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Loan Rates

Can I get a lower rate?


If you have NEVER had a WEOKIE auto loan (or co-signed), you may be eligible for up to HALF off the rate you qualify for on your first WEOKIE financed auto loan. 

Offers may not be combined. Additional restrictions may apply.

 

Auto Rates and Terms (2014 & Newer) 

Terms APR (2016 & Newer Models) APR (2014 & 2015 Models)
0-60 Months 3.74% - 10.99% 3.74% - 11.49%
61-72 Months 3.99% - 11.99% 3.99% - 12.49%
73-84 Months 4.24% - 5.25% NA

Payment range per $1000 borrowed: 3.74%, 36 months=$30.00 12.49%, 72 months=$21.00

Auto Rates and Terms (2013 to 2009)

Terms APR (2009 to 2013)
0-48 Months 3.99% - 11.99%
49-60 Months 4.24% - 12.99%

Payment range per $1000 borrowed, 3.99% 36 months=$30.00, 12.99% 60 months=$23.00

Heavy Duty Truck Rates and Terms (2014 & Newer)

Rates applicable for Chevy/GMC 2500, Ford F250, etc. 
(For 3500, F350, etc. trucks, see "commercial use vehicles" rates below)

Terms APR (2016 & Newer Models) APR (2014 & 2015 Models)
0-60 Months 3.74% - 11.49% 3.74% - 11.99%
61-72 Months 3.99% - 12.49% 3.99% - 12.99%
73-84 Months 4.24% - 5.25% NA

Payment range per $1000 borrowed, 3.74% 36 months=$30.00, 12.99% 72 months=$21.00

Heavy Duty Truck Rates and Terms (2013 to 2009)

Rates applicable for Chevy/GMC 2500, Ford F250, etc. 
(For 3500, F350, etc. trucks, see "commercial use vehicles" rates below)

Terms APR (2009 to 2013)
0-48 Months 3.99% - 12.49%
49-60 Months 4.24% - 13.49%

Payment range per $1000 borrowed, 3.99% 48 months=$23.00,13.49% 60 months=$24.00

RV and Boat Rates and Terms (2014 & Newer)

Terms APR (2016 & Newer Models) APR (2015 to 2009)
0-72 Months 4.99% - 13.99% 4.99% - 15.99%
73-84 Months 5.49% - 14.99% 5.49% - 16.99%
85-120 Months 5.99% - 11.49% 6.99% - 11.99%
121-144 Months 6.49% - 11.99% 7.49% - 12.49%

Payment range per $1000 borrowed, 4.99% 36 months =$30.00, 16.99% 84 months=$21.00

Motorcycle Rates and Terms (2014 & Newer)

Terms APR (2016 & Newer Models) APR (2014 & 2015 Models)
0-60 Months 4.24% - 11.99% 4.24% - 12.99%
61-72 Months 4.49% - 8.99% 4.49% - 9.99%

Payment range per $1000 borrowed, 4.24% 48 months =$23.00, 12.99% 60 months=$23.00

Motorcycle Rates and Terms (2013 to 2009)

Terms APR (2009 to 2013)
0-48 Months 4.49% - 14.99%
49-60 Months 4.74% - 15.99%

Payment range per $1000 borrowed, 4.499% 48 months =$23.00, 15.99% 60 months=$25.00

Other Loan Rates and Terms

Description Terms APR
Signature Loan/All Other Secured Loan (includes Autos, Heavy Duty Trucks, RVs and Boats older than 10 years, Household goods, Farm Equipment, Etc.) 0-12 Months 8.99% - 17.99%
13-36 Months 10.99% - 17.99%
37-48 Months 11.99% - 17.99%
49-60 Months 12.99% - 17.99%
Share Secured 0-180 Months 4.49%
Commercial Use Vehicles APR Model Years 2016 and newer APR Model Years 2015 and older
0-60 Months 4.99% - 17.99% 6.99% - 17.99%
Storm Shelter Rates and Terms (Maximum Loan Amount = $5,000)
Members with minimum $10,000 WEOKIE Mortgage or Auto Loan 0-24 months 1.99% - 5.99%
All Others 0-48 months 3.99% - 11.99%

Rates are effective as of 06/01/19. *Payment range per $1000 borrowed, 4.99% 12 months=$86.00, 17.99% 60 months=$26.00, **Payment range per $1000 borrowed, 1.99% 24 months=$43.00, 11.99% 48 months=$26.33

 

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