Family playing on the beach

 

Loan Rates

Whether you're buying your dream car, taking a well-deserved vacation, or consolidating debt, WEOKIE is here to help. We offer competitive rates, flexible terms, and personalized service to make financing simple and affordable.

Auto Rates and Terms (2019 & Newer)

Terms
APR* (2023 & Newer Models)
APR* (2019 - 2022 Models)
0-36 Months
3.99% - 11.99%
3.99% - 12.49%
37-60 Months
4.99% - 12.99%
4.99% - 13.49%
61-72 Months
5.24% - 13.99%
5.24% - 14.49%
73-84 Months
5.49% - 15.99%

5.74% - 16.49%

85-96 Months
6.99% - 8.99%
Not Available

*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment example: A $10,000 loan financed for 36 months at 3.99% APR would have a monthly payment of $294.25.  Information, rates, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of 4/1/26. Specific requirements concerning minimum loan amount, maximum mileage, and loan-to-value (LTV) limits may apply. For more information, please consult a WEOKIE representative.

Auto Rates and Terms (2016 to 2018)

Terms
APR* (2016 -2018 Models)
0-48 Months
5.99% - 14.49%
49-60 Months
6.24% - 15.49%

*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment example: A $10,000 loan financed for 48 months at 5.99% APR would have a monthly payment of $234.81. Information, rates, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of April 1, 2026. Specific requirements concerning minimum loan amount, maximum mileage, and loan-to-value (LTV) limits may apply. For more information, please consult a WEOKIE representative.

Super-Duty Trucks, Commercial Use Vehicles, and Classic Car Rates and Terms (2019 & Newer)

Terms
APR* (2023 & Newer Models)
APR* (2019–2022 Models)
0-72 Months
6.24% - 14.49%
6.49% - 14.99%

*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment example: A $10,000 loan financed for 48 months at 6.24% APR would have a monthly payment of $237.03. Information, rates, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of April 1, 2026. Specific requirements concerning minimum loan amount, maximum mileage, and loan-to-value (LTV) limits may apply. For more information, please consult a WEOKIE representative.

RV and Boat Rates and Terms (2016 & Newer)

Terms
APR* (2023 & Newer Models)
APR* (2019–2022 Models)
0-72 Months
6.99% - 15.49%
7.49% - 16.49%
73-84 Months
7.49% - 16.99%
7.99% - 16.99%
85-120 Months
7.99% - 11.99%
8.99% - 12.99%
121-144 Months
8.99% - 12.99%
10.99% - 14.99%

*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment example: A $10,000 loan financed for 48 months at 6.99% APR would have a monthly payment of $239.46. Information, rates, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of April 1, 2026. Specific requirements concerning minimum loan amount, maximum mileage, and loan-to-value (LTV) limits may apply. For more information, please consult a WEOKIE representative.

Motorcycle Rates and Terms (2019 & Newer)

Terms
APR* (2023 & Newer Models)
APR* (2019–2022 Models)
0-60 Months
5.99% - 13.99%
6.99% - 14.99%
61-72 Months
6.49% - 9.99%
7.49% - 10.49%

*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment example: A $10,000 loan financed for 48 months at 6.99% APR would have a monthly payment of $239.46. Information, rates, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of April 1, 2026. Specific requirements concerning minimum loan amount, maximum mileage, and loan-to-value (LTV) limits may apply. For more information, please consult a WEOKIE representative.

Motorcycle Rates and Terms (2016 to 2018)

Terms
APR* (2016 - 2018 Models)
0-48 Months
7.99% - 15.49%
49-60 Months
8.49% - 16.49%

*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment example: A $10,000 loan financed for 48 months at 7.99% APR would have a monthly payment of $244.36. Information, rates, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of April 1, 2026. Specific requirements concerning minimum loan amount, maximum mileage, and loan-to-value (LTV) limits may apply. For more information, please consult a WEOKIE representative.

 

Personal / Signature Loans Rates and Terms

Description
Terms
APR*
Fast Cash / Personal / Signature Loans
& Other Secured Loans (Autos 10+ yrs, RVs, Equipment, etc.)
0-12 Months
9.99% - 17.99%
13-36 Months
10.99% - 17.99%
37-48 Months
12.99% - 17.99%
49-60 Months
13.99% - 17.99%

*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment example: A $10,000 loan financed for 48 months at 7.99% APR would have a monthly payment of $244.36. Information, rates, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of April 1, 2026. Specific requirements concerning minimum loan amount, maximum mileage, and loan-to-value (LTV) limits may apply. For more information, please consult a WEOKIE representative.

Secured Personal/Signature Loans Rates and Terms

Description
Terms

APR*

Share Secured (100% Secured by Savings Account)
0-180 Months
3.99%
Certificate Secured (100% Secured by Certificate)
0-180 Months

*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Share Secured loans are secured by funds on deposit in a WEOKIE savings account. Certificate Secured loans are secured by funds on deposit in a WEOKIE certificate account and are priced at 2.00% above the current certificate APR. Not all applicants will qualify for the lowest rate. Information, rates, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of April 1, 2026. Specific requirements concerning loan-to-value (LTV), credit score, and underwriting guidelines may apply.

Storm Shelter Rates and Terms (Maximum Loan Amount = $8,500)

Description
Terms
APR*
Members with minimum $10,000 WEOKIE Mortgage or Auto Loan
0-24 Months
7.99% - 14.99%
All Others
0-48 Months
9.99% - 16.99%

* APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Maximum loan amount is $8,500. Members with a minimum $10,000 WEOKIE mortgage or auto loan outstanding qualify for the preferred rate tier. Not all applicants will qualify for the lowest rate. Information, rates, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of April 1, 2026. Specific requirements concerning loan-to-value (LTV), credit score, and underwriting guidelines may apply.

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