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        Low Rates. Great Service.

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          AUTOS

           

          WEOKIE: your one-stop-shop for everything homes!

          From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

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            HOMES

             

            Lending a hand when you need it

            From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs. 

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              CONSUMER LOANS
              COMMERCIAL LOANS

              Commercial Loans
                LOAN PROTECTION

                 

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                    OKIE

                       

                      We are here to help.

                      At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.
                        ABOUT WEOKIE
                        COMMUNITY

                        Commercial Loans & Credit

                        Enjoy low rates, fast decisions, and exceptional local service when you choose WEOKIE to buy or refinance commercial property.

                        CONTACT US

                        Commercial Real Estate Loans

                        Get financing to buy property such as office, retail, industrial, storage facilities, multi-family real estate, or mixed-use.

                        GET STARTED LEARN MORE

                        Rental Property

                        Loans

                        Secure a loan to purchase a residential rental property.

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                        Business Credit Cards

                        We offer four unique business credit cards with options for an extended introductory rate, cash back, or rewards.

                        GET STARTED LEARN MORE

                        Benefits of WEOKIE Commercial Loans and Business Credit Cards

                        As a not-for-profit financial cooperative, our earnings are returned to our members in the form of better rates, lower fees, and the best quality products and services. We offer financing for long-term, permanent commercial real estate loans, whether it’s for your own business or investment and owner-occupied or non-owner-occupied.

                        Our Business Credit Cards offer an ideal way to cover business expenses and business travelers' expenses with low rates and fees, low foreign transaction fees, and an intro APR on purchases.  

                        ✔

                        Low Rates

                        We can offer our members better interest rates so more of your payment goes to the principal.

                        ✔

                        Extended Amortization

                        Our commercial loans are amortized for up to 30 years to suit your budget.

                        ✔

                        Fewer Fees

                        Pay no upfront application or processing fees and no prepayment penalty fee.

                        ✔

                        Purchase or Refinance

                        Make a new purchase or refinance your existing commercial loan with a cash-out option.

                        ✔

                        Up to 80% LTV

                        As low as 20% equity on refinances or purchases.

                        ✔

                        Easy, Fast Application

                        Our loan process is simple, and we make quick decisions so you can take the next steps.

                        Low rates, affordable payments  

                        As a not-for-profit financial cooperative, our earnings are returned to our members in the form of better rates, lower fees, and the best quality products and services. WEOKIE offers competitive interest rates. And for well-qualified buyers, up to 30-year amortization with no prepayment penalty. This longer amortization allows you to pay less every month, preserving cash flow for your business.

                        Monthly Payment Amounts based on $1,000,000 Loan Amount*
                        AMORTIZATION 15 YEAR 20 YEAR 25 YEAR 30 YEAR
                        MONTHLY PAYMENT $8,439 $7,164 $6,443 $5,996
                        BEST FOR CASH FLOW
                        * Monthly payment and amortization example: $1,000,000 loan amount with 15, 20, 25, and 30-year amortizations with an Annual Percentage Rate (APR) of 6.000% APR would result in estimated principal and interest monthly payments displayed in the chart. All examples are hypothetical and only for illustrative purposes. Loan payment amounts are shown for example payment only; it does not constitute an offer. Rates and terms vary due to additional restrictions, including but not limited to qualification requirements, actual loan amount, property type and condition, credit review, etc. Normal lending policies apply. Some restrictions apply. Adequate collateral and acceptable term must be provided for all loans. Final rates and terms will be discussed with your loan officer. Federally Insured by NCUA.

                        Local expertise for local businesses

                        When you join WEOKIE Federal Credit Union, you become a part-owner and join our community of more than 60,000 members in the Oklahoma City area. We've been serving our membership since 1969 and know what you need and want.

                        If you're looking for a commercial loan, our experienced team offers local, Oklahoma decision-making and in-house underwriting and servicing. Our loan process is streamlined for your convenience, and we'll take the time to understand your unique needs.

                        LET WEOKIE KNOW WHEN YOU'RE READY TO BUY OR REFINANCE A COMMERCIAL PROPERTY.

                        A view of Oklahoma City, OK.
                        "We opened a commercial account with Ariel at the Midwest City branch. We are new in town and starting a new business. She was so helpful every step of the way. Her communication skills are excellent. She follows up with her clients. She is very welcoming when you meet her in person. I highly recommend asking for her if you’re looking at opening an account at this location. She went over and beyond for us. Thank you Ariel for your guidance, professionalism and awesome customer service."
                        - Sharon W.
                        ★★★★★

                        Ready to take the next step?

                        Let’s grow your real estate portfolio.

                        Contact our Commercial Loan Department to discuss your options.
                         
                        Untitled design (2)
                         
                        RACHAEL LLOYD
                        (405) 415-9219

                        Untitled design (1)
                        Harrison Barbarick
                        (405) 415-9225

                        Business Credit Cards*

                        • Great Rates.

                        • Flexible Reward Options.

                        • Maximum Cash Back.

                        What else do you want from your credit card?

                        VISA-Business-Example
                         

                        Commercial Loan FAQs

                        Disclosures:  Must meet membership and account criteria. Rate terms and conditions are subject to change. All loans are subject to credit approval and program guidelines. Lending terms vary by loan product and circumstances such as business ownership, annual revenue, collateral, etc. View Commercial Disclosures and Schedules.

                        *Monthly payment and amortization example: $1,000,000 loan amount with 15, 20, 25, and 30-year amortizations with an Annual Percentage Rate (APR) of 6.000% APR would result in estimated principal and interest monthly payments displayed in the chart. All examples are hypothetical and only for illustrative purposes. Loan payment amounts are shown for example payment only; it does not constitute an offer. Rates and terms vary due to additional restrictions, including but not limited to qualification requirements, actual loan amount, property type and condition, credit review, etc. Normal lending policies apply. Some restrictions apply. Adequate collateral and acceptable term must be provided for all loans. Final rates and terms will be discussed with your loan officer. Federally Insured by NCUA. 
                         
                        ** Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholders must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards are Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc.