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405.235.3030 or 800.678.5363

A variety of accounts to suit your needs.

Open a WEOKIE account online and see why managing your finances couldn't be easier.

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    Low Rates. Great Service.

    Apply for an Auto Loan without ever stepping foot in a branch.

    Apply Now!   View Rates


      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

      Apply Online    Home Loan Rates


        Lending a hand when you need it

        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs.

        Apply Online    View Rates


          Easy and convenient banking.

          WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

          Log in to Online Banking


            We are here to help.

            At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

              Low Rate Oklahoma Auto Loans

              Whether you're interested in buying new, used, or refinancing your current car loan, WEOKIE can help!

              "WEOKIE made the nightmare of buying a car the easiest financial experience I have ever had. Thank you so much for working with me so I could get the truck I wanted." - Trey


              Use our auto loan calculator to estimate your monthly payments and find the right car for your budget.

              Click here to use our auto loan calculator

              Your Next Auto Loan is Waiting at WEOKIE Federal Credit Union 

              Open Road - GettyImages-86493364_Road-1-1

              Whether you’re shopping for a new or used vehicle, the purchase of a car is one of life’s major financial decisions. Not only do you have to figure out what you can comfortably afford in terms of monthly payments, but you also have to consider the cost of insurance, gas, parking, and maintenance. 

              With our low rates and excellent service, WEOKIE is proud to offer auto loan payments and terms that fit both your needs and your wallet. WEOKIE, a Federal Credit Union in Oklahoma, has earned a reputation for offering the lowest auto rates in the Oklahoma City area. We often get people behind the wheel of a new vehicle after other lending institutions have turned them down.

              Get a low rate auto loan + 60 days no payment!**

              Finance your new or used vehicle with us and you'll get affordable rates, flexible terms, and fast, friendly service. And no matter what you drive - car, truck, van, or SUV - we've got financing to fit your budget. Because we're a credit union, WEOKIE can offer lower auto loan rates compared to banks and other financial institutions.

              Do you already have a certain car in mind? You can get on-the-spot WEOKIE financing within minutes at any of our dealer partners, including TruecarFirst Rate Autos, and Enterprise Car Sales

                VIEW RATES      Apply Now!

              Complete THIS FORM and a rep will contact you 
              - OR -
              Call us at 405-235-3030 or 1-800-678-5363
              M-F: 8am - 5:30pm (CT) | Sat: 8am - 1pm (CT)


              Refinance with WEOKIE and SAVE.

              Our goal is to help you keep your hard-earned money in your pocket. If you have an auto loan somewhere else, we can likely reduce your monthly payments. Refinancing your vehicle is quick and easy and offers significant savings.

              And as a bonus, 60 days no payment!**

              VIEW RATES    Apply Now!


              Sleeping baby auto loan

              We Are Affordable Auto Loan Experts 

              WEOKIE can help you get a loan payment that fits both your needs & your budget!

              We believe that access to transportation is important, and therefore strive to provide affordable auto loan options for all. 

              • Up To 100% Financing Available.
              • Terms up to 84 months. 
              • Payments deferred up to 60 days
              • Protection options, including payment protection and mechanical repair coverage, are available.
              Restrictions apply. Ask a WEOKIE rep for details. 
              WEOKIE Q$ Auto Ads2

              Other Vehicle Loans 

              Let the fun begin. It just takes a few minutes to apply.

              Whatever type of vehicle you want, WEOKIE offers flexible financing to purchase or refinance new or used recreational vehicles, including motorcycles, boats, RVs, ATVs, and personal watercraft. We also offer loans for commercial vehicles, trailers, and more. You may be able to lower your monthly payment when you refinance your current recreational vehicle with us.

              Boat Loans

              A quick and easy application combined with low boat loan rates will have you on the water in no time.

              Motorcycle Loans

              Get the motorcycle you want at a payment you can afford.

              Recreational Vehicles

              Ready to hit the open road? Or maybe  the rugged trails with an ATV or UTV?  WEOKIE  can help you get started.

              Commercial Use 

              We make it easy to purchase or refinance new or used vehicles needed for your business.

              VIEW RATES    Apply Now!

