You'll pay quite a bit less in interest every month with a rate of 9.99% APR*
To put it simply, your vehicle payment will be less compared to financing at a typical Buy Here, Pay Here Lot.
For people with less-than-perfect credit or no credit at all, we have developed our Smart Path Auto Loan Program. It is an awesome solution to make sure you still have access to a reliable car at a reasonable interest rate of 9.99% APR*. Because we believe that you deserve the chance to cruise around in a good car with a realistic payment, regardless of your credit history.
Some financial institutions manage their risk on loans by charging higher interest rates. WEOKIE? We like to take a simpler route. We manage our risk by adding a GPS unit to your car. An added cool benefit to having this device on your car is that it could lower your insurance premiums and reminds you if you are late on a payment.
Stay on track with monthly payments, building and protecting your credit
Smart Path could lower your insurance premiums
The GPS device installed on your vehicle reminds you if you’re late on a payment
If your vehicle is ever stolen, WEOKIE may help locate your vehicle.
The GPS device will disable your ignition if you stop making payments. Your vehicle will never be disabled while in motion.
WEOKIE works with members with less-than-perfect credit that are in need of financing, because we know you’re more than a credit score. We understand our members sometimes experience tough times, and we are here to guide you and provide assistance.
Just follow the steps below and WEOKIE will be happy to assist you through the process.
To make your experience fast and easy, for a NEW Account or Loan you may need the following information for all signers that you add to the account:
For existing WEOKIE members - speed up your application by applying for "Additional Accounts" from the Accounts tab while logged into your WEOKIE Online Banking.
The device is one of the most user friendly of it’s kind on the market today. There is nothing visible inside your vehicle’s cabin. There are no codes to enter. The device allows you to obtain a higher quality vehicle at an attractive interest rate.
*You must be eligible for membership and approval for a loan to participate. Proof of income required. To participate in the Smart Path program, you must purchase the vehicle from First Rate Autos. Smart Path participants will be charged a $175 documentation and $360 GPS device and installation fee. Loan rates and terms are based on your credit score and loan history. Certain restrictions apply. Please see a credit union representative for complete details. Cannot be combined with other offers.