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A variety of accounts to suit your needs.

Open a WEOKIE account online and see why managing your finances couldn't be easier.

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    Low Rates. Great Service.

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      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

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        Lending a hand when you need it

        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a  

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          COMMERCIAL LOANS

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            Easy and convenient banking.

            WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

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              We are here to help.

              At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

                Checking Accounts


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                CHA-CHING! IT'S A WEOKIE THING.

                EARN UP TO $200*

                When Opening a NEW WEOKIE Checking Account.

                Learn More

                *Restrictions apply. See link for details. 


                WHICH CHECKING ACCOUNT IS RIGHT FOR YOU?

                Life is always better with options. Choose the checking account type that best fits your personal financial goals.

                We offer checking accounts that give the option of receiving deep discounts and personal protection benefits,  earning rewards or interest. And all accounts are accessible on your mobile device, online, or over the phone.

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                WEOKIE's Premier Account:

                Ultimate Checking with BaZing

                Save money on the things you're already paying for. 

                Make life easier with these money-saving discounts and personal protection benefits:

                • Anywhere banking tools – mobile banking, online banking, bill pay, debit card, and e-Statements

                • Great interest on your checking

                • Cell Phone Protection1,2

                • Local and National Savings where you Shop, Dine, and Travel thru the BaZing Savings App

                • Roadside Assistance

                • Health Savings Card- Pharmacy, vision & hearing discounts

                • ID Theft Aid1,2

                • $10,000 Travel Accidental Death Coverage

                $6.95 per month.

                Avoid $2 paper statement fee by opting for paperless e-Statements online. Other terms and fees may apply. 

                Learn More About Bazing Checking

                1,2 Click to view details. 

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                Plus, with every CHECKING account you get:

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                 FREE Visa Debit Card
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                FREE ATM transaction at more than 55,000 ATMs
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                FREE 24/7 secure online & mobile banking services
                • Send and receive money to/from other WEOKIE Members/accounts

                • Paperless e-Statements

                • Account alerts to help manage your money and avoid fees

                • Fraud Risk Protection – 24-hour monitoring of WEOKIE debit cards

                • Direct Deposit

                • Unlimited Check Writing

                • Unlimited Debit Card Usage 

                Open an account online in minutes



                Ultimate Checking with BaZing not a good fit?

                We have other checking account options and one is sure to fit your lifestyle and goals. 


                 

                award-solidUltimate
                Checking

                 
                Want an account that earns interest?

                • Anywhere banking tools – mobile banking, online banking, bill pay, debit card, and e-Statements
                • Great Interest on Your Checking
                • Courtesy Pay®

                No cost with e-Statements.*

                *Avoid $2 paper statement fee by opting for paperless e-Statements online. Other terms and fees may apply. 

                LEARN MORE ABOUT ULTIMATE

                 

                thumbs-up-solidFreedom
                Checking

                Meet your basic banking needs:

                • Anywhere banking tools – mobile banking, online banking, bill pay, debit card, and e-Statements
                • 
                Courtesy Pay®

                No cost with e-Statements.*

                *Avoid $2 paper statement fee by opting for paperless e-Statements online. Other terms and fees may apply. 

                LEARN MORE ABOUT FREEDOM

                 

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                Checking

                Want an account that earns refunds?

                • Anywhere banking tools – mobile banking, online banking, bill pay, debit card, and e-Statements
                • 
                Courtesy Pay®
                • KASASA Rewards
                • ATM Refunds

                No cost with e-Statements.*

                *Avoid $2 paper statement fee by opting for paperless e-Statements online. Other terms and fees may apply. 

                LEARN MORE ABOUT KASASA
                 

                 

                NOT QUITE SURE WHICH CHECKING ACCOUNT TO CHOOSE?

                Let us help you choose! View our informational chart to compare the account options. 

                Compare Checking Accounts

                 

                VISA® DEBIT CARDS

                • Your WEOKIE Visa Debit Card will give you surcharge-free access at more ATMs than even the largest U.S. banks.
                • Use at millions of locations around the world, anywhere Visa® debit cards are accepted
                • Shop online with any website that accepts Visa Debit Cards

                Learn More

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                Lower Overdraft and NSF Fees

                To assist Oklahomans struggling with financial hardships, WEOKIE was the first financial institution in Oklahoma to announce the lowering of overdraft and NSF charges from $27.50 per occurrence to $15 per occurrence. 

                The change applies to all accounts, including checking and savings. WEOKIE 's lowering of fees is a meaningful reduction for members and supports shifts designed to create more equitable banking for everyone. Our priority is doing what's in the best interest of our members.

                • Courtesy Pay will help save you the embarrassment and inconvenience of a returned item, as well as the fee normally charged to you by merchants for items returned to them. There is no fee for having Courtesy Pay unless you use it. For Courtesy Pay to apply to your ATM and one-time debit card transactions, you must opt-in (consent) to have Courtesy Pay apply to those items. CLICK HERE to view details and disclosures. 

                • Overdraft Protection is a service that will transfer available funds from a designated account (Certificate of Deposit and IRA are not allowed) to pay an authorized checking account transaction. Overdraft protection is available on checking accounts and covers only those checks presented through the Federal Reserve System or transactions through an ATM. Overdraft Protection is not available for checks presented at a teller window. Please refer to our Fee Schedule for more information on our current fees and service charges.

                For more information or to apply, please call Member Services at (405) 235-3030 or 1-800-678-5363.

                Courtesy Pay Overdraft & Courtesy Pay Protection

                What is it?


                In the event that you do not have enough money in your account, Overdraft Protection will transfer available funds from one of your eligible WEOKIE  accounts to pay the transaction.

                How does it work?


                If we receive a transaction that cannot be covered by the funds in your checking account, we'll automatically transfer enough to cover your account.

                Fees


                You must maintain a balance or credit limit that will cover any overdrafts from your Checking Account, otherwise, a standard $15 non-sufficient funds (NSF) fee will apply per transaction for Courtesy Pay. 

                How to get started


                For more information or to apply, please call Member Services at (405) 235-3030 or 1-800-678-5363.

                 

                Open an account online in minutes


                Checking FAQs

                 
                BaZing Account Disclosures: 1 Subject to the terms and conditions detailed in the Guide to Benefits. 2 Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY. 3 Billshark requires additional activation to begin.
                * Qualifications to earn a higher interest rate are as followed: enroll in e-Statements,  20 or more debit card swipes per month, receive a monthly deposit of $250 or more.
                e-Statement enrollment is required to avoid a $2.00 paper statement fee.