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      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

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              We are here to help.

              At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

                Home Equity Line of Credit

                Tap into your home equity when you need, then repay the funds on a timeline that suits you.

                Apply Now

                Take on your to-do list with our affordable Home Equity Line of Credit (HELOC).

                Fixed rate as low as 7.250% APR*

                Apply Now

                Home Equity Line of Credit Rates, OK

                Loan Type Rate APR* Points
                Fixed Rate HELOC 7.250% 7.250% 0

                Rate as of: 02/17/2023

                1 100% financing available up to $50,000 loan amount and to those with a 700 credit score. Other terms and restrictions may apply.

                 APR= Annual Percentage Rate.  Information, rate, terms, and conditions are subject to change without notice and not guaranteed. Some restrictions may apply. Please contact a WEOKIE mortgage professional for more information. All loans are subject to underwriting. Rate and term based on creditworthiness.

                Calculate your HELOC Payments



                How Does a Home Equity Line of Credit Work?

                A home equity line of credit (HELOC) offers a revolving source of credit, like a credit card. You borrow the money whenever you need to. Once you repay the funds, you can borrow more without taking out a new loan.

                • Access a credit line of up to 100% of your current home equity.
                • Get a competitive, fixed APR.
                • Enjoy a minimum payment of $50 per month or 1% of your balance, whichever is greater.
                • Only pay interest on the portion of funds you use.

                Plus, enjoy local servicing and expert guidance when you choose WEOKIE for your HELOC in Oklahoma!

                Apply Now


                Benefits of a WEOKIE Home Equity Line of Credit

                Access Up to 100% of Equity
                Your credit line can have a limit of up to 100% of your home equity.
                Home Improvement Financing
                Opportunity to use the funds for home renovations or improvements, potentially increasing the value of your property.
                Fixed Interest Rate and APR
                Your payments are based on what you use – but your rates stay the same.
                Repayment Flexibility
                Ability to repay the borrowed amount over an extended period, often with flexible repayment terms.
                Flexible Access to Funds
                Ability to access funds as needed, similar to a credit card, up to a predetermined credit limit.
                Emergency Fund
                Provides a financial safety net for unexpected expenses or emergencies.


                Imagine the possibilities!

                If you've been dreaming about it, WEOKIE can help you make it happen. With our affordable Home Equity Line of  Credit (HELOC), you can take advantage of your home's equity to do the things you want to do:

                • Remodel your kitchen or make other home improvements
                • Pay for higher education and expand your horizons
                • Purchase the vehicle you've always wanted
                • Consolidate higher-interest debt into one low payment
                • Feel confident you can cover any unplanned expenses
                • Take the vacation you've always dreamed about

                Apply Now

                Applying for a HELOC is Simple When You Have a Home Loan



                Apply Online

                Provide your personal and financial information, plus details about your home and existing mortgage.



                Get Approved

                We'll check if you're eligible and offer you a fixed rate for your HELOC so you can estimate your budget.



                Access Funds

                After we finalize your HELOC, you can transfer funds to your checking or use special checks.

                Get Started

                "WEOKIE FCU is by far one of the best credit unions I have been with for a little over a year and plan to be with them for many more years to come. They have so much to offer as far as great loan rates, mortgages, different accounts with some awesome benefits and so much more. I give WEOKIE a 10/10 and would recommend to anyone being a member here! The team is also very friendly and is like a family to me!"
                Kimberly K., Oklahoma City, OK

                HELOC FAQs

                *APR = Annual Percentage Rate. Information, rate, terms, and conditions are subject to change without notice and not guaranteed. Normal lending policies apply. Actual APR and term will depend on factors the Credit Union may lawfully consider such as points, loan-to-value ratio and credit history. Specific disclosures will be provided on the application. All loans are subject to underwriting and approval of mortgage insurance, appraisal, providing adequate proof of income, verification of ownership, loan to value, and proof of homeowner’s insurance, and flood insurance if required. Tax and insurance escrows may be required. Receipt of application does not represent an approval for financing or interest rate guarantee. Additional restrictions may apply. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS# 442689. Please contact a WEOKIE mortgage professional for more info. Information, rate, terms, and conditions are subject to change without notice and not guaranteed. Normal lending policies apply. Please contact a WEOKIE mortgage professional for more information.

                **The interest may be tax-deductible; however, the eligibility depends on various factors. Individuals should consult with their financial adviser and/or attorney for advice.

                1LTV up to 100% of the available equity in a primary residence for borrowers with a credit score of 700+; maximum loan amount $50,000, rates may vary based on creditworthiness and loan-to-value.

                FEDERALLY INSURED BY NCUA. NMLS# 442689