Loan Rates
Use our auto loan calculator to estimate your monthly payments and find the right car for your budget.
Auto Rates and Terms (2020 & Newer)
| Terms | APR (2020 & Newer Models) | APR (2017 - 2019 Models) |
|---|---|---|
| 0-60 Months | 6.99% - 12.99% | 7.24% - 13.49% |
| 61-72 Months | 7.24% - 13.99% | 7.49% - 14.49% |
| 73-84 Months | 7.99% - 15.99% | 8.24% - 16.49% |
APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financed at 6.99% is $239.41 for each payment.
Auto Rates and Terms (2013 to 2016)
| Terms | APR (2013 to 2016) |
|---|---|
| 0-48 Months | 7.49% - 14.49% |
| 49-60 Months | 7.99% - 15.49% |
APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financing at 7.49% would amount to a monthly payment of approximately $241.74 each.
Super-Duty Trucks, Commercial Use Vehicles, and Classic Car
Rates and Terms (2017 & Newer)
( Super-duty refers to 3500, F350, etc. trucks)
| Terms | APR (2020 & Newer Models) | APR (2017 - 2019 Models) |
|---|---|---|
| 0 -72 Months | 7.74% - 14.49% | 7.99% - 14.99% |
APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financing at 7.74% would amount to a monthly payment of approximately $242. 91each.
Super-Duty Trucks, Commercial Use Vehicles, and Classic Car
Rates and Terms (2013 to 2016)
(Super-duty refers to 3500, F350, etc. trucks.)
| Terms | APR (2013 to 2016) |
|---|---|
| 0-60 Months | 8.49% - 15.99% |
APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financed at 8.49% would amount to a monthly payment of approximately $246.43 each.
RV and Boat Rates and Terms (2013 & Newer)
| Terms | APR (2020 & Newer Models) | APR (2013 to 2019) |
|---|---|---|
| 0-72 Months | 7.49% - 14.49% | 7.99% - 15.49% |
| 73-84 Months | 8.49% - 16.49% | 8.99% - 16.99% |
| 85-120 Months | 8.99% - 11.99% | 9.49% - 12.99% |
| 121-144 Months | 9.99% - 12.99% | 10.99% - 14.99% |
APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financed at 7.49% would amount to a monthly payment of approximately $241.74 each.
Motorcycle Rates and Terms (2017 & Newer)
| Terms | APR (2020 & Newer Models) | APR (2017 - 2019 Models) |
|---|---|---|
| 0-60 Months | 7.24% - 13.99% | 7.49% - 14.99% |
| 61-72 Months | 7.49% - 9.99% | 7.99% - 10.49% |
APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financed at 7.49% approximately $241.74 each.
Motorcycle Rates and Terms (2013 to 2016)
| Terms | APR (2013 to 2016) |
|---|---|
| 0-48 Months | 7.74% - 15.49% |
| 49-60 Months | 8.24% - 16.49% |
APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financed at 7.74% would amount to a monthly payment of approximately $242.91 each.
Other Loan Rates and Terms
| Description | Terms | APR |
|---|---|---|
| Fast Cash/Personal/Signature Loans & Additional Secured Loans as listed (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.) |
0-12 Months | 11.99% - 17.99% |
| 13-36 Months | 12.99% - 17.99% | |
| 37-48 Months | 13.99% - 17.99% | |
| 49-60 Months | 14.49% - 17.99% | |
| Share Secured (100% Secured by Savings Account) | 0-180 Months | 3.99% |
| Certificate Secured (100% Secured by CD) | add 2.00% to the current certificates rate | |
| Storm Shelter Rates and Terms (Maximum Loan Amount = $8,500) | ||
| Members with minimum $10,000 WEOKIE Mortgage or Auto Loan | 0-24 months | 7.99% - 14.99% |
| All Others | 0-48 months | 9.99% - 16.99% |
APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate.
- A $5,000.00 Share Secured loan for 12 months financed at 3.99% would amount to a monthly payment of approximately $425.72 each.
- A $8,500.00 Storm Shelter loan for 12 months financed at 7.99% would amount to a monthly payment of approximately $739.36 each.
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We Work to Help Our Members Save MILLIONS
Total Amount WEOKIE Members Have Saved Since January 1, 2021
Over $12 Million!
More than $7 Million in Member's Savings in the last 12 months.
$0
NSF & Courtesy Pay Savings1
$0
Loan Refinancing Savings2
$0
Loan Protection Savings3
1The difference is for member estimated savings since the lowering of NSF fees from $27.50 to $15 in September 2021. 2The total is for the estimated amount saved in the first 12 months of payment for auto and mortgage loans. 3The amount paid to members for insurance claims on GAP, MBI & Debt Protection.