Ultimate With BaZing Checking Benefits
Interest-Earning
Security & Protection
Federally Insured
Savings & Perks
Enjoy everyday discounts at local and national retailers on the things you already buy!
Account Details
Are you a foodie who loves to check out new restaurants? Always on the lookout for deals when you go shopping?
BaZing gives you exclusive online and mobile coupons for this and more at local retailers and national chains.
And, with the BaZing Health Savings Card you can save on prescriptions, eye exams, frames, lenses, and hearing aids!
When you sign up and open a BaZing Checking, you unlock savings on almost everything you buy. Watch those discounts add up fast!
Life can be unpredictable, but Ultimate with BaZing Checking has you covered. Enjoy identity theft protection, cell phone coverage, and plenty more to help you navigate the unexpected.
Enjoy the following features:
- Great interest on your checking1
- Anywhere banking tools: mobile banking, online banking, bill pay, debit card, and e-Statements
- Cell phone protection1,2
- Local and national savings where you shop, dine, and travel through the BaZing Savings App
- Roadside assistance
- Health Savings Card: pharmacy, vision & hearing discounts
- ID Theft Aid1,2
- $10,000 Travel Accidental Death Coverage1,2
Click here for an in-depth breakdown of all the features you’ll get from this amazing rewards checking account.
$6.95 per month / Avoid the $2 monthly paper statement fee by signing up for paperless e-statements.
ID Theft Aid
A host of identity products to keep you safe.1,2
Cell Phone Protection
Phone broken or stolen? You’re covered with repair or replacement.1,2
Roadside Assistance
Available 24/7 and free to use, covers up to $80 in covered service charges.
BaZing Savings
Shop local, save local. Discover discounts and national retailer deals.
Health Savings
Save money on prescriptions, eye exams, frames, lenses and hearing services.
Billshark
Bill negotiation and subscription canceling service1
All WEOKIE Checking Accounts Come With:
- Low-Cost Start
- Overdraft Protection
- Overdraft Lifeline
- Fee-Free ATMs
- No Minimum Balance
- Unlimited Bill Pay
- Mobile Deposits
- Shared Branches
- Easy Transfers
- Fraud Protection
- Unlimited Transactions
- Account Alerts
Open an Account in 3 Easy Steps!
Step1
Apply Online
Click the button below or visit a branch to start the application process.
Step2
Pay Only $20
Pay a low opening fee of $20 to serve as your initial deposit and finalize the activation process.
Step3
Start Spending and Earning!
Start enjoying competitive interest rates and the many perks and benefits of this account!
BAILEY C., OKLAHOMA CITY, OK
BaZing Rewards Checking Account FAQs
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How do the annual percentage yields (APYs) compare to other account types?
This checking account offers competitive interest rates so you can grow your balance more quickly than with many traditional deposit options.
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Are the funds in this checking account insured like those in savings accounts?
Yes, the National Credit Union Administration (NCUA) provides federal insurance up to $250,000 per account. This is the same level of protection that the FDIC provides banks.
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Is this a checking account that allows me to earn interest on my balance?
Yes, you can earn a competitive interest rate on your account balance. This applies even if you don't meet the qualifications for the higher tier.
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Are the interest rates subject to change without notice?
WEOKIE may adjust interest rates periodically based on market conditions. We strive to maintain competitive rates for our account holders.
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What unique benefits do WEOKIE's checking accounts offer?
This checking account with rewards provides exclusive perks. Take advantage of phone protection, ID theft assistance, and local and national discounts through the BaZing Savings App.
Discover the Advantages of Banking With WEOKIE
When you become a WEOKIE Federal Credit Union member, you're not just a customer—you're a valued part of our financial family.
We have served the Oklahoma City community for over 50 years. Our experience has given us deep insight into what matters most to our 60,000+ members.
Ultimate Checking With BaZing goes above and beyond traditional checking. This feature-rich account offers many benefits designed to help you save money on everyday expenses.
You'll enjoy cell phone protection, ID theft aid, roadside assistance, and exclusive discounts. We tailor our checking accounts to meet your needs and exceed your expectations.
