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A variety of accounts to suit your needs.

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      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

      Apply Online    Home Loan Rates

         

        Lending a hand when you need it

        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a  

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          COMMERCIAL LOANS

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            Easy and convenient banking.

            WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

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              We are here to help.

              At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

                Mortgage Rate Lock

                Lock 'N Shop Preapproval Program

                Helping Buyers Stand Out in a Competitive Market

                To get pre-approved, we suggest that you start the process before you begin looking at homes. Our loan specialists will help you get the right documentation together and lead you through the process. We’re offering some of the lowest rates in our organization’s history and our loan specialists are experts at getting you the best loan for your unique situation.

                VIEW MORTGAGE RATES AND LOAN OPTIONS  Apply Now

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                We put out the welcome mat for home buyers

                With our exclusive Lock 'N Shop program, you get pre-approved, and your low rate is locked in. 

                You then have more time to focus on finding just the right house. you need to make home-buying successful- and fast!

                Once you’ve found your dream home, there’s a good chance in today’s competitive market that you’ll be competing with other buyers. To win the deal, you can set yourself apart from other buyers with a rate lock paired with a fully underwritten pre-approval - that shows you’re not only ready to buy, but your homebuying process will be expedited, getting you – and them – to the closing table more quickly and easily.


                Strengthen your offer

                Protect your rate. House shop with confidence.

                Why should I lock in a mortgage rate?

                Buying property should be one of the most exciting moments of your life. However, it can be a pretty complicated process. From applying for a loan to finding the right location, there’s a lot to consider. With higher rates, inflation, and a slim housing market, buying a home is more extensive than ever. Fortunately, the professionals at WEOKIE are here to help. 

                With the Shop 'N Lock *, you'll get up-front approval to purchase a home, with terms and conditions tailored to YOUR financial standpoint. This quick and easy process gets you pre-approved fast, locking in your rate** and allowing you to compete with cash offers. This helps you beat out the competition while securing an affordable rate on the home of your dreams.

                We offer affordable, local financing with a range of fixed and variable mortgage rates to make your home-buying experience stress-free. We even offer first-time homebuyer loans with lower initial rates than competitors, and monthly predictable payments so you can easily budget for your future. No matter what type of Oklahoma mortgage or home loan you’re looking for, WEOKIE can help.  

                *This program does not apply to Home Equity and Home Equity Line of Credit (HELOC) loans or refinances. Please note all income provided on the application is considered stated. Once under contract for a property income, assets, and employment be verified. Once reviewed and verified it is subject to change and the application will be updated accordingly. Please note any changes to the application in relation to income/assets, creditworthiness, or employment status could affect final approval.
                 
                **Subject to credit approval. Please contact a WEOKIE Mortgage Loan Officer for rate lock options.

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                Lock In a Mortgage Rate Today

                The key to saving homebuyers money - and time.

                shop-lock-solid10090 Day Rate Lock Guarantee1

                We’ll lock in your interest rate for 90 calendar days at no cost at the time of your pre-approval application. If interest rates decrease during this time, we will reset your rate at no cost to you.

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                Personalized Service

                Together, we’ll help you find the most beneficial and appropriate mortgage with the right combination of terms and features to meet your individual needs.

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                A Trusted Partner

                Our mortgage specialists don’t work on commission, they work in your best interest. We pride ourselves in being your mortgage partner, not just another bank.

                1Subject to credit approval, pre-approval with 90-day rate lock on a qualifying primary, single-family, owner-occupied residence. To guarantee 90-day rate lock, the qualifying property must be identified and the mortgage application submitted by the 90th calendar day from the date of the rate lock agreement. Only available on certain mortgage products. Contact for more details.



                Get Pre-Approved!

                A pre-approval means that you fill out a loan application and provide all your salary and credit information. The lender then checks your assets and pre-approves your capability to get a loan. 

                A WEOKIE mortgage professional can get you a mortgage pre-approval for a home loan quickly. A mortgage preapproval shows realtors that you are a serious buyer and can help to speed up the transaction when you're ready to buy. For faster service, start your application online!

                Apply Now VIEW MORTGAGE RATES

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                Let WEOKIE help you find a great mortgage rate!

                One of the hardest parts of buying a property is choosing the right lender. When you approach WEOKIE for a home loan, our experts are with you every step of the way so you can pick the perfect mortgage that fits your budget. We offer a variety of programs to help you find the right property, finance and close a loan, and insure your new home so you don’t have to worry. 

                At WEOKIE, we’re dedicated to providing the best Oklahoma home loan experience possible. That’s why we consistently offer lower rates and fees than competitors, award-winning service, and expert support when you need it. As a local lender, WE are here for you, so you can rest easy knowing that you can call when you need and receive quick, personalized, and local Oklahoma-standard service. 

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                Make your offer stand out

                WEOKIE is focused on making sure you are in the best possible position to have your offer accepted.

                Don’t get stuck in an endless cycle of searching, bidding, and losing. Contact WEOKIE today to make sure you enter the housing market as the strongest buyer you can possibly be.

