KASASA Cash Back Checking
Kasasa Cash Back
Get cash back on everyday debit card purchases, and then shop some more!
Earn cash back while doing your favorite hobby...shopping! Plus, it's no cost with e-Statements.*
• Earn 4% cash back on debit card purchases on the first $200 in purchases each month
• ATM fee refunds up to $8 per month
• Courtesy Pay® - up to $1,200 overdraft protection
• No monthly service charge
• No minimum balance to maintain
• Minimum $20 deposit to open
• Minimum 20 WEOKIE debit card transactions per month
• Receive e-Statements
• Monthly Online Banking User
• At least 20 debit card purchases
• At least one direct deposit or ACH credit transaction
• Be enrolled in e-Statements
*Avoid $2 paper statement fee by opting for paperless e-Statements online.
Plus, with every WEOKIE Checking Account you get:
FREE Visa Debit Card
FREE ATM transactions at more than 55,000 ATMs
FREE 24/7 secure online & mobile banking services
$20 minimum opening deposit requirement
No average daily balance requirement
Mobile Check Deposit (via Mobile Banking)
Ultimate Checking with BaZing
Earn Up to $200*
Do you want a checking account with no minimum balance that saves you money on the things you're already paying for?
Looking for high-yield checking? We offer higher APY on balances up to $35,000 and up to $1,200 overdraft protection.
Lower Overdraft and NSF Fees
To assist Oklahomans struggling with financial hardships, WEOKIE was the first financial institution in Oklahoma to announce the lowering of overdraft and NSF charges from $27.50 per occurrence to $15 per occurrence.
The change applies to all accounts, including checking and savings. WEOKIE 's lowering of fees is a meaningful reduction for members and supports shifts designed to create more equitable banking for everyone. Our priority is doing what's in the best interest of our members.
Courtesy Pay will help save you the embarrassment and inconvenience of a returned item, as well as the fee normally charged to you by merchants for items returned to them. There is no fee for having Courtesy Pay unless you use it. For Courtesy Pay to apply to your ATM and one-time debit card transactions, you must opt-in (consent) to have Courtesy Pay apply to those items. CLICK HERE to view details and disclosures.
Overdraft Protection is a service that will transfer available funds from a designated account (Certificate and IRA are not allowed) to pay an authorized checking account transaction. Overdraft protection is available on checking accounts and covers only those checks presented through the Federal Reserve System or transactions through an ATM. Overdraft Protection is not available for checks presented at a teller window.
Read our Courtesy Pay Disclosure.
What is it?
How does it work?
How to get started
Browse our most current rates for WEOKIE checking accounts and learn how to take the next step.
*e-Statement enrollment required to avoid $2.00 paper statement fee.
Account Overview: Kasasa Cash Back is a variable reward checking account with no minimum balance and no monthly fee, that rewards accountholders with cash back on their debit card purchases and nationwide ATM withdrawal fee refunds when they meet the minimum qualifications during the account’s Monthly Qualification Cycle.
Rate Information: This account is a non-interest bearing account. Therefore, there is no Annual Percentage Yield.
Balance Information: There is no minimum daily balance requirement.
Qualification Information: Twenty (20) or more debit card point of sale (POS) transactions per Monthly Qualification Cycle, a minimum of one direct or electronic deposit of at least $250 each month, and enrollment in electronic statements are required and an ongoing condition(s) of this account to qualify for the account rewards. The following activities do not count toward earning account rewards: ATM- processed transactions, transfers between accounts, credit card purchases, debit and credit card purchases processed by merchants and received by the credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not assigned to the Kasasa Cash Back account. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. Monthly Qualification Cycle means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle you will receive 4% cash back on up to a total of $200 debit card purchases that post and settle to the account during the cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle. In addition, you will receive reimbursements up to an aggregate total of $8.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we received does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the receipt within sixty (60) calendar days of withdrawal transaction. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rate may change without notice to you. No minimum balance is required to earn or receive the accounts rewards. Rewards less than a penny cannot be distributed. If the account is closed before the rewards are credited, you will forfeit the rewards. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.