              Complete THIS FORM and a rep will contact you 
              - OR -
              Call us at 405-235-3030 or 1-800-678-5363
              M-F: 8am - 5:30pm (CT) | Sat: 8am - 1pm (CT)

              Auto Payment Calculator


              Click here to use our auto loan calculator


              What’s the WEOKIE difference? 

              WEOKIE is a not-for-profit credit union, not a bank. That means that unlike a bank, which is focused on earning a profit for its stakeholders, we focus on returning our profits to our members by offering lower fees and lower interest rates.

              When you join WEOKIE as a member, you become a part-owner of our credit union. In addition to great loan rates, you become eligible for exclusive discounts, financial education resources, and premier online banking services.

              Another reason to finance your car with us is that we look beyond the numbers to the person filling out the application. We consider other factors beyond your current credit score when we review your application. 


              If you have an ITIN rather than a Social Security Number (SSN), we can help you.

              At WEOKIE we are committed to supporting everyone in our community in their financial journey. Whether you are looking to buy a car, truck, SUV; or even finance a boat or RV, WEOKIE has options for applying with a Social Security Number (SSN) or an Individual Tax Identification Number (ITIN). We offer the same great products, affordable fees, and terms. If you are ready to get started, WE are ready to help you finance your next major purchase.


              Apply Now!    
              Our simple online application may take about 5 minutes to complete.

              - Talk to a friendly WEOKIE lending professional today by calling us at 405-235-3030 or 1-800-678-5363

              - Stop by your nearest branch

              family in car

              WEOKIE makes Oklahoma auto loans convenient 

              We know your time is valuable, so we’ve made applying for a WEOKIE auto loan easy and convenient.  We have 13 locations, and you can apply in-person, over the phone, or online. In many cases, we can complete the entire process electronically. 

              Our simple online application takes only about five minutes to complete. We’ll contact you – often the same day you apply -- on the status of your approval. Your loan will be funded once the process is complete and the title has been obtained. 

              You can use our 24/7 online auto loan calculator to get the process underway on your schedule. If you have an auto loan with another lender, calculating your possible WEOKIE auto loan payment only takes a few minutes. The chances are good we can save you money! 

              Do you have bad credit or no credit? At WEOKIE, we believe you deserve the chance to have a reliable vehicle with a realistic payment schedule regardless of your credit history. Our Smart Path loan program will show you how to make car ownership a reality for you.

              Do you already have a specific car in mind? Are you still searching for the right vehicle for your family? You can shop online with AutoSMART and our dealer partners, including Truecar, First Rate Autos, and Enterprise Car Sales. We partner with dealers you know and trust so that we can offer you a vast inventory to find your next vehicle. Just let your salesperson know that you will be financing with WEOKIE. If you’re leaning toward a private party purchase, you can count on us too.

              We are eager to help you save money, whether you’re buying your very first car or refinancing an existing car loan.  We can even send over your signing documents electronically to make things super easy.

              Just apply for your loan online, call us at 405-235-3030 or 800-678-LEND, or stop by one of our 13 OKC Metro area locations.

              Let us help put you behind the wheel of that new or new-to-you vehicle today.


              "WEOKIE made the loan process painless. We were happy to be approved for a low rate. I'm thankful that we didn't have to mess with trying to get approved at the dealership. To top it off, the rate was much lower!"
              Jeffrey & Christian

              Bad Credit? No Credit?
              No Problem

              Our Smart Path Loan Program Will Show You The Way To Car Ownership - With a Great Low Rate of 9.99% APR.***

              For people with less-than-perfect credit or no credit at all, we have developed our Smart Path Auto Loan Program. It is an awesome solution to make sure you still have access to a reliable car at a reasonable interest rate of 9.99% APR. Because we believe that you deserve the chance to cruise around in a good car with a realistic payment, regardless of your credit history.

              LEARN MORE

              !LOVE THAT NEW CAR SMELL

              NEED HELP OR ADVICE?

              Complete THIS FORM and a WEOKIE rep will contact you
              Call us 405-235-3030  or  1-800-678-5363

              M-F: 8am - 5:30pm (CT) | Sat: 8am - 1pm (CT)

              WEOKIE is proud to provide you with convenient car buying services through our trusted partners. It’s WIN-WIN whomever you choose!

              Plus, getting the financing you need is easier than you think. You can get on-the-spot WEOKIE financing within minutes at any of our dealer partners.

