A quick and easy application combined with low boat loan rates will have you on the water in no time.
“Tonya was my lending specialist and made getting my auto loan a complete, professional, effortless joy. Can’t think of any other time when I bought a vehicle when it only took a couple of hours instead of days. Thank you WEOKIE for the absolute joy of buying a pickup.” - satisfied WEOKIE Member
Whether you’re shopping for a new or used vehicle, the purchase of a car is one of life’s major financial decisions. Not only do you have to figure out what you can comfortably afford in terms of monthly payments, but you also have to consider the cost of insurance, gas, parking, and maintenance.
With our low rates and excellent service, WEOKIE is proud to offer auto loan payments and terms that fit both your needs and your wallet. WEOKIE, a Federal Credit Union in Oklahoma, has earned a reputation for offering the lowest auto rates in the Oklahoma City area. We often get people behind the wheel of a new vehicle after other lending institutions have turned them down.
When you finance a new, used, or refinance your existing car loan from another lender, not only will you get a low financing rate, we'll give you 1% CASH BACK (up to $250)!**
Whether you're buying, financing, or refinancing your vehicle, WEOKIE can help make life's major purchases a little easier.
CLICK HERE to use our quick auto loan calculator.
Our goal is to help you keep your hard-earned money in your pocket. If you have an auto loan somewhere else, we can likely reduce your monthly payments. Refinancing your vehicle is quick and easy and offers significant savings.
Whatever type of vehicle you want, WEOKIE offers flexible financing to purchase or refinance new or used recreational vehicles, including motorcycles, boats, RVs, ATVs, and personal watercraft. We also offer loans for commercial vehicles, trailers, and more. You may be able to lower your monthly payment when you refinance your current recreational vehicle with us.
WEOKIE is a not-for-profit credit union, not a bank. That means that unlike a bank, which is focused on earning a profit for its stakeholders, we focus on returning our profits to our members by offering lower fees and lower interest rates.
When you join WEOKIE as a member, you become a part-owner of our credit union. In addition to great loan rates, you become eligible for exclusive discounts, financial education resources, and premier online banking services.
Another reason to finance your car with us is that we look beyond the numbers to the person filling out the application. We consider other factors beyond your current credit score when we review your application.
At WEOKIE we are committed to supporting everyone in our community in their financial journey. Whether you are looking to buy a car, truck, SUV; or even finance a boat or RV, WEOKIE has options for applying with a Social Security Number (SSN) or an Individual Tax Identification Number (ITIN). We offer the same great products, affordable fees, and terms. If you are ready to get started, WE are ready to help you finance your next major purchase.
- Stop by your nearest branch
We know your time is valuable, so we’ve made applying for a WEOKIE auto loan easy and convenient. We have 13 locations, and you can apply in-person, over the phone, or online. In many cases, we can complete the entire process electronically.
Our simple online application takes only about five minutes to complete. We’ll contact you – often the same day you apply -- on the status of your approval. Your loan will be funded once the process is complete and the title has been obtained.
You can use our 24/7 online auto loan calculator to get the process underway on your schedule. If you have an auto loan with another lender, calculating your possible WEOKIE auto loan payment only takes a few minutes. The chances are good we can save you money!
Do you have bad credit or no credit? At WEOKIE, we believe you deserve the chance to have a reliable vehicle with a realistic payment schedule regardless of your credit history. Our Smart Path loan program will show you how to make car ownership a reality for you.
Do you already have a specific car in mind? Are you still searching for the right vehicle for your family? You can shop online with AutoSMART and our dealer partners, including Truecar, First Rate Autos, and Enterprise Car Sales. We partner with dealers you know and trust so that we can offer you a vast inventory to find your next vehicle. Just let your salesperson know that you will be financing with WEOKIE. If you’re leaning toward a private party purchase, you can count on us too.
We are eager to help you save money, whether you’re buying your very first car or refinancing an existing car loan. We can even send over your signing documents electronically to make things super easy.
Let us help put you behind the wheel of that new or new-to-you vehicle today.
"WEOKIE made the loan process painless. We were happy to be approved for a low rate. I'm thankful that we didn't have to mess with trying to get approved at the dealership. To top it off, the rate was much lower!"
For people with less-than-perfect credit or no credit at all, we have developed our Smart Path Auto Loan Program. It is an awesome solution to make sure you still have access to a reliable car at a reasonable interest rate of 9.99% APR. Because we believe that you deserve the chance to cruise around in a good car with a realistic payment, regardless of your credit history.
Plus, getting the financing you need is easier than you think. You can get on-the-spot WEOKIE financing within minutes at any of our dealer partners.
With WEOKIE's online car-buying resource center - AutoSMART™, we make finding your next vehicle easy and fast. We have partnered with dealers you know and trust so that we can offer you a vast and diverse inventory to shop your next vehicle. We AutoSMART allows our partner dealers to handle your WEOKIE transaction from start to finish. You can stop in and get preapproved at any of WEOKIE's convenient locations, by applying online, or apply right at any AutoSMART dealership. Just let your salesman know that you will be financing with WEOKIE.
We have a wealth of smart resources and services to save you money whether you're looking to purchase your first car or refinance an existing loan.
First Rate Autos provides fair purchase offers on vehicles appropriate for their inventory - regardless if you are buying a vehicle from them or not.
This program offers financing options for borrowers that may have previously needed a co-signer.
NSF & Courtesy Pay Savings1
Loan Refinancing Savings2
Loan Protection Savings3
1The difference is for member estimated savings since the lowering of NSF fees from $27.50 to $15 in September 2021. 2The total is for the estimated amount saved in the first 12 months of payment for auto and mortgage loans. 3The amount paid to members for insurance claims on GAP, MBI & Debt Protection.
Disclosures: Information, rate, terms, and conditions are subject to change without notice and not guaranteed. Some restrictions may apply. Please contact a WEOKIE rep for more information. All loans are subject to underwriting. Rate and term based on credit score. Current WEOKIE loans are not eligible for refinancing. FEDERALLY INSURED BY NCUA.
*APR = Annual Percentage Rate. Normal lending policies apply. Some restrictions apply. The offer is subject to credit review. Adequate collateral and acceptable term must be provided for all loans. Rates are as low as 2.74% APR for well-qualified buyers for terms up to 72 months. Terms up to 84 months are available at higher rates. Your annual percentage rate is based on your credit history. Not to be combined with any other offers. Up to 130% financing is available based on creditworthiness, model year, and underwriting factors. Proof of income may be required. Membership eligibility is required. Existing WEOKIE loans are not eligible for refinancing. Super-Duty Trucks, Commercial Use Vehicles, Classic Cars, Boats, RVs, and motorcycles are excluded from this offer. Your rates may vary if you are active military. Rate, terms, and conditions are subject to change without notice. Payment Example: A $10,000.00 loan for 48 months financed at 2.49% would amount to a monthly payment of approximately $219.10 each.