Loan Rates

Can I get a lower rate?


If you have NEVER had a WEOKIE auto loan (or co-signed), you may be eligible for up to HALF off the rate you qualify for on your first WEOKIE financed auto loan. 

Offers may not be combined. Additional restrictions may apply.

Auto Rates and Terms (2015 & Newer)

Terms APR (2017 & Newer Models) APR (2015 & 2016 Models)
0-60 Months 2.49% - 10.49% 2.49% - 11.99%
61-72 Months 2.49% - 10.49% 2.49% - 12.49%
73-84 Months 3.49% - 6.25% NA

Payment range per $1000 borrowed: 3.49%, 36 months=$30.00 12.99%, 72 months=$21.00

Auto Rates and Terms (2014 to 2010)

Terms APR (2010 to 2014)
0-48 Months 3.49% - 11.99%
49-60 Months 3.49% - 12.99%

Payment range per $1000 borrowed, 4.49% 36 months=$30.00, 13.49% 60 months=$23.00

Heavy Duty Truck Rates and Terms (2015 & Newer)

Rates applicable for Chevy/GMC 2500, Ford F250, etc. 
(For 3500, F350, etc. trucks, see "commercial use vehicles" rates below)

Terms APR (2017 & Newer Models) APR (2015 & 2016 Models)
0-60 Months 2.99% - 11.99% 2.99% - 12.49%
61-72 Months 2.99% - 12.99% 2.99% - 12.99%
73-84 Months 4.24% - 6.99% NA

Payment range per $1000 borrowed, 3.49% 36 months=$30.00, 12.99% 72 months=$21.00

Heavy Duty Truck Rates and Terms (2014 to 2010)

Rates applicable for Chevy/GMC 2500, Ford F250, etc. 
(For 3500, F350, etc. trucks, see "commercial use vehicles" rates below)

Terms APR (2010 to 2014)
0-48 Months 3.99% - 12.99%
49-60 Months 3.99% - 13.99%

Payment range per $1000 borrowed, 3.99% 48 months=$23.00,13.49% 60 months=$24.00

RV and Boat Rates and Terms (2010 & Newer)

Terms APR (2017 & Newer Models) APR (2016 to 2010)
0-72 Months 4.99% - 13.99% 4.99% - 15.99%
73-84 Months 5.49% - 14.99% 5.49% - 16.99%
85-120 Months 5.99% - 11.49% 6.99% - 11.99%
121-144 Months 6.49% - 11.99% 7.49% - 12.49%

Payment range per $1000 borrowed, 4.99% 36 months =$30.00, 16.99% 84 months=$21.00

Motorcycle Rates and Terms (2015 & Newer)

Terms APR (2017 & Newer Models) APR (2015 & 2016 Models)
0-60 Months 4.24% - 11.99% 4.24% - 12.99%
61-72 Months 4.49% - 8.99% 4.49% - 9.99%

Payment range per $1000 borrowed, 4.24% 48 months =$23.00, 12.99% 60 months=$23.00

Motorcycle Rates and Terms (2014 to 2010)

Terms APR (2010 to 2014)
0-48 Months 4.49% - 14.99%
49-60 Months 4.74% - 15.99%

Payment range per $1000 borrowed, 4.499% 48 months =$23.00, 15.99% 60 months=$25.00

Other Loan Rates and Terms

Description Terms APR
Signature Loan/All Other Secured Loan (includes Autos, Heavy Duty Trucks, RVs and Boats older than 10 years, Household goods, Farm Equipment, Etc.) 0-12 Months 8.99% - 17.99%
13-36 Months 10.99% - 17.99%
37-48 Months 11.99% - 17.99%
49-60 Months 12.99% - 17.99%
Share Secured 0-180 Months 4.49%
Commercial Use Vehicles APR Model Years 2017 and newer APR Model Years 2016 and older
0-60 Months 4.99% - 17.99% 6.99% - 17.99%
Storm Shelter Rates and Terms (Maximum Loan Amount = $5,000)
Members with minimum $10,000 WEOKIE Mortgage or Auto Loan 0-24 months 1.99% - 5.99%
All Others 0-48 months 3.99% - 11.99%

Rates are effective as of 11/01/19. *Payment range per $1000 borrowed, 4.99% 12 months=$86.00, 17.99% 60 months=$26.00, **Payment range per $1000 borrowed, 1.99% 24 months=$43.00, 11.99% 48 months=$26.33

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