Need a Little Breathing Room?
Skip-A-Pay
Skip your loan payment when life happens. It's that simple. Skip-A-Pay is available year-round on eligible loans.
Note: This benefit is limited to two skipped payments per loan per year.
WEOKIE
Skip-A-Pay
Life doesn't always go as planned. Whether you're managing unexpected expenses, holiday shopping, or simply need a little extra financial flexibility, WEOKIE's Skip-A-Pay program is here to help.
Skip-A-Pay allows eligible members to skip one loan payment on qualifying loans. Once processed, your payment will be deferred, giving you immediate relief when you need it most. Interest will continue to accrue, but you'll have extra breathing room in your budget right when you need it.
Important: Requests must be submitted at least 3 days before your payment due date.
How it Works
Step 1
Check Your Eligibility
Review the requirements below to ensure your loan qualifies
Step 2
Submit Your Request
Complete the online form below or contact us by phone or in person
Step 3
Get Confirmation
You'll receive an email once your Skip-A-Pay has been processed
Processing Fee: $25 per loan
The fee is automatically deducted from your membership savings account when your request is approved. If sufficient funds are not available, your request may be denied.
Eligible Loans
Skip-A-Pay is available for most consumer loans, including:
- Auto Loans
- Personal Loans
- Signature Loans
- Recreational Vehicle Loans
- Boat Loans
For questions about eligibility, please contact us at 405.235.3030.
Not available for:
- Mortgage Loans
- Home Equity Loans/HELOCs
- VISA Credit Cards
- Commercial Loans
Eligibility Requirements
To qualify for Skip-A-Pay, you must meet the following conditions:
- Current on All Accounts - All WEOKIE loans and credit cards must be current
- Good Standing - Your savings and checking accounts must be in good standing
- Sufficient Funds - You must have at least $25 in your membership savings account to cover the processing fee
- Within Required Timeframe - Request must be submitted at least 10 days before your payment due date
- No back-to-back months - Only one payment may be skipped per loan per month. No back-to-back payment skips allowed.
Note: If you have automatic payments set up through WEOKIE Online Banking, Bill Pay, or another financial institution, you must cancel your scheduled payment in addition to submitting your Skip-A-Pay request. We cannot suspend payments you have initiated.
Submit Your Request
Complete the form below to request your Skip-A-Pay. Requests are reviewed daily and prioritized by due date and payment method. Requests must be submitted at least 3 days before your payment due date.
Need Help or Prefer to Submit Another Way?
If your loan isn’t eligible for Skip-A-Pay and you need help with your loan payment, please call us to discuss available options.
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Lobby Hours
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Drive-Thru Hours
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Mon - Fri: 9:00 AM - 5:00 PM
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Mon - Fri: 8:30 AM - 5:30 PM
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Saturday: 9:00 AM - 12:00 PM
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Saturday: 9:00 AM - 12:00 PM
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Call us at 405.235.3030 or 800.678.5363
Visit a Location:
Stop by any WEOKIE location to submit your request in person. Our friendly team members can walk you through the process, verify your eligibility, and submit your request on the spot. No appointment necessary, just bring your member number and loan information.
Skip-a-Pay FAQs
Skip-A-Pay lets eligible members skip a loan payment—sometimes called “skipping a payment”—when they need extra flexibility.[
Skip-A-Pay requests are reviewed daily and prioritized by due date and payment method.Please ensure we have your correct email address on file so you receive status notifications. You can update your contact information in Online Banking or Mobile Banking by selecting Menu > Profile > Contact Information, or by calling us at 405.235.3030.
You must cancel any scheduled payments you've initiated through WEOKIE Online Banking, Bill Pay, or through another financial institution. If your loan payment is made through an external preauthorized transaction, please submit your request at least two business days before your due date to prevent the payment from processing. WEOKIE cannot stop payments initiated externally. Skip-A-Pay requests must be submitted at least 10 days before your payment due date.
Yes. Interest will continue to accrue on your unpaid balance during the skipