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A variety of accounts to suit your needs.

Open a WEOKIE account online and see why managing your finances couldn't be easier.

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    Apply for an Auto Loan without ever stepping foot in a branch.

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      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

      Apply Online    Home Loan Rates


        Lending a hand when you need it

        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs. 

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          Commercial Loans


            Easy and convenient banking.

            WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

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              We are here to help.

              At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

                KASASA Cash Back Checking



                *Restrictions apply. See link for details. 

                Kasasa Cash Back

                Get cash back on everyday debit card purchases, and then shop some more!  

                Earn cash back while doing your favorite hobby...shopping! Plus, it's no cost with e-Statements.*

                •   Earn 4% cash back on debit card purchases on the first $200 in purchases each month
                •   ATM fee refunds up to $8 per month
                •   Courtesy Pay® - up to $1,200 overdraft protection
                •   No monthly service charge
                •   No minimum balance to maintain
                •   Minimum $20 deposit to open
                •   Minimum 20 WEOKIE debit card transactions per month 
                •   Receive e-Statements
                •   Monthly Online Banking User


                •   At least 20 debit card purchases
                •   At least one direct deposit or ACH credit transaction
                •   Be enrolled in e-Statements

                Open an account online in minutes

                *Avoid $2 paper statement fee by opting for paperless e-Statements online.



                Plus, with every WEOKIE Checking Account you get:


                 FREE Visa Debit Card
                FREE ATM transactions at more than 55,000 ATMs
                FREE 24/7 secure online & mobile banking services
                • Send and receive money to/from other WEOKIE Members/accounts

                • Paperless e-Statements

                • Account alerts to help manage your money and avoid fees

                • Fraud Risk Protection – 24-hour monitoring of WEOKIE debit cards

                • Direct Deposit

                • Unlimited Check Writing

                • Unlimited Debit Card Usage 



                We have other checking account options and one is sure to fit your lifestyle and goals. 

                Let us help you choose! View our informational chart to compare the account options. 

                Compare Checking Accounts

                VISA® DEBIT CARDS

                • Your WEOKIE Visa Debit Card will give you surcharge-free access at more ATMs than even the largest U.S. banks.
                • Use at millions of locations around the world, anywhere Visa® Debit Cards are accepted
                • Shop online with any website that accepts Visa Debit Cards

                Learn More


                Lower Overdraft and NSF Fees

                To assist Oklahomans struggling with financial hardships, WEOKIE was the first financial institution in Oklahoma to announce the lowering of overdraft and NSF charges from $27.50 per occurrence to $15 per occurrence. 

                The change applies to all accounts, including checking and savings. WEOKIE 's lowering of fees is a meaningful reduction for members and supports shifts designed to create more equitable banking for everyone. Our priority is doing what's in the best interest of our members.

                • Courtesy Pay will help save you the embarrassment and inconvenience of a returned item, as well as the fee normally charged to you by merchants for items returned to them. There is no fee for having Courtesy Pay unless you use it. For Courtesy Pay to apply to your ATM and one-time debit card transactions, you must opt-in (consent) to have Courtesy Pay apply to those items. CLICK HERE to view details and disclosures. 

                • Overdraft Protection is a service that will transfer available funds from a designated account (Certificate and IRA are not allowed) to pay an authorized checking account transaction. Overdraft protection is available on checking accounts and covers only those checks presented through the Federal Reserve System or transactions through an ATM. Overdraft Protection is not available for checks presented at a teller window. 

                For more information or to apply, please call Member Services at (405) 235-3030 or 1-800-678-5363.



                Overdraft Protection

                Read our Courtesy Pay Disclosure.

                What is it?

                In the event that you do not have enough money in your account, Overdraft Protection will transfer available funds from one of your eligible WEOKIE  accounts to pay the transaction.

                How does it work?

                If we receive a transaction that cannot be covered by the funds in your checking account, we'll automatically transfer enough to cover your account. If a line of credit is used to cover the transaction, interest will accrue on the outstanding balance until the loan is paid in full.