WE ARE HERE TO HELP.
If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.
ADDITIONAL CHECKING ACCOUNT OPTIONS:
Ultimate Checking
Earn a higher rate than traditional checking accounts with perks like overdraft protection and more.
Kasasa Cash Back Checking
Earn 4% cash back+ on debit card purchases, get refunds on ATM fees, and enjoy overdraft protection.
Freedom Checking
This basic checking account has no monthly fees (with e-statements), unlimited check writing, and overdraft options.
*Checking Account Promo IMPORTANT INFORMATION: Offer ends 12/31/24. BaZing Monthly fee, $6.95/month. Membership eligibility is required. The application is subject to approval & further review. Only Ultimate with BaZing accounts are eligible for a $200 bonus offer. Commercial Checking Accounts are not eligible. WEOKIE Employees are not eligible. To receive the bonus, the account holder must make twenty (20) qualifying WEOKIE debit card point of sale (POS) transactions that need to be posted to the new Ultimate with BaZing checking account within 45 days of account opening (via a POS device in-store or an online transaction). ATM transactions and Authorization Holds do not qualify. Transactions may take one or more business days from the date the transaction was made to post and settle to an account. Bonus will be posted to the account the first business day after the 45-day criteria are met (Contract Date + 45 calendar days). The account must be opened and active by 12/31/2024 and must not be closed or restricted at the time of payout. The final bonus payout will occur on or around February, 14, 2025. Ask for details. Information is accurate as of 6/3/24 and may change without notice. APY = Annual Percentage Yield. APYs accurate as of 2/26/24. Balances up to $35,000.00 receive an APY of 3.00%, and balances over $35,000.00 earn .10% APY . Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. A minimum deposit of $20 is required to open the Ultimate with BaZing Checking account. No minimum balance is required to obtain the bonus. Federally Insured by NCUA.
** Paper Statement Fee: Avoid $2 paper statement fee by opting for paperless e-Statements online.
1,2 BaZing Account Details/Disclosures View BaZing's Privacy Policy at https://www.bazing.com/TermsOfUse.aspx.
1 Subject to the terms and conditions detailed in the Guide to Benefits. Billshark requires additional activation to begin. Qualifications to earn a higher interest rate are as followed: enroll in e-Statements, 20 or more debit card swipes per month, receive a monthly deposit of $250 or more
2 Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.
3 Courtesy Pay Our standard overdraft services, known as Courtesy Pay, allow us to pay a check, automatic bill payment, or ACH transaction drawn on your personal checking account, even if the transaction exceeds your available balance. If you are eligible for Courtesy Pay, you can overdraw your account up to $1,200. You must opt-in to Courtesy Pay, and we charge a fee for each Courtesy Pay transaction.
- In order to be eligible for this service, you must be eighteen years or older and your account (1) must be in good standing, as defined below, (2) must have been open for at least 45 days, (3) must have a positive balance at the time you opt-in to Courtesy Pay and at the time Courtesy Pay is activated, and (4) must not receive Social Security or other protected benefits that you do not want applied to repay an overdraft. An account in good standing (1) must not have any garnishments, levies, or other legal orders, and (2) must have a positive available balance overnight at least once every 35 days. If the available balance in an account remains negative for 45 days, we will close the account. Courtesy Pay is only available for one account per member. We reserve the right to revoke Courtesy Pay without notice to you if (1) there has been a forgery or fraud reported or committed involving your accounts, (2) any checks or drafts on your accounts are lost or stolen, (3) there has been any misrepresentation or any other abuse or misuse of any of your accounts, (4) you have demonstrated conduct which is abusive in nature or (5) as outlined in any policy we have adopted regarding restricting services.
- If you meet these eligibility requirements, you may opt-in to Courtesy Pay using the Overdraft Services Consent form. If you opt-in to Courtesy Pay, we may, at our discretion, pay a check, automatic bill payment, or ACH transaction that exceeds your available balance. We do not authorize and pay overdrafts for ATM transactions and one-time debit card transactions unless you specifically ask us to do so on the Overdraft Services Consent Form.
