LOGIN

Forgot User ID
405.235.3030 or 800.678.5363


A variety of accounts to suit your needs.

Open a WEOKIE account online and see why managing your finances couldn't be easier.

Open An Account Today

    Low Rates. Great Service.

    Apply for an Auto Loan without ever stepping foot in a branch.

    Apply Now!

    View Rates

    Auto Loan Payment Calculator

    Make A Payment

       

      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

      Apply Online


      Home Loan Rates

         

        Lending a hand when you need it

        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs. 

        Apply Online    

        View Rates

        Make A Payment

          COMMERCIAL LOANS

          Commercial Loans

             

            Easy and convenient banking.

            WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

            Log In Now

               

              We are here to help.

              At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

                Home Equity Line of Credit

                Tap into your home equity when you need, then repay the funds on a timeline that suits you.

                Apply Now

                Take on your to-do list with our affordable Home Equity Line of Credit (HELOC).

                Fixed rate as low as 6.250% APR*

                Apply Now

                Home Equity Line of Credit Rates, OK

                Loan Type Rate APR* Points
                Fixed Rate HELOC 6.250% 6.250% 0

                Rate as of: 08/30/2024

                * APR = Annual Percentage Rate. Rates and terms are subject to change without notice and are not guaranteed. Normal lending policies apply. The APR reflects the interest rate on the loan plus certain fees and costs of obtaining the loan. Rates quoted above are for our best-qualified applicants. Your actual rate, costs and amount borrowed may be different as many factors go into providing you with a mortgage loan. Additional restrictions may apply. Membership eligibility is required. For more information on products, rates, and terms, visit https://weokie.bd.digitals.dmattercloud.com/landingPage. Contact a WEOKIE mortgage loan officer for details.

                Calculate your HELOC Payments

                AdobeStock_144195733_1080x721

                 

                How Does a Home Equity Line of Credit Work?

                A home equity line of credit (HELOC) offers a revolving source of credit, like a credit card. You borrow the money whenever you need to. Once you repay the funds, you can borrow more without taking out a new loan.

                • Access a credit line of up to 100% of your current home equity.1
                • Get a competitive, fixed APR.*
                • Enjoy a minimum payment of $50 per month or 1% of your balance, whichever is greater.
                • Only pay interest on the portion of funds you use.

                Plus, enjoy local servicing and expert guidance when you choose WEOKIE for your HELOC in Oklahoma!

                Apply Now

                 

                Benefits of a WEOKIE Home Equity Line of Credit

                Access Up to 100% of Equity
                Your credit line can have a limit of up to 100% of your home equity.1
                 
                 
                Home Improvement Financing
                Opportunity to use the funds for home renovations or improvements, potentially increasing the value of your property.
                 
                 
                Fixed Interest Rate and APR
                Your payments are based on what you use – but your rates stay the same.
                 
                 
                Repayment Flexibility
                Ability to repay the borrowed amount over an extended period, often with flexible repayment terms.
                 
                 
                Flexible Access to Funds
                Ability to access funds as needed, similar to a credit card, up to a predetermined credit limit.
                 
                Emergency Fund
                Provides a financial safety net for unexpected expenses or emergencies.
                 
                 
                AdobeStock_317866125_1080x720

                 

                Imagine the possibilities!

                If you've been dreaming about it, WEOKIE can help you make it happen. With our affordable Home Equity Line of  Credit (HELOC), you can take advantage of your home's equity to do the things you want to do:

                • Remodel your kitchen or make other home improvements
                • Pay for higher education and expand your horizons
                • Purchase the vehicle you've always wanted
                • Consolidate higher-interest debt into one low payment
                • Feel confident you can cover any unplanned expenses
                • Take the vacation you've always dreamed about

                Apply Now

                Applying for a HELOC is Simple When You Have a Home Loan

                Step 

                1

                Apply Online

                Provide your personal and financial information, plus details about your home and existing mortgage.

                Step 

                2

                Get Approved

                We'll check if you're eligible and offer you a fixed rate for your HELOC so you can estimate your budget.

                Step 

                3

                Access Funds

                After we finalize your HELOC, you can transfer funds to your checking or use special checks.

                Get Started

                "WEOKIE FCU is by far one of the best credit unions I have been with for a little over a year and plan to be with them for many more years to come. They have so much to offer as far as great loan rates, mortgages, different accounts with some awesome benefits and so much more. I give WEOKIE a 10/10 and would recommend to anyone being a member here! The team is also very friendly and is like a family to me!"
                Kimberly K., Oklahoma City, OK
                 

                HELOC FAQs

                *APR = Annual Percentage Rate. Rates and terms are subject to change without notice and are not guaranteed. Normal lending policies apply. “Rates as low as” refers to the lowest rate available. Your actual rate may be higher depending on factors such as points, credit score, loan amount, loan-to-value ratio, and other underwriting considerations. The APR reflects the interest rate on the loan plus certain fees and costs of obtaining the loan. Specific disclosures will be provided with your application. All loans are subject to underwriting, mortgage insurance approval, appraisal, income and ownership verification, and insurance requirements, including proof of homeowner’s insurance and flood insurance if applicable. Tax and insurance escrows may be required. Fees and costs may apply 100% financing is available for loan amounts up to $50,000 for applicants with a credit score of 700 or higher. Receipt of an application does not represent approval for financing or a guaranteed interest rate. Additional restrictions may apply. Membership eligibility is required. Interest on certain loans may be tax-deductible; however, eligibility depends on various factors. Please consult your tax advisor or attorney for guidance. For more information on products, rates, and terms, visit https://weokie.bd.digitals.dmattercloud.com/landingPage. Contact a WEOKIE mortgage loan officer for details. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS# 442689. Federally insured by NCUA.

                1LTV up to 100% of the available equity in a primary residence for borrowers with a credit score of 700+; maximum loan amount $50,000, rates may vary based on creditworthiness and loan-to-value.