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    Low Rates. Great Service.

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      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

      Apply Online    Home Loan Rates


        Lending a hand when you need it

        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a  

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          Commercial Loans


            Easy and convenient banking.

            WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

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              We are here to help.

              At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

                Home Equity Loans

                and Home Equity

                Lines of Credit (HELOC)

                VIEW MORTGAGE RATES  Apply Now


                Home Equity Loans &

                Home Equity Lines of Credit

                No matter what you’re hoping to make happen with some extra money, we’re here to help you.

                Ready to start your next big home improvement project? Looking for ways to help pay for higher education? Ready to consolidate higher-interest debt?

                The equity you’ve built with your house can be put to good use. Whether you prefer a loan or a line of credit, we make qualifying easy so you’ll have the money in your hands fast. We offer affordable Home Equity Loans and Lines of Credit that can help make your dreams a reality. 

                Apply Now

                VIEW MORTGAGE RATES


                FOR A LIMITED TIME ONLY:

                ZERO CLOSING COST 
                Home Equity Loans*

                Get your WEOKIE Home Equity Loan or Line of Credit (HELOC) and take advantage of low rates, no closing costs*, and great WEOKIE service!

                Ready to start your next big home improvement project? Looking for ways to help pay for higher education? Ready to consolidate higher-interest debt? The equity you’ve built with your house can be put to good use.

                Learn More


                Home Equity Mortgage


                Equity can be a powerful tool. Why not tap into it?

                NOT SURE WHETHER A HOME EQUITY LOAN AND OR LINE OF CREDIT (HELOC) IS RIGHT FOR YOU? Below are the most frequently asked questions that we hear. 

                Money isn’t falling from the sky...
                it’s growing in your home.

                Home Equity Loan vs. Home Equity Line of Credit (HELOC)

                If accessing your home equity is a good fit for you, we recommend considering what kind of home equity access works best for you. Here are the differences in loan programs. 

                Home Equity Loan
                Fixed interest rate
                verified-icon-emoji-10-BLUE verified-icon-emoji-10-BLUE
                One-time disbursement 
                Access funds as needed
                Monthly payment stays the same


                HOW CAN OUR TEAM HELP?

                We’re here to guide you down the right financial path.

                Contact us to learn more about your home equity options.

                Our dedicated mortgage professionals will help you through the entire application and approval process. 

                Disclosures: Information, rate, terms, and conditions are subject to change without notice and not guaranteed. Some restrictions may apply. Please contact a WEOKIE mortgage professional for more information. All loans are subject to underwriting. Rate and term based on credit score. Current WEOKIE loans are not eligible for refinancing. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. FEDERALLY INSURED BY NCUA. NMLS# 442689 

                * Zero Cost Home Equity Loan option is available for loans up to $75,000. CLTV of 90% or less is required if WEOKIE is the holder of the first mortgage. If the first mortgage is held by another financial institution, the CLTV requirement is 80%. Property taxes must be paid current and hazard insurance is required in an amount equal to the total amount of the loan. No appraisal is required on loan amounts less than $75,000. Any loan greater than $75,000 requires a full appraisal at a cost to the borrower in addition to all other loan fees. The offer does not include taxes or insurance, etc. This is a limited-time offer and is subject to change without notice. Please contact a WEOKIE mortgage professional for specific information. The offer ends June 30, 2022.