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A variety of accounts to suit your needs.

Open a WEOKIE account online and see why managing your finances couldn't be easier.

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    Low Rates. Great Service.

    Apply for an Auto Loan without ever stepping foot in a branch.

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      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

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        Lending a hand when you need it

        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs. 

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          COMMERCIAL LOANS

          Commercial Loans

             

            Easy and convenient banking.

            WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

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              We are here to help.

              At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

                Certificates

                WEOKIE's Certificate Accounts offer competitive rates and rate increases for larger deposits.

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                15-Month Certificate Special
                4.85% APY*

                Limited Time Offer!
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                Earn more. Worry less.
                Your rate is guaranteed.

                When you invest in a WEOKIE Certificate, you’ll lock-in a guaranteed rate of return, and your deposits are federally insured. So as your savings grow safely and securely, so does your financial future.

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                15-Month Certificate Special  

                4.85% APY*

                22-Month Certificate Special  

                4.65% APY*

                35-Month Certificate Special  

                4.45% APY*

                22-Month Certificate Special  

                4.65% APY*

                35-Month Certificate Special  

                4.45% APY*

                Our Certificates are also available for Individual Retirement Accounts (IRAs). Check out all of our Certificate Account rates and terms here.

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                View Current Certificate Rates

                Special Certificate Offers

                Certificate = Certificate Account 15-Month Certificate 22-Month Certificate 35-Month Certificate
                APY* (on balances less than $100,000) 4.85 APY% 4.65% APY 4.45% APY
                APY* (on balances more than $100,000) 4.96% APY 4.76% APY 4.55% APY
                Minimum Deposit** $1,000 $1,000 $1,000
                Insured by the NCUA up to $250,000 per depositor. YES YES YES
                Early Withdrawal Penalty YES (see below) YES (see below) YES (see below)
                Renewal Terms At maturity, converts and renews as a standard 12-month Certificate rate and term. At maturity, converts and renews as a standard 24-month Certificate rate and term. At maturity, converts and renews as a standard 36-month Certificate rate and term.
                Certificate = Certificate Account.
                *APY = Annual Percentage Yield. Rates and offers are current as of 3/6/24, and are subject to change without notice. All Deposit Accounts: Non-certificate account rates may change after account opening. Fees or other conditions may reduce the earnings.
                ** A $1,000 minimum opening deposit is required.  Membership eligibility is required.  Early withdrawal penalties apply.
                For Certificate accounts, the amount of the early withdrawal penalty is based on the term of your account. The penalty schedule is as follows:
                -  Terms of 12 Months or less 1% of amount being withdrawn
                -  Terms of greater than 12 Months 3% of amount being withdrawn
                For IRA Certificate accounts, the amount of the early withdrawal penalty is based on the term of your account. The penalty schedule is as follows:
                -  Terms of 12 Months or less 1% of amount being withdrawn
                -  Terms of greater than 12 Months 3% of amount being withdrawn 

                More ways of helping your savings grow safely.

                If you’d like to earn higher returns on your savings while still having access to your funds, our High-Yield Money Market Account is a smart option. With tiered rates, higher balances earn higher dividends, and your money is always available should you need it.

                High-Yield Money Market

                earn up to

                3.00% APY**

                Learn More

                WEOKIE has other savings solutions, too! With so many ways to help you save, you’re sure to find one that perfectly fits your savings strategy. Check out all of our savings options here.
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                High dividend, low commitment saving.

                Why should you open a Certificate Account?

                One step on the path to financial success is understanding how to save your money and the best ways to do so.

                Build Your Emergency Fund

                Are you prepared to cover an unexpected expense? According to CNBC, some 56% of Americans are unable to cover an unexpected $1,000 bill with savings.

                An emergency saving is usually defined as 3-6 months’ worth of living expenses for the purpose of covering unforeseen situations like medical emergencies or car repairs.

                Certificate Accounts are a great way to start building an emergency savings because of their high dividend rates and because the funds are inaccessible for a set term, so you won’t have the temptation to spend it.

                If you think you might need the money sooner rather than later, choose a certificate that better suits your time frame. Share certificates may be part of your long-term savings strategy, but with terms from 3 to 60 months, you can access funds in the short term too.

                Low-Risk Investment

                Unlike stocks or other volatile investments, share certificate rates are fixed throughout the term. The U.S. Securities and Exchange Commission considers them one of the safest investments to make. You also don’t risk losing what you invest and the dividends earned on a certificate are yours to keep. Additionally, certificate accounts at WEOKIE are federally insured by the NCUA.

                "We set a savings goal for our dream vacation two years ago when we opened a certificate. We just returned and it was incredible! Thanks for making our dream a reality."
                SANDRA

                CERTIFICATE
                *APY = Annual Percentage Yield. Certificate = Certificate Account. APY will vary based on the daily balance maintained. Rates and offers are current as of March 1, 2024, and are subject to change without notice. Minimum $1,000 deposit is required. 15-Month Certificate Account: 4.85% APY available for balances less than $100,000 (4.96% APY for balances $100,000+). At maturity, converts and renews as a standard 12-month Certificate rate and term. 22-Month Certificate Accounts: 4.65% APY available for balances less than $100,000 (4.76% APY for balances $100,000. At maturity, converts and renews as a standard 24-month Certificate rate and term. 35-Month Certificate Accounts: 4.45% APY available for balances less than $100,000 (4.55% APY for balances $100,000. At maturity, converts and renews as a standard 36-month Certificate rate and term. Other terms and rates are available. A dividend penalty will be imposed for early withdrawal. The amount of the early withdrawal penalty is based on the term of your account. The penalty schedule is as follows: Terms of 12 Months or less = 1% of amount being withdrawn. Terms of greater than 12 Months = 3% of amount being Membership eligibility is required. $1,000 minimum opening deposit is required is open any Certificate Account. Federally insured by NCUA.

                MONEY MARKET
                **APY = Annual Percentage Yield. APY is a percentage rate that reflects the total amount of interest to be paid on an account based on the interest rate and frequency of compounding for the annual period. For this account, the Interest Rate and Annual Percentage Yield may change at any time as determined by the Credit Union. 3.00% APY only available with balances equal to or greater than $250,000. If the minimum daily balance of $250,000 is not met, you will not earn the stated Annual Percentage Yield. Other rates are available. We use the daily balance method to calculate interest on this account. This method applies a daily periodic rate to the principal in the account each day. Rates are valid as of March 1, 2024 and subject to change without notice. The minimum balance required to open this account is $25,000. Membership eligibility is required. Federally Insured by NCUA.