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A variety of accounts to suit your needs.

Open a WEOKIE account online and see why managing your finances couldn't be easier.

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    Low Rates. Great Service.

    Apply for an Auto Loan without ever stepping foot in a branch.

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      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

      Apply Online    Home Loan Rates

         

        Lending a hand when you need it

        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs. 

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          COMMERCIAL LOANS

          Commercial Loans

             

            Easy and convenient banking.

            WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

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              We are here to help.

              At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

                Checking Accounts

                Open A Checking Account Now    BOOK AN APPOINTMENT

                "Opened a new savings and checking account on a Saturday and the process was so easy and painless. Thank you so much for such a great experience!" - Meghan 

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                CHA-CHING! IT'S A WEOKIE THING.

                EARN UP TO $400*

                When Opening a NEW WEOKIE Checking Account.

                Add on a NEW Auto or Home Equity Loan and earn up to $500. 1

                Learn More

                *Restrictions apply. Scroll down to bottom of the page to view complete details. 


                WHICH CHECKING ACCOUNT IS RIGHT FOR YOU?

                Life is always better with options. Choose the checking account type that best fits your personal financial goals.

                We offer checking accounts that give the option of receiving deep discounts and personal protection benefits,  earning rewards or interest. And all accounts are accessible on your mobile device, online, or over the phone.

                ultimate-checking

                 


                WEOKIE's Premier Account:

                Ultimate Checking with BaZing

                Save money on the things you're already paying for. 

                Make life easier with these money-saving discounts and personal protection benefits:

                • Anywhere banking tools – mobile banking, online banking, bill pay, debit card, and e-Statements

                • Great interest on your checking

                • Cell phone protection1,2

                • Local and national savings where you shop, dine, and travel through the BaZing Savings App

                • Roadside assistance

                • Health Savings Card- pharmacy, vision & hearing discounts

                • ID Theft Aid1,2

                • $10,000 Travel Accidental Death Coverage

                $6.95 per month.

                Avoid $2 paper statement fee by opting for paperless e-Statements online. 

                Learn More about BaZing Checking Accounts

                1,2 Click to view details. 

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                Plus, with every CHECKING account you get:

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                 FREE Visa Debit Card
                money-from-bracket-solid
                FREE ATM transaction at more than 55,000 ATMs
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                FREE 24/7 secure online & mobile banking services
                • Send and receive money to/from other WEOKIE Members/accounts

                • Paperless e-Statements

                • Account alerts to help manage your money and avoid fees

                • Fraud Risk Protection – 24-hour monitoring of WEOKIE debit cards

                • Direct Deposit

                • Unlimited Check Writing

                • Unlimited Debit Card Usage 

                Open an account online in minutes



                Ultimate Checking with BaZing not a good fit?

                We have other checking account options and one is sure to fit your lifestyle and goals. 


                 

                award-solidUltimate
                Checking

                 
                Want an account that earns interest?

                • Anywhere banking tools – mobile banking, online banking, bill pay, debit card, and e-Statements
                • Great interest rates on your checking account
                • Courtesy Pay®

                No cost with e-Statements.*

                *Avoid $2 paper statement fee by opting for paperless e-Statements online. 

                LEARN MORE ABOUT ULTIMATE

                 

                thumbs-up-solidFreedom
                Checking

                Meet your basic banking needs:

                • Anywhere banking tools – mobile banking, online banking, bill pay, debit card, and e-Statements
                • 
                Courtesy Pay®

                No cost with e-Statements.*

                *Avoid $2 paper statement fee by opting for paperless e-Statements online.

                LEARN MORE ABOUT FREEDOM

                 

                Artboard 1-Sep-01-2023-04-03-04-9205-PMKasasa Cash Back
                Checking

                Want an account that gives you cash back?

