Certificate Accounts
WEOKIE's Certificate Accounts offer competitive, fixed rates and now allow you to make additional deposits at any time, by visiting a branch, giving us a call at 405-235-3030, or by using the "Transfer" option in Online/Mobile Banking.
Grow your money with a certificate account!
Earn more. Worry less. Your rate is guaranteed.
When you invest in a WEOKIE Certificate, you’ll lock in a guaranteed rate of return, and your funds are federally insured. So as your savings grow safely and securely, so does your financial future. Our Certificates are also available for Individual Retirement Accounts (IRAs).
12-Month Certificate 3.75% APY
Guaranteed Returns
Lock in your rate for the entire term. No market volatility, no surprises - just guaranteed growth on your savings.
Add Funds Anytime
Unlike traditional certificates, you can make additional deposits at any time - online, by phone, or in-branch.
Federally Insured
Your deposits are protected up to $250,000 per depositor by the NCUA - the same protection as major banks.
Competitive Rates
Earn significantly more than traditional savings accounts with rates that outpace most market alternatives.
Build Your Emergency Fund
Are you prepared to cover an unexpected expense? Certificate Accounts are a great way to start building an emergency savings because of their high dividend rates.
Choose Your Term
With terms from 3 to 60 months, you have the flexibility to choose what works best for you.
Low-Risk Investment
Unlike stocks or other volatile investments, share certificate rates are fixed throughout the term.
Federally Insured Security
You don't risk losing what you invest and the dividends earned on a certificate are yours to keep. Deposits are federally insured by the NCUA.
Certificate Accounts and IRA Certificates
|
Term
|
APY
|
|---|---|
|
3 Month
|
2.95%
|
|
6 Month
|
3.25% |
|
12 Month
|
3.75% |
|
24 Month
|
3.50% |
|
30 Month
|
3.15% |
|
36 Month
|
3.15% |
|
48 Month
|
3.15% |
|
60 Month
|
3.15% |
Why our members choose WEOKIE.
Why our members choose WEOKIE.
"We set a savings goal for our dream vacation two years ago when we opened a certificate. We just returned and it was incredible! Thanks for making our dream a reality."
Sandra
"Opened a new savings and checking account on a Saturday and the process was so easy and painless. Thank you so much for such a great experience!"
Meghan
"I recently moved my primary and direct deposit to WEOKIE. My experience has been fantastic!!! Thank you for excellent customer service."
Lisa Johnson
Savings on your terms
High Yield Money Market
that grows with your balance.
Maximize your savings with our High Yield Money Market Account! This unique savings account combines higher dividends than regular savings with limited check-writing ability and a smart blended-rate structure. As your balance grows, each portion earns progressively higher rates across different tiers—so you get rewarded more without losing out on lower-tier earnings. Your blended APY is calculated as a weighted average, ensuring you always earn the maximum possible return on your entire balance. Perfect for savers who want both growth and accessibility!
Disclosures
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