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    Low Rates. Great Service.

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      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

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        Lending a hand when you need it

        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs. 

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            Easy and convenient banking.

            WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

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              We are here to help.

              At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

                Home Equity Loans


                The equity you've built in your home can be put to use through a convenient fixed-rate loan.

                Apply Now


                Benefits of WEOKIE Home Equity Loans

                Access Up to 100%

                You can borrow up to 100% of your equity and use the funds for home improvements and more.

                Choose Your Term

                Select the loan repayment term to suit your budget and goals, with 5, 7, or 10-year options available.

                Fixed Rates

                Steady payments make budgeting simple so you can plan your projects on an affordable schedule.

                Key Details About Home Equity Loans in Oklahoma

                When a fixed-rate, lump sum payment sounds like the right loan for you, we’re here to help. See how you can tap into your home equity to get a jumpstart on reaching your financial goals.

                • Borrow up to 100% of your current home equity.
                • Choose a loan term of 5, 7, or 10 years to suit your budget and goals.
                • Get a competitive, fixed APR so your payments remain steady and affordable.
                • Use the funds to pay for:
                  • Home improvements
                  • Other real estate
                  • Major purchases
                  • Dream vacations
                  • College expenses
                  • Debt consolidation
                  • And much more!

                Plus, enjoy local servicing and expert guidance when you choose WEOKIE!

                A couple enjoys a beach vacation financed through a home equity loan.

                Home Equity Loan Rates, OK

                Loan Type Rate APR* Points
                5 Year Equity Loan 7.000% 8.058% 0
                7 Year Equity Loan 7.250% 8.032% 0
                10 Year Equity Loan 7.500% 8.076% 0
                Calculate your Home Equity Loan Payments
                *Disclosures: APR = Annual Percentage Rate. Information, rate, terms, and conditions are subject to change without notice and not guaranteed.  Normal lending policies apply. Actual APR and term will depend on factors the Credit Union may lawfully consider such as points, loan-to-value ratio and credit history. Specific disclosures will be provided on the application. All loans are subject to underwriting and approval of mortgage insurance, appraisal, providing adequate proof of income, verification of ownership, loan to value, and proof of homeowner’s insurance, and flood insurance if required. Tax and insurance escrows may be required. Receipt of application does not represent an approval for financing or interest rate guarantee. Additional restrictions may apply. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS# 442689. Please contact a WEOKIE mortgage professional for more info.Information, rate, terms, and conditions are subject to change without notice and not guaranteed.  Normal lending policies apply. Please contact a WEOKIE mortgage professional for more information.

                Applying for a Home Equity Loan Is Easier Because You Have a Mortgage



                Apply Online

                Provide your personal and financial information, plus details about your home and existing mortgage.



                Get Pre-Qualified

                We'll check you're eligible and offer you a home equity loan rate for your preferred term.


                Get Started



                Receive Funds

                After we finalize your loan, we'll deposit the funds into your checking or savings account.

                "I've had nothing but a wonderful experience banking with WEOKIE. I recommend to anyone who is looking for great interest rates on loans/accounts and excellent customer service!"
                Bailey C., Oklahoma City, OK

                FAQ About Home Equity Loans, Oklahoma

                We are here to help.

                If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

                Let WEOKIE help you find a great mortgage rate!

                One of the hardest parts of buying a property is choosing the right lender. When you approach WEOKIE for a home loan, our experts are with you every step of the way so you can pick the perfect mortgage that fits your budget. We offer a variety of programs to help you find the right property, finance and close a loan, and insure your new home so you don’t have to worry. 

                At WEOKIE, we’re dedicated to providing the best Oklahoma home loan experience possible. That’s why we consistently offer lower rates and fees than competitors, award-winning service, and expert support when you need it. As a local lender, WE are here for you, so you can rest easy knowing that you can call when you need and receive quick, personalized, and local Oklahoma-standard service.

                APPLY NOW

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                Need help or advice? Talk with a specialist

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                Call us at 405-235-3030 or 1-800-678-5363
                M-F: 8am - 5:30pm (CT) | Sat: 8am - 1pm (CT)

                WEOKIE is proud to provide services through our trusted partners.


                A home equity line of credit gives you a handy source of funds to use as needed and you only pay interest on the portion you use. Ideal for ongoing projects!

                Learn More

                Personal Loans

                An unsecured personal loan offers fast cash – and you don't need to put your house on the line. Choose from loan terms of 12 to 60 months with fixed rates.

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                VISA Credit Cards

                Boost your purchasing power with our full suite of credit cards to suit every need and lifestyle. Enjoy fraud protections, Cardmember Service, and more.

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                ** The HomeAdvantage® program is made available to you through a relationship between WEOKIE Federal Credit Union and CU Realty Services. Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Homebuyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. WEOKIE may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with a WEOKIE Mortgage representative for details that may affect you. See https://weokie.myhomeadvantage.com/ for more info.