                • Anywhere banking tools – mobile banking, online banking, bill pay, debit card, and e-Statements
                • 
                Courtesy Pay®
                • 4% Cash Back*
                • ATM Refunds

                No cost with e-Statements.*

                *Avoid $2 paper statement fee by opting for paperless e-Statements online.
                *4% cash back on purchases up to $200, maximum reward $8 per month.

                LEARN MORE ABOUT KASASA
                 

                 

                NOT QUITE SURE WHICH CHECKING ACCOUNT TO CHOOSE?

                Let us help you choose! View our informational chart to compare the account options. 

                Compare Checking Accounts

                 

                VISA® DEBIT CARDS

                • Your WEOKIE Visa Debit Card will give you surcharge-free access at more ATMs than even the largest U.S. banks.
                • Use at millions of locations around the world, anywhere Visa® Debit Cards are accepted
                • Shop online with any website that accepts Visa Debit Cards

                Learn More

                WEOKIE--Debit-Design-500px

                Lower Overdraft and NSF Fees

                To assist Oklahomans struggling with financial hardships, WEOKIE was the first financial institution in Oklahoma to announce the lowering of overdraft and NSF charges from $27.50 per occurrence to $15 per occurrence. 

                The change applies to all accounts, including checking and savings. WEOKIE 's lowering of fees is a meaningful reduction for members and supports shifts designed to create more equitable banking for everyone. Our priority is doing what's in the best interest of our members.

                • Courtesy Pay will help save you the embarrassment and inconvenience of a returned item, as well as the fee normally charged to you by merchants for items returned to them. There is no fee for having Courtesy Pay unless you use it. For Courtesy Pay to apply to your ATM and one-time debit card transactions, you must opt-in (consent) to have Courtesy Pay apply to those items. CLICK HERE to view details and disclosures. 

                • Overdraft Protection is a service that will transfer available funds from a designated account (Certificate and IRA are not allowed) to pay an authorized checking account transaction. Overdraft protection is available on checking accounts and covers only those checks presented through the Federal Reserve System or transactions through an ATM. Overdraft Protection is not available for checks presented at a teller window. Please refer to our Fee Schedule for more information on our current fees and service charges.

                For more information or to apply, please call Member Services at (405) 235-3030 or 1-800-678-5363.

                Courtesy Pay Overdraft & Courtesy Pay Protection

                What is it?


                In the event that you do not have enough money in your account, Overdraft Protection will transfer available funds from one of your eligible WEOKIE accounts to pay the transaction.

                How does it work?


                If we receive a transaction that cannot be covered by the funds in your checking account, we'll automatically transfer enough to cover your account.

                Fees


                You must maintain a balance or credit limit that will cover any overdrafts from your Checking Account, otherwise, a standard $15 non-sufficient funds (NSF) fee will apply per transaction for Courtesy Pay. 

                How to get started


                For more information or to apply, please call Member Services at (405) 235-3030 or 1-800-678-5363.

                Open an account online in minutes


                Checking FAQs

                 

