About WEOKIE
Since 1969, WEOKIE has been helping Oklahomans build stronger financial futures. Join a credit union where you're an owner, not just a customer, and experience the difference of better rates and fewer fees.
What’s the WEOKIE Difference?
WEOKIE is a not-for-profit credit union, not a bank. That means that unlike a bank, which is focused on earning a profit for its stakeholders, we focus on returning our profits to our members by offering lower fees and lower interest rates.
When you join WEOKIE as a member, you become a part-owner of our credit union. In addition to great loan rates, you become eligible for exclusive discounts, financial education resources, and premier online banking services.
Another reason to finance your car with us is that we look beyond the numbers to the person filling out the application. We consider other factors beyond your current credit score when we review your application.
WHY CHOOSE WEOKIE
Our Members Save Millions
Our members have collectively saved over $42.8 million since January 1, 2021, thanks to our great rates and fewer fees.
Not for Profit
We give our profit back to you in the form of lower loan rates, higher savings rates, and fewer service fees.
Earn 7.00% APY
Earn one of WEOKIE’s highest savings rates and help your money grow faster with our Membership Savings account by meeting monthly qualifications.
Federally Insured
Every deposit with WEOKIE is federally insured for up to $250,000 through the National Credit Union Association.
A Message From
Our President
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Welcome to the WEOKIE Family.
I am Jeff Carpenter, President and Chief Executive Officer.
Thank you for your membership—or for considering joining us. We're thrilled you're here.
One question I often hear is: What makes WEOKIE different from for-profit financial institutions?
The answer is simple: YOU!
I literally mean YOU as an individual—along with the people around you: family, friends, and neighbors. As a local credit union, WEOKIE is a community of people invested in one another and in the community itself. Together, more than 65,000 member-owners have built a $1.5 billion cooperative that helps fuel our community.
Our unique structure drives everything I do. I wake up every day focused on how we can best serve our member-owners: charging as little as possible on loans, paying as much as possible on deposits, keeping fees as low as possible, covering our costs, expanding services to meet your needs, and maintaining strong reserves to keep your money safe.
For-profit institutions prioritize maximizing returns for outside shareholders—often by charging higher loan rates, paying lower deposit rates, and adding more fees. At WEOKIE, our only priority is you.
This structure gives our members true peace of mind: when you choose WEOKIE, you can trust you're getting the very best we can offer. Are we always the absolute lowest on loans or highest on deposits? Not always—every institution has a different model—but I promise we're obsessed with doing the very best we can to live our mission: Changing lives in our communities, one person at a time…by being the best place our members have ever banked.
That's why I encourage a “WEOKIE-first” mindset. When you need a financial product or service, think of us first. Even if another offer appears slightly better on one product, choosing WEOKIE means supporting an organization that always puts your collective interests first—delivering greater value over time.
As a member-owner, I work for you. If there's ever anything I can do to help, please don't hesitate to reach out to me directly.
Thank you for being part of the WEOKIE family.
Sincerely,
WEOKIE Federal Credit Union
In 1969, the employees of Western Electric of Oklahoma pooled their resources to form a not-for-profit federal credit union to secure the individual financial interests of the community and workplace members. They named it WEOKIE (WE = Western Electric, OKIE = Oklahoma) and today, WEOKIE has grown to become one of the largest financial institutions in Oklahoma. We provide a full range of financial products and services to help members plan and build a secure financial future through better rates, less service fees, and member involvement.
Not For Profit
Despite growth and expansion, member ownership remains the key ingredient of an effective credit union. WEOKIE was started by people just like you to serve as a financial institution operated by like-minded individuals who are looking out for each other’s best interests. Our not-for-profit business model allows us to offer all of our members the lower loan rates, higher savings rates, and fewer service fees they deserve. Being a not-for-profit institution allows us to focus on helping our members secure their financial future rather than using their money to secure profits for outside shareholders like private institutions.
For Oklahomans
WEOKIE is one of the first financial institutions that was founded by Oklahomans to protect the economic interests of their family, friends, and neighbors. To this day, we strive to protect our fellow Oklahomans and their financial futures by offering them better loan and savings rates. If you live in Oklahoma, WEOKIE is the financial institution for you.
Better Loan Rates
In 1969 WEOKIE was founded as a community cooperative to provide fair interest rates to the members, a benefit they can still appreciate to this day. We provide our members with the lowest interest rates for their auto, home, and commercial loans.
Federally Insured
Every deposit with WEOKIE Federal Credit Union is federally insured for up to $250,000 through the National Credit Union Association. The NCUA was founded in 1970 and serves as the primary deposit insurance agency for federal credit unions like WEOKIE.
Member Elected Board
As a member owned federal credit union, WEOKIE’s Board of Directors is 100% member elected because we believe you should have a say in what happens to your money. Private banking institutions are run by a board of directors that only care about securing profits for their shareholders. At WEOKIE, you are a shareholder and your say and interests matter most.
Become a Member in Minutes by Opening Your WEOKIE Account Online
Are you tired of high interest rates, service fees, and low savings rates? When you become a member at WEOKIE, you become part of a financial institution that cares about your financial future and gives you the tools you need to make the best financial decisions. As a WEOKIE member, you’ll be instantly rewarded with great rates, exclusive discounts, financial education resources, premier online banking services, and more! Contact us today, stop by a branch, or become a member online.
Board of Directors
Our cooperative is under the direction of a volunteer Board of Directors. The Board represents the members, and each Board member is elected to a three-year term.
WARREN PYBAS
Chairman
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CRAIG EIDSON
Vice Chairman
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LEONARD WELLS
Secretary/Treasurer
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TONY CARL
Board Member
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DENNIS MARCH
Board Member
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MIKE KLOIBER
Board Member
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LORI YEARWOOD
Board Member
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MERLE NORMAN
Associate Director
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The Board also appoints a Supervisory Committee that ensures the Board and WEOKIE management abide by WEOKIE’s written policy and that WEOKIE’s financial records are accurate.
NORMA CONDREAY
Chairman
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BLU HULSEY
Member
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ROCKY CHAVEZ
Member
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DANIEL REMINGTON
Vice Chairman
Read BioProud to give back
to the OK community.
- $3.9M Member Rewards
- $18.9M Account Fee Savings
- $17.4M Refinance Savings
- $44.3M Dollars Saved Since 2021
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