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A variety of accounts to suit your needs.

Open a WEOKIE account online and see why managing your finances couldn't be easier.

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    Low Rates. Great Service.

    Apply for an Auto Loan without ever stepping foot in a branch.

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    Auto Loan Payment Calculator

       

      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

      Apply Online    Home Loan Rates

         

        Lending a hand when you need it

        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a  

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          COMMERCIAL LOANS

          Commercial Loans

             

            Easy and convenient banking.

            WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

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              We are here to help.

              At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

                Oklahoma Auto Loan Financing

                Get great low rates when you finance a new or used vehicle or refinance your existing car loan from another lender. Low rates and up to 60 days no payment!*

                APPLY NOW

                New & Used Auto Loans

                Rates as low as

                6.24% APR*

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                SEE OUR RATES

                Auto Loan Refinancing

                Rates as low as

                6.24% APR*

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                SEE OUR RATES

                RV Loans

                Rates as low as

                6.99% APR*

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                LEARN MORE

                Boat Loans

                Rates as low as

                6.99% APR*

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                Motorcycle Loans

                Rates as low as

                6.49.% APR*

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                Benefits of Credit Union Auto Loans

                With our low rates and excellent service, WEOKIE Federal Credit Union has earned a reputation for offering the lowest rates for car loans in Oklahoma and the surrounding city area. 

                We're proud to offer auto loan payments and terms that fit both your needs and your wallet. We often get people behind the wheel of a new vehicle after other lending institutions have turned them down.

                Competitive Rates

                Rates as low as 6.24 % APR.*

                Flexible Terms

                Choose a term of up to 84 months.

                No Payments for 60 Days

                Enjoy a payment-free intro period.

                Up to 130% Financing

                Cover your principal plus all the extras.

                Free Car-Buying Services

                Choose TrueCar, First Rate Autos or Enterprise.

                Discounted Insurance

                Get a quote for discounted car insurance.

                 

                Quick Loan Calculator

                BE PREPARED! CALCULATE YOUR AUTO LOAN AND SAVE!

                Use our auto loan calculator to estimate your monthly payments and find the right amount for your budget.

                 

                 

                "Applying for my auto loan was definitely a process that I was unfamiliar with – I had never applied for a loan of any kind, actually. And on top of that, this is also the first time I have purchased a car. There were a lot of unknowns for me. The team members that worked with me from WEOKIE made this experience a breeze! They walked me through every step and explained the process in a way that I could understand easily. I was pleasantly surprised with how quickly we were able to get through the process. The two ladies that I worked with were incredibly helpful and genuine."
                Mildred
                "WEOKIE made the loan process painless. We were happy to be approved for a low rate. I'm thankful that we didn't have to mess with trying to get approved at the dealership. To top it off, the rate was much lower!"
                Jeffrey & Christian
                "Tonya was my lending specialist and made getting my auto loan a complete, professional, effortless joy. Can’t think of any other time when I bought a vehicle when it only took a couple of hours instead of days. Thank you WEOKIE for the absolute joy of buying a pickup."
                Dale T
                 

                WEOKIE is proud to provide you with convenient car buying services through our trusted partners. It’s WIN-WIN whomever you choose!

                Plus, getting the financing you need is easier than you think. You can get on-the-spot WEOKIE financing within minutes at any of our dealer partners.

                Truecar logo

                Receive discounted vehicle pricing and auto loan rates when you purchase through  WEOKIE's Car Buying Service powered by TrueCar®.

                Learn More About TrueCar

                1st Rate Autos Logo

                Offering repossessed and other quality vehicles for sale to the public financed at no higher than 5.99%.

                Learn More About First Rate Autos 

                Enterprise Car Sales Logo

                WEOKIE has partnered with Enterprise Car Sales to offer you a seamless purchase experience with financing options to fit your needs.

                Learn More About Enterprise

                 

                FAQ about Auto Loans, Oklahoma


                What’s the WEOKIE difference? 

                WEOKIE is a not-for-profit credit union, not a bank. That means that unlike a bank, which is focused on earning a profit for its stakeholders, we focus on returning our profits to our members by offering lower fees and lower interest rates.