              Truecar logo

              Receive discounted vehicle pricing and auto loan rates when you purchase through  WEOKIE's Car Buying Service powered by TrueCar®.

              Learn More About TrueCar

              1st Rate Autos Logo

              Offering repossessed and other quality vehicles for sale to the public financed at no higher than 4.99%.

              Learn More About First Rate Autos 

              Enterprise Car Sales Logo

              WEOKIE has partnered with Enterprise Car Sales to offer you a seamless purchase experience with financing options to fit your needs.

              Learn More About Enterprise

              Purchasing from a dealer?

              Designed to provide our members with research tools to help with the selection of your next vehicle, the convenience of credit union financing at the dealership, and unbeatable member service.

              With WEOKIE's online car-buying resource center - AutoSMART™, we make finding your next vehicle easy and fast. We have partnered with dealers you know and trust so that we can offer you a vast and diverse inventory to shop your next vehicle. We AutoSMART allows our partner dealers to handle your WEOKIE transaction from start to finish.  You can stop in and get preapproved at any of WEOKIE's convenient locations, by applying online, or apply right at any AutoSMART dealership. Just let your salesman know that you will be financing with WEOKIE.

              SEARCH AUTOSMART



              Private Party Sale? 

              Obtain an auto loan by applying online or by contacting WEOKIE’s Call Center at 405-235-3030 or 800-678-LEND to reach us. Signing documents can be accomplished electronically.

              Protect Your Investment And Your Good Name

              An excellent rate, term, and payment aren’t the only things you can get with your WEOKIE loan. We also offer great add-on products that help you protect your vehicle, your budget, and your credit.

              Guaranteed Asset Protection (GAP)

              In the event of a total loss of your vehicle, GAP Advantage helps cover the difference between your insurance coverage and the balance remaining on your loan. It also provides credit towards financing a replacement vehicle.

              Learn More About Gap

              Mechanical Breakdown Insurance (MBI)

              MBI ensures that your vehicle is protected and reduces the possibility of paying out-of-pocket costs when your vehicle suffers an unexpected mechanical failure.

              Learn More About MBI

              Payment Protection

              With Payment Protection, your payments will be canceled without penalty, added interest, or being reported as delinquent in the event of disability, involuntary unemployment, a hospital stay, or death.  

              Learn More About Payment Protection

              Browse Our Resources and Services

              We have a wealth of smart resources and services to save you money whether you're looking to purchase your first car or refinance an existing loan.


              We Work to Help Our Members Save MILLIONS

              Total Amount WEOKIE Members Have Saved Since January 1, 2021



              NSF & Courtesy Pay Savings1


              Loan Refinancing Savings2


              Loan Protection Savings3

              1The difference is for member estimated savings since the lowering of NSF fees from $27.50 to $15 in September 2021. 2The total is for the estimated amount saved in the first 12 months of payment for auto and mortgage loans. 3The amount paid to members for insurance claims on GAP, MBI & Debt Protection.


              Auto Loan FAQs


              Disclosures: Information, rate, terms, and conditions are subject to change without notice and not guaranteed. Some restrictions may apply. Please contact a WEOKIE rep  for more information. All loans are subject to underwriting. Rate and term based on credit score. Current WEOKIE loans are not eligible for refinancing. FEDERALLY INSURED BY NCUA. 
              *Normal lending policies apply. Some restrictions apply. The offer is subject to credit review. Adequate collateral and acceptable term must be provided for all loans. Rates are as low as 2.24% APR for well-qualified buyers for terms up to 72 months. Your annual percentage rate is based on your credit history. Not to be combined with any other offers. Proof of income may be required. Membership eligibility is required. Existing WEOKIE loans are not eligible for refinancing. Your rates may vary if you are active military. Rate, terms, and conditions are subject to change without notice.
              ** If you choose to defer your payment for 60 days, interest will continue to accrue during this time. This offer expires on January 31, 2022.
              ***Certain restrictions apply. See link for details.


              Ready to Start Saving?

              Open an account in just minutes and start enjoying the benefits. Make the smart switch to WEOKIE!

              Apply Now!

              Spanish Banking Services

              Open an account in just minutes and start enjoying the benefits. Make the smart switch to WEOKIE!

              Apply Now!