 per depositor.
                        Early withdrawal penalty: 1% of the amount withdrawn for terms of 12 months or less; 3% of the amount withdrawn for terms greater than 12 months.

                        Piggy-Back-with-gold-Coin-dropping-800x800

                         

                        More ways of helping your savings grow safely.

                        If you’d like to earn higher returns on your savings while still having access to your funds, our High-Yield Money Market Account is a smart option. Our blended-rate structure means your balance earns different rates at each tier - resulting in a competitive APY based on how much you deposit. With higher balances earning higher dividends and full access to your money when needed, it’s a flexible and rewarding way to grow your savings.

                        High-Yield Money Market

                        earn up to

                        3.00% APY+

                        Learn More

                        WEOKIE has other savings solutions, too! With so many ways to help you save, you’re sure to find one that perfectly fits your savings strategy. Check out all of our savings options here.

                         
                         

                        High dividend, low commitment saving.

                        Why should you open a Certificate Account?

                        One step on the path to financial success is understanding how to save your money and the best ways to do so.

                        Build Your Emergency Fund

                        Are you prepared to cover an unexpected expense? According to CNBC, some 56% of Americans are unable to cover an unexpected $1,000 bill with savings.

                        An emergency saving is usually defined as 3-6 months’ worth of living expenses for the purpose of covering unforeseen situations like medical emergencies or car repairs.

                        Certificate Accounts are a great way to start building an emergency savings because of their high dividend rates and because the funds are inaccessible for a set term, so you won’t have the temptation to spend it. And with WEOKIE, you can continue growing your balance by adding funds at any time - online, by phone, or in-branch - making it easy to stay on track toward your savings goals. 

                        If you think you might need the money sooner rather than later, choose a certificate that better suits your time frame. Share certificates may be part of your long-term savings strategy, but with terms from 3 to 60 months, you can access funds in the short term too.

                        Low-Risk Investment

                        Unlike stocks or other volatile investments, share certificate rates are fixed throughout the term. The U.S. Securities and Exchange Commission considers them one of the safest investments to make. You also don’t risk losing what you invest and the dividends earned on a certificate are yours to keep. Additionally, certificate accounts at WEOKIE are federally insured by the NCUA.

                        "We set a savings goal for our dream vacation two years ago when we opened a certificate. We just returned and it was incredible! Thanks for making our dream a reality."
                        SANDRA
                        * 6-Month Certificate:  APY = Annual Percentage Yield. Certificate = Certificate Account. Rates and offers are effective as of 6/1/25, and are subject to change without notice. The 6-Month Certificate Account earns 3.75% APY and will automatically renew at maturity into a standard 6-month Certificate at the prevailing rate at that time. Other terms and rates are available. Additional deposits may be made at any time by visiting a branch in person,  calling 405-235-3030, or via transfer inside Online/Mobile Banking. The early withdrawal penalty is based on the terms of your account: 1% of the amount withdrawn for terms of 12 months or less, and 3% of the amount withdrawn for terms greater than 12 months. Membership eligibility is required. A $1,000 minimum opening deposit is required to open any Certificate Account.  Fees may reduce earnings. Federally insured by NCUA up to $250,000 per depositor.
                        ** 12-Month Certificate: APY = Annual Percentage Yield. Certificate = Certificate Account. Rates and offers are effective as of 6/1/25, and are subject to change without notice. The 12-Month Certificate Account earns 3.50% APY and will automatically renew at maturity into a standard 12-month Certificate at the prevailing rate at that time. Other terms and rates are available. Additional deposits may be made at any time by visiting a branch in person,  calling 405-235-3030, or via transfer inside Online/Mobile Banking. The early withdrawal penalty is based on the terms of your account: 1% of the amount withdrawn for terms of 12 months or less, and 3% of the amount withdrawn for terms greater than 12 months. Membership eligibility is required. A $1,000 minimum opening deposit is required to open any Certificate Account.  Fees may reduce earnings. Federally insured by NCUA up to $250,000 per depositor.
                        + MONEY MARKET APY = Annual Percentage Yield. APY is a percentage rate that reflects the total amount of interest paid on an account based on the interest rate and frequency of compounding for the annual period. This account uses a blended-rate structure, meaning your balance earns different rates at each tier. The resulting APY will vary depending on how much of your balance falls into each range. The Interest Rate and Annual Percentage Yield may change at any time as determined by the Credit Union. We use the daily balance method to calculate interest, which applies a daily periodic rate to the balance in the account each day. Rates are current as of March 1, 2024, and are subject to change without notice. The minimum balance required to open this account is $2,500. Membership eligibility is required. Federally insured by NCUA.
                        2  7-Month Certificate:  APY = Annual Percentage Yield. Certificate = Certificate Account. Rates and offers are effective as of 7/25/25, and are subject to change without notice. The 7-Month Certificate Account earns 4.40% APY and will automatically renew at maturity into a standard 6-month Certificate at the prevailing rate at that time.  Other terms and rates are available. Additional deposits may be made at any time by visiting a branch in person,  calling 405-235-3030, or via transfer inside Online/Mobile Banking. The early withdrawal penalty is based on the terms of your account: 1% of the amount withdrawn for terms of 12 months or less, and 3% of the amount withdrawn for terms greater than 12 months. Membership eligibility is required. A $1,000 minimum opening deposit is required to open any Certificate Account.  Fees may reduce earnings. Federally insured by NCUA up to $250,000 per depositor.