Money Market Accounts

MONEY MARKET
¹APY = Annual Percentage Yield. APY is a percentage rate that reflects the total amount of interest to be paid on an account based on the interest rate and frequency of compounding for the annual period. For this account, the Interest Rate and Annual Percentage Yield may change at any time as determined by the Credit Union. 3.00% APY only available with balances equal to or greater than $250,000. If the minimum daily balance of $250,000 is not met, you will not earn the stated Annual Percentage Yield. Other rates are available. We use the daily balance method to calculate interest on this account. This method applies a daily periodic rate to the principal in the account each day. Rates are valid as of March 1, 2024 and subject to change without notice. The minimum balance required to open this account is $25,000. Membership eligibility is required. Federally Insured by NCUA. 

CERTIFICATE
²APY = Annual Percentage Yield. Certificate = Certificate Account. APY will vary based on the daily balance maintained. Rates and offers are current as of 6/3/2024 and are subject to change without notice. Minimum $1,000 deposit is required. 15-Month Certificate Account: 5.00% APY available for balances less than $100,000 (5.11% APY for balances $100,000+). At maturity, converts and renews as a standard 12-month Certificate rate and term. 22-Month Certificate Accounts: 4.75% APY available for balances less than $100,000 (4.85% APY for balances $100,000. At maturity, converts and renews as a standard 24-month Certificate rate and term. 35-Month Certificate Accounts: 4.45% APY available for balances less than $100,000 (4.55% APY for balances $100,000. At maturity, converts and renews as a standard 36-month Certificate rate and term. Other terms and rates are available. A dividend penalty will be imposed for early withdrawal. The amount of the early withdrawal penalty is based on the term of your account. The penalty schedule is as follows: Terms of 12 Months or less = 1% of amount being withdrawn. Terms of greater than 12 Months = 3% of amount being Membership eligibility is required. $1,000 minimum opening deposit is required is open any Certificate Account. Federally insured by NCUA.