                When you join WEOKIE as a member, you become a part-owner of our credit union. In addition to great loan rates, you become eligible for exclusive discounts, financial education resources, and premier online banking services.

                Another reason to finance your car with us is that we look beyond the numbers to the person filling out the application. We consider other factors beyond your current credit score when we review your application. 

                “Tonya was my lending specialist and made getting my auto loan a complete, professional, effortless joy. Can’t think of any other time when I bought a vehicle when it only took a couple of hours instead of days. Thank you WEOKIE for the absolute joy of buying a pickup.” - Dale T.

                 



                Protect Your Investment And Your Good Name

                An excellent rate, term, and payment aren’t the only things you can get with your WEOKIE loan. We also offer great add-on products that help you protect your vehicle, your budget, and your credit.

                Guaranteed Asset Protection (GAP)

                In the event of a total loss of your vehicle, GAP Advantage helps cover the difference between your insurance coverage and the balance remaining on your loan. It also provides credit towards financing a replacement vehicle.

                Learn More About Gap

                Mechanical Breakdown Insurance (MBI)

                MBI ensures that your vehicle is protected and reduces the possibility of paying out-of-pocket costs when your vehicle suffers an unexpected mechanical failure.

                Learn More About MBI

                Payment Protection

                With Payment Protection, your payments will be canceled without penalty, added interest, or being reported as delinquent in the event of disability, involuntary unemployment, a hospital stay, or death.  

                Learn More About Payment Protection


                Browse Our Resources and Services

                We have a wealth of smart resources and services to save you money whether you're looking to purchase your first car or refinance an existing loan.


                Disclosures: Information, rate, terms, and conditions are subject to change without notice and are not guaranteed. Some restrictions may apply. Please contact a WEOKIE rep for more information. All loans are subject to underwriting. Rate and term based on credit score. Current WEOKIE loans are not eligible for refinancing. FEDERALLY INSURED BY NCUA. 

                 *APR = Annual Percentage Rate. Normal lending policies apply. Some restrictions apply. The offer is subject to credit review. Adequate collateral and acceptable term must be provided for all loans. Rates are as low as 6.24% APR for well-qualified buyers for terms up to 72 months. Terms up to 84 months are available at higher rates. Your annual percentage rate is based on your credit history. Not to be combined with any other offers. Up to 130% financing is available based on creditworthiness, model year, and underwriting factors. Proof of income may be required. Membership eligibility is required. Existing WEOKIE loans are not eligible for refinancing. Super-Duty Trucks, Commercial Use Vehicles, Classic Cars, Boats, RVs, and motorcycles are excluded from this offer. Your rates may vary if you are active military. Rate, terms, and conditions are subject to change without notice. Payment Example: A $10,000.00  loan for 48 months financed at 6.24% would amount to a monthly payment of approximately $235.95 each.

                ** In order to receive the 1% cash back, the loan must be a minimum of $15,000. The maximum cashback per loan is $250.  The cashback will only be paid on refinances, loans closed at  WEOKIE, and to members who have received a pre-approval letter from WEOKIE prior to closing at the dealership. The offer expires June 30, 2022.

                *** If you choose to defer your payment for 60 days, interest will continue to accrue during this time. The offer expires June 30, 2022.


                2Certain restrictions apply. APR = Annual Percentage Rate. Normal lending policies apply. Some restrictions apply. The offer is subject to credit review. Adequate collateral and acceptable term must be provided for all loans. Rates are as low as 9.99% APR for terms up to 72 months. . Your annual percentage rate is based on your credit history. Not to be combined with any other offers. Your rates may vary if you are active military. Rate, terms, and conditions are subject to change without notice. Payment Example: A $10,000.00  loan for 48 months financed at 9.99% would amount to a monthly payment of approximately $253.58 each.  You must be eligible for membership and approval for a loan to participate. Proof of income is required. To participate in the Smart Path program, you must purchase the vehicle from First Rate Autos. Smart Path participants will be charged a $175 documentation and a $360 GPS device and installation fee. Loan rates and terms are based on your credit score and loan history. Please see a credit union representative for complete details. Cannot be combined with other offers.

                Ready to Start Saving?

                Open an account in just minutes and start enjoying the benefits. Make the smart switch to WEOKIE!

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