                You must maintain a balance or credit limit that will cover any overdrafts from your Checking Account, otherwise, a standard $15 non-sufficient funds (NSF) fee will apply per transaction. 

                How to get started

                For more information or to apply, please call Member Services at (405) 235-3030 or 1-800-678-5363.

                Checking FAQs


                *e-Statement enrollment required to avoid $2.00 paper statement fee.

                Kasasa Cash Back Details/Disclosures
                Account Overview:
                Kasasa Cash Back is a variable reward checking account with no minimum balance and no monthly fee, that rewards accountholders with cash back on their debit card purchases and nationwide ATM withdrawal fee refunds when they meet the minimum qualifications during the account’s Monthly Qualification Cycle.
                Rate Information: This account is a non-interest bearing account. Therefore, there is no Annual Percentage Yield.
                Amount To Open The Account: The minimum balance required to open the account is $20.
                Balance Information: There is no minimum daily balance requirement.
                Qualification Information: Twenty (20) or more debit card point of sale (POS) transactions per Monthly Qualification Cycle, a minimum of one direct or electronic deposit of at least $250 each month, and enrollment in electronic statements are required and an ongoing condition(s) of this account to qualify for the account rewards. The following activities do not count toward earning account rewards: ATM- processed transactions, transfers between accounts, credit card purchases, debit and credit card purchases processed by merchants and received by the credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not assigned to the Kasasa Cash Back account. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. Monthly Qualification Cycle means a period beginning one (1) business day prior to the first day  of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
                Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle you will receive 4% cash back on up to a total of $200 debit card purchases that post and settle to the account during the cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle. In addition, you will receive reimbursements up to an aggregate total of $8.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we received does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the receipt within sixty (60) calendar days of withdrawal transaction. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rate may change without notice to you. No minimum balance is required to earn or receive the accounts rewards. Rewards less than a penny cannot be distributed. If the account is closed before the rewards are credited, you will forfeit the rewards. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

                *Checking Account Promo IMPORTANT INFORMATION: This offer is limited to only new WEOKIE Federal Credit Union checking account customers (those who currently have an active WEOKIE Checking Account are ineligible). Membership eligibility is required. The application is subject to approval & further review. Only Ultimate with BaZing accounts are eligible for any of the checking bonus offers. Commercial Checking Accounts are not eligible. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Transactions may take one or more business days from the date the transaction was made to post and settle to an account. Ask for details. The promo ends on 3/15/2024  and all accounts must be opened by 3/15/2024 to be eligible for bonus offers. All bonus offers are limited to one per person or organization. See details for each below.  Information is accurate as of 1/1/24 and may change without notice. Federally Insured by NCUA.
                Checking Swipe Bonus ($100) - To receive the bonus: Make twenty (20) qualifying WEOKIE debit card point of sale (POS) transactions that need to be posted to your new Ultimate with BaZing checking account within 45 days of account opening (via a POS device in-store or an online transaction). ATM transactions and Authorization Holds do not qualify. Bonus will be posted to the account the first business day after the 45-day criteria are met (Contract Date + 45 calendar days). The account must be opened and Active by 3/15/2024  and debit card swipes must be posted to the account 45 days from the account opening date.  The final bonus payout will occur on or around 5/16/2024. Offer limited to one new swipe transaction-related bonus per person or organization for the duration of the promo.
                Checking Deposit Bonus ($100) - To receive the bonus: Make a minimum $250 deposit to your new Ultimate with BaZing checking account within 45 days of account opening. Opening account deposits are excluded as qualifying deposits.  Offer limited to one deposit-related bonus per person or organization for the duration of the promo. Bonus will be posted to the account the first business day after the 45-day criteria are met (Contract Date + 45 calendar days). The account must be opened and Active by 3/15/2024  and a minimum $250 qualifying deposit must be posted to the account 45 days from the account opening date.  The final bonus payout will occur on or around 5/16/2024.