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      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

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        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs. 

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            WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

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              At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

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                Auto Loan Calculator

                 

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                Use our auto loan calculator to estimate your monthly payments and find the right car for your budget.

                Auto Loan Calculator

                Auto Rates and Terms (2017 & Newer)

                Terms APR (2021 & Newer Models) APR (2017 - 2020 Models)
                0-60 Months 6.99% - 12.99% 7.24% - 13.49%
                61-72 Months 7.24% - 13.99% 7.49% - 14.49%
                73-84 Months 7.99% - 15.99% 8.24% - 16.49%

                APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financed at 6.99% is $239.41 for each payment. Information, rate, terms, and conditions are subject to change without notice and are not guaranteed.  APR is accurate as of 03/01/24.

                Auto Rates and Terms (2014 to 2016)

                Terms APR (2014 to 2016)
                0-48 Months 7.49% - 14.49%
                49-60 Months 7.99% - 15.49%

                APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financing at 7.49% would amount to a monthly payment of approximately $241.74 each. Information, rate, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of 03/01/24.

                Super-Duty Trucks, Commercial Use Vehicles, and Classic Car
                Rates and Terms (2017 & Newer)

                ( Super-duty refers to 3500, F350, etc. trucks)

                Terms APR (2021 & Newer Models) APR (2017 - 2020 Models)
                0 -72 Months 7.74% - 14.49% 7.99% - 14.99%

                APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financing at 7.74% would amount to a monthly payment of approximately $242. 91each.  Information, rate, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of 03/01/24.

                Super-Duty Trucks, Commercial Use Vehicles, and Classic Car
                Rates and Terms (2014 to 2016)

                (Super-duty refers to 3500, F350, etc. trucks.)

                Terms APR (2014 to 2016)
                0-60 Months 8.49% - 15.99%

                APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financed at 8.49% would amount to a monthly payment of approximately $246.43 each. Information, rate, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of 03/01/24.

                RV and Boat Rates and Terms (2014 & Newer)

                Terms APR (2021 & Newer Models) APR (2014 to 2020)
                0-72 Months 7.49% - 14.49% 7.99% - 15.49%
                73-84 Months 8.49% - 16.49% 8.99% - 16.99%
                85-120 Months 8.99% - 11.99% 9.49% - 12.99%
                121-144 Months 9.99% - 12.99% 10.99% - 14.99%

                APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financed at 7.49% would amount to a monthly payment of approximately $241.74 each. Information, rate, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of 03/01/24.

                Motorcycle Rates and Terms (2017 & Newer)

                Terms APR (2021 & Newer Models) APR (2017 - 2020 Models)
                0-60 Months 7.24% - 13.99% 7.49% - 14.99%
                61-72 Months 7.49% - 9.99% 7.99% - 10.49%

                APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financed at 7.24% approximately $240.57 each. Information, rate, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of 03/01/24.

                Motorcycle Rates and Terms (2014 to 2016)

                Terms APR (2014 to 2016)
                0-48 Months 7.74% - 15.49%
                49-60 Months 8.24% - 16.49%

                APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financed at 7.74% would amount to a monthly payment of approximately $242.91 each. Information, rate, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of 03/01/24.

                Other Loan Rates and Terms

                Description Terms APR
                Fast Cash/Personal/Signature Loans
                & Additional Secured Loans as listed
                (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.)
                0-12 Months 11.99% - 17.99%
                13-36 Months 12.99% - 17.99%
                37-48 Months 13.99% - 17.99%
                49-60 Months 14.49% - 17.99%
                Share Secured (100% Secured by Savings Account) 0-180 Months 3.99%
                Certificate Secured (100% Secured by Certificate) add 2.00% to the current certificates rate
                Storm Shelter Rates and Terms (Maximum Loan Amount = $8,500)
                  Members with minimum $10,000 WEOKIE Mortgage or Auto Loan 0-24 months 7.99% - 14.99%
                  All Others 0-48 months 9.99% - 16.99%

                APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Examples: $5,000.00 Personal/Signature/Certificate Secured Loan/All other secured loans for 12 months financed at 11.99% would amount to a monthly payment of approximately $442.22 each. $5,000.00 Share Secured loan for 12 months financed at 3.99% would amount to a monthly payment of approximately $425.72 each. $8,500.00 Storm Shelter loan for 12 months financed at 7.99% would amount to a monthly payment of approximately $739.36 each.  Information, rate, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of 03/01/24.

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                WE Are Investing In You

                WEOKIE Has Given Back More Than

                $24.5 Million

                Total Amount WEOKIE Members Have Saved Since January 1, 2021.+

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                $2.79 Mil

                Member Rewards

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                $8.77 Mil

                Refinance Savings

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                $10.77 Mil

                NSF Fee Savings

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                $2.17 Mil

                Member Claims

                + Click to view full disclosure

                Amounts calculated since 1/1/21. Member Rewards: includes cash-based rewards and discounts for products and services. Refinance Savings: includes the total estimated amount saved in the first 12 months of payment for auto and mortgage loans. Member Claims: includes the amount paid to members for insurance claims on GAP, MBI & Debt Protection. NSF Fee Savings: estimated savings for the member calculated by the difference in WEOKIE’s $15 NSF fee versus the industry average fee reported in the Cornerstone Credit Union League Average Retail Fees Report.

                What’s the WEOKIE difference? 

                WEOKIE is a not-for-profit credit union, not a bank. That means that unlike a bank, which is focused on earning a profit for its stakeholders, we focus on returning our profits to our members by offering lower fees and lower interest rates.

                When you join WEOKIE as a member, you become a part-owner of our credit union. In addition to great loan rates, you become eligible for exclusive discounts, financial education resources, and premier online banking services.

                Another reason to finance your car with us is that we look beyond the numbers to the person filling out the application. We consider other factors beyond your current credit score when we review your application.