                 

                Need help or advice? Talk with a specialist

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                CALL-ICON-IN-BLUE-CIRCLECall us at 405-235-3030 or 1-800-678-5363
                M-F: 8am - 5:30pm (CT) | Sat: 9am - 1pm (CT)

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                Want to lock down a good rate, but don’t need any 30-year guarantees?

                Adjustable-Rate Mortgages Can Save You BIG

                Buying a house is pricey, even when you’re in an affordable market like OKC. One way to make things a little more reasonable is with a WEOKIE Adjustable-Rate Mortgage (ARM). You’ll get to enjoy a lower initial interest rate for a set period of time. After that, the rate could go up or down during certain periods of the loan based on the market at their adjustment period and loan terms.

                • Enjoy lower initial interest rates with lower payments than comparable fixed-rate mortgages. This may help you build equity faster.
                • The ARM interest rate resets on a pre-set schedule, typically every 5, 10, or 15 years.
                • Rates change with market shifts, and if they go down, so will your monthly payments. Interest rate caps set a limit on how high your interest rate can go.
                • Up to 100% home purchase and 95% cash-out financing available to our best-qualified borrowers.

                Learn More About ARM Loans

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                Before rates go up, you can keep them low for longer

                Lock 'N Shop!*

                Keep safe from rate hikes while you look for your perfect home:

                • Available for Fixed-Rates and Adjustable-Rate Mortgages.

                • Rate locks for 90 days.

                • If rates dip, you have the option to renegotiate.

                *Normal lending policies apply. All loans are subject to underwriting. Rate and term based on credit score. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Additional restrictions may apply. Current WEOKIE loans are not eligible for refinancing.
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                What’s the WEOKIE Difference?

                At WEOKIE, we are a not-for-profit Oklahoma-based credit union, not a bank. That means that instead of focusing on earning a profit for shareholders, we’re dedicated to providing the best possible financial services for our members. It allows us to offer lower fees, better interest rates, and unparalleled service. 

                When you join the WEOKIE family, you’re more than just a member, you’re a part-owner of our Oklahoma credit union! That means you’re eligible for low loan rates, exclusive discounts, financial education resources, and state-of-the-art online banking services.

                Let WEOKIE help you find a great mortgage rate!

                Apply Online for a Home Loan or Pre-Approval

                APPLY NOW

                 

                 

                View Mortgage Rates

                Need help or advice? Talk with a specialist

                Complete THIS FORM and a rep will contact you

                - OR -

                Call us at 405-235-3030 or 1-800-678-5363
                M-F: 8am - 5:30pm (CT) | Sat: 8am - 1pm (CT)

                home-buying-couple

                Let WEOKIE help you find a great mortgage rate!

                One of the hardest parts of buying a property is choosing the right lender. When you approach WEOKIE for a home loan, our experts are with you every step of the way so you can pick the perfect mortgage that fits your budget. We offer a variety of programs to help you find the right property, finance and close a loan, and insure your new home so you don’t have to worry. 

                At WEOKIE, we’re dedicated to providing the best Oklahoma home loan experience possible. That’s why we consistently offer lower rates and fees than competitors, award-winning service, and expert support when you need it. As a local lender, WE are here for you, so you can rest easy knowing that you can call when you need and receive quick, personalized, and local Oklahoma-standard service.

                APPLY NOW 

                View Mortgage Rates


                Need help or advice? Talk with a specialist

                Complete THIS FORM and a rep will contact you

                - OR -

                Call us at 405-235-3030 or 1-800-678-5363
                M-F: 8am - 5:30pm (CT) | Sat: 8am - 1pm (CT)

                WEOKIE is proud to provide services through our trusted partners.

                Our commitment to you doesn’t extend to just the loan application. We consider ourselves a full-service, one-stop-shop for your housing needs because we know getting approved for a loan is important, but so is working with a company you can trust and depend on. 

                 

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                BUY or SELL with HomeAdvantage®

                Search, buy, sell and save on your next real estate transaction using our network of agents and save in CASH rewards at closing.**

                LEARN MORE
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                MemberHaven Insurance Agency

                Looking for great coverage at a great value? MemberHaven provides insurance coverage that is tailored to your needs and represents the best value.

                LEARN MORE
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                First Rate Title Company

                In search of quick and affordable title services? First Rate Title is a full-service title company owned and operated by local credit unions - including WEOKIE.

                LEARN MORE

                WEOKIE will have your back, every step of the way.

                Our dedicated mortgage professionals will help you through the entire application and approval process. 


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                Complete THIS FORM 
                and a rep will contact you

                 

                - OR -

                 

                Disclosures: Information, rate, terms, and conditions are subject to change without notice and not guaranteed. Some restrictions may apply. Please contact a WEOKIE mortgage professional for more information. All loans are subject to underwriting. Rate and term based on credit score. Current WEOKIE loans are not eligible for refinancing. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. FEDERALLY INSURED BY NCUA. NMLS# 442689 

                "The best decision I ever made was to move my accounts to WEOKIE. I saved so much money when I refinanced my car at WEOKIE that I also refinanced my home! I saved over $500 a month!"
                TAMARA S.