- For each overdraft transaction that we authorize and pay, we will charge a Courtesy Pay Fee, as shown in the Fee Schedule. The fee will be charged to the overdrawn account and will further decrease the available balance in your account. You may overdraw the available balance in your account up to $1,200.
- We pay all overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined. When we choose not to pay a check, automatic bill payment, or ACH transaction that exceeds your available balance, we will still charge either an Insufficient Funds Fee or an Uncollected Fee, as shown in the Fee Schedule and described in the Membership and Account Agreement. For any one transaction, you will either be charged a Courtesy Pay Fee, an Insufficient Funds Fee, or an Uncollected Fee, but not more than one of these.
- Courtesy Pay is a Registered Trademark of BANCServices Group, Inc.
4 Overdraft Options We offer two products, Overdraft Protection and Courtesy Pay, to help you avoid a returned check or declined transaction in the event that your transactions exceed the available balance in your account. For an explanation of how your available balance is calculated, see Understanding Your Account Balance in the Membership and Account Agreement. Overdraft Protection and Courtesy Pay both require your consent.
- If you elect to add Overdraft Protection to your account, this service allows you to designate an account (the “designated account”) in your name from which funds will be transferred in order to cover any transaction that exceeds the available balance of your checking account. Term accounts and Individual Retirement Accounts (IRA) are not eligible for use as designated accounts for Overdraft Protection. The amount transferred to your checking account by Overdraft Protection cannot exceed the available balance of the designated account from which funds are transferred. There is no fee for using Overdraft Protection. For more information about this service or to add this service to your account, visit a branch or call 405-235-3030.
- If you opt-in to Courtesy Pay, also called Standard Overdraft Services, this service allows us to pay a check, automatic bill payment, or ACH transaction, even if the transaction exceeds your available balance. We do not authorize and pay overdrafts for ATM transactions and one-time debit card transactions unless you ask us to. For more information about Courtesy Pay, see the section below titled Courtesy Pay. To opt-in to Courtesy Pay or to authorize us to pay overdrafts on your ATM and one-time debit card transactions, see the Overdraft Services Consent form.
- If you elect to add Overdraft Protection and opt-in to Courtesy Pay, we will use Overdraft Protection, if possible, rather than Courtesy Pay when transactions exceed the available balance in your checking account. If the amount of a transaction exceeds the available balance in the account you designated for Overdraft Protection, then we may use Courtesy Pay.
- Both Overdraft Protection and Courtesy Pay are privileges that offer flexibility and peace of mind, knowing that your transactions may be covered. However, Courtesy Pay may be expensive. Overdraft Protection may be more suitable for your needs.
+ Kasasa Cash Back Details/Disclosures
Account Overview: Kasasa Cash Back is a variable reward checking account with no minimum balance and no monthly fee, that rewards account holders with cash back on their debit card purchases and nationwide ATM withdrawal fee refunds when they meet the minimum qualifications during the account’s Monthly Qualification Cycle.
Rate Information: This account is a non-interest bearing account. Therefore, there is no Annual Percentage Yield.
Amount To Open The Account: The minimum balance required to open the account is $20.
Balance Information: There is no minimum daily balance requirement.
Qualification Information: Twenty (20) or more debit card point of sale (POS) transactions per Monthly Qualification Cycle, a minimum of one direct or electronic deposit of at least $250 each month, and enrollment in electronic statements are required and an ongoing condition(s) of this account to qualify for the account rewards. The following activities do not count toward earning account rewards: ATM- processed transactions, transfers between accounts, credit card purchases, debit and credit card purchases processed by merchants and received by the credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not assigned to the Kasasa Cash Back account. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. Monthly Qualification Cycle means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle you will receive 4% cash back on up to a total of $200 debit card purchases that post and settle to the account during the cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle. In addition, you will receive reimbursements up to an aggregate total of $8.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we received does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the receipt within sixty (60) calendar days of withdrawal transaction. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rate may change without notice to you. No minimum balance is required to earn or receive the accounts rewards. Rewards less than a penny cannot be distributed. If the account is closed before the rewards are credited, you will forfeit the rewards. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.