Loan Rates
Whether you're buying your dream car, taking a well-deserved vacation, or consolidating debt, WEOKIE is here to help. We offer competitive rates, flexible terms, and personalized service to make financing simple and affordable.
Auto Rates and Terms (2019 & Newer)
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Terms
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APR (2023 & Newer Models)
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APR (2019 - 2022 Models)
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|---|---|---|
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0-60 Months
|
4.99% - 12.99%
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4.99% - 13.49%
|
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61-72 Months
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5.24% - 13.99%
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5.24% - 14.49%
|
|
73-84 Months
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5.49% - 15.99%
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5.74% - 16.49% |
|
85-96 Months*
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6.99% - 8.99%
|
APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financed at 4.99% is $230.25 for each payment. Information, rate, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of 10/1/2025.
*Specific requirements concerning min. loan amount, max. mileage, and loan-to-value (LTV) limits may apply. For more information, please consult a WEOKIE representative.
Auto Rates and Terms (2016 to 2018)
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Terms
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APR (2016 -2018 Models)
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|---|---|
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0-48 Months
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5.99% - 14.49%
|
|
49-60 Months
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6.24% - 15.49%
|
APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financing at 5.99% would amount to a monthly payment of approximately $234.80 each. Information, rate, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of 10/1/2025.
Super-Duty Trucks, Commercial Use Vehicles, and Classic Car Rates and Terms (2019 & Newer)
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Terms
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APR (2023 & Newer Models)
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APR (2019 - 2022 Models)
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|---|---|---|
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0-72 Months
|
6.24% - 14.49%
|
6.49% - 14.99%
|
APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financing at 6.24% would amount to a monthly payment of approximately $236.00 each. Information, rate, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of 10/1/2025.
RV and Boat Rates and Terms (2016 & Newer)
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Terms
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APR (2023 & Newer Models)
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APR (2016 - 2022 Models)
|
|---|---|---|
|
0-72 Months
|
6.99% - 15.49%
|
7.49% - 16.49%
|
|
73-84 Months
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7.49% - 16.99%
|
7.99% - 16.99%
|
|
85-120 Months
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7.99% - 11.99%
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8.99% - 12.99%
|
|
121-144 Months
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8.99% - 12.99%
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10.99% - 14.99%
|
APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financed at 6.99% would amount to a monthly payment of approximately $239.41 each. Information, rate, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of 1/1/2025.
Motorcycle Rates and Terms (2019 & Newer)
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Terms
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APR (2023 & Newer Models)
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APR (2019 - 2022 Models)
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|---|---|---|
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0-60 Months
|
5.99% - 13.99%
|
6.99% - 14.99%
|
|
61-72 Months
|
6.49% - 9.99%
|
7.49% - 10.49%
|
APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financed at 5.99% approximately $234.80 each. Information, rate, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of 1/1/2025.
Motorcycle Rates and Terms (2016 to 2018)
|
Terms
|
APR (2016 - 2018 Models)
|
|---|---|
|
0-48 Months
|
7.99% - 15.49%
|
|
49-60 Months
|
8.49% - 16.49%
|
APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financed at 7.99% would amount to a monthly payment of approximately $245.27 each. Information, rate, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of 1/1/2025.
Other Loan Rates and Terms
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Description
|
Terms
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APR
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|---|---|---|
|
Fast Cash/Personal/Signature Loans
& Additional Secured Loans as listed (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.) |
0-12 Months
|
9.99% - 17.99%
|
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13-36 Months
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10.99% - 17.99%
|
|
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37-48 Months
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12.99% - 17.99%
|
|
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49-60 Months
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13.99% - 17.99%
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|
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Share Secured (100% Secured by Savings Account)
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0-180 Months
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3.99%
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Certificate Secured (100% Secured by Certificate)
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add 2.00% to the current certificates rate
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|
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Storm Shelter Rates and Terms (Maximum Loan Amount = $8,500)
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||
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Members with minimum $10,000 WEOKIE Mortgage or Auto Loan
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0-24 Months
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7.99% - 14.99%
|
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All Others
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0-48 Months
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9.99% - 16.99%
|
APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Examples: $5,000.00 Personal/Signature/Certificate Secured Loan/All other secured loans for 12 months financed at 9.99% would amount to a monthly payment of approximately $439.56 each. $5,000.00 Share Secured loan for 12 months financed at 3.99% would amount to a monthly payment of approximately $429.89 each. $8,500.00 Storm Shelter loan for 12 months financed at 7.99% would amount to a monthly payment of approximately $739.36 each. Information, rate, terms, and conditions are subject to change without notice and are not guaranteed. APR is accurate as of 11/1/2024.
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