                *Checking Account Promo IMPORTANT INFORMATION: This offer is limited to only new WEOKIE Federal Credit Union checking account customers (those who currently have an active WEOKIE Checking Account are ineligible). Membership eligibility is required. The application is subject to approval & further review. Only Retail Checking Accounts (Freedom, Kasasa, Ultimate, or Ultimate with BaZing) are eligible for any of the checking bonus offers. Commercial Checking Accounts are not eligible. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Transactions may take one or more business days from the date the transaction was made to post and settle to an account. Ask for details. The promo ends on 12/31/2023  and all accounts must be opened by 12/31/2023  to be eligible for bonus offers. All bonus offers are limited to one per person or organization. See details for each below.  Information is accurate as of 10/01/23 and may change without notice. Federally Insured by NCUA.
                Checking Swipe Bonus (up to $300) - To receive the bonus: Make twenty (20) qualifying WEOKIE debit card point of sale (POS) transactions that need to be posted to your qualifying checking account within 45 days of account opening (via a POS device in-store or an online transaction). ATM transactions and Authorization Holds do not qualify. Bonus will be posted to the account the first business day after the 45-day criteria are met (Contract Date + 45 calendar days). The account must be opened and Active by 12/31/2023 and debit card swipes must be posted to the account 45 days from the account opening date.  The final bonus payout will occur on or around 1/15/2024. Offer limited to one new swipe transaction-related bonus per person or organization for the duration of the promo. $300 will be awarded when debit card swipes are made on the new Ultimate with BaZing - or -  $100 when debit card swipes are made on the new Ultimate, Kasasa, or Freedom Checking Account.
                Checking Deposit Bonus ($100) - To receive the bonus: Make a minimum $250 deposit to this new qualifying account within 45 days of account opening. Opening account deposits are excluded as qualifying deposits.  Offer limited to one deposit-related bonus per person or organization for the duration of the promo. Bonus will be posted to the account the first business day after the 45-day criteria are met (Contract Date + 45 calendar days). The account must be opened and Active by 12/31/2023 and a minimum $250 qualifying deposit must be posted to the account 45 days from the account opening date.  The final bonus payout will occur on or around 1/15/2024. $100 will be awarded when $250 deposit is made into the new Ultimate with BaZing, Ultimate, Kasasa, or Freedom Checking Account.

                LOAN Promo IMPORTANT INFORMATION:

                1 Loan Bonus ($100)- Offer good on all NEW WEOKIE Auto, Home Equity, or HELOC loans that have set up auto-transfer payments from a WEOKIE checking account. Other Mortgage Loans and Credit Cards are not eligible. Loan approval, APR, and other terms and conditions are based on underwriting factors such as LTV (Loan to Value), payment method, creditworthiness, collateral, and the term of the loan. All loans are subject to approval. Offer, rates, terms, and conditions are subject to change without prior notice. Cash will be provided as a $100 credit applied to the primary borrower's membership savings within 30 days of loan funding. Loan must remain open with a balance for a minimum of 30 days to qualify. Applicant must meet eligibility requirements for WEOKIE membership. Information is accurate as of 10/11/23 and may change without notice. Offer expires 12/31/23. Federally Insured By NCUA. Equal Housing Lender. NMLS# 442689

                2 60 days no payment: If you choose to defer your payment for 60 days, interest will continue to accrue during this time. 60 Days no payment ONLY available on Auto Loans.   

                To receive up to $500 mentioned, you must fulfill all Checking Promo & Loan Promo requirements as outlined.


                BaZing Account Disclosures: 1 Subject to the terms and conditions detailed in the Guide to Benefits. 2 Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY. 3 Billshark requires additional activation to begin.
                * Qualifications to earn a higher interest rate are as followed: enroll in e-Statements,  20 or more debit card swipes per month, receive a monthly deposit of $250 or more.
                e-Statement enrollment is required to avoid a $2.00 paper statement fee.
                 
                Kasasa Cash Back Details/Disclosures
                Qualification Information: Twenty (20) or more debit card point of sale (POS) transactions per Monthly Qualification Cycle, a minimum of one direct or electronic deposit of at least $250 each month, and enrollment in electronic statements are required and an ongoing condition(s) of this account to qualify for the account rewards. The following activities do not count toward earning account rewards: ATM- processed transactions, transfers between accounts, credit card purchases, debit and credit card purchases processed by merchants and received by the credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not assigned to the Kasasa Cash Back account. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. Monthly Qualification Cycle means a period beginning one (1) business day prior to the first day  of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
                Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle you will receive 4% cash back on up to a total of $200 debit card purchases that post and settle to the account during the cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle. In addition, you will receive reimbursements up to an aggregate total of $8.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we received does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the receipt within sixty (60) calendar days of withdrawal transaction. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rate may change without notice to you. No minimum balance is required to earn or receive the accounts rewards. Rewards less than a penny cannot be distributed. If the account is closed before the rewards are credited, you will forfeit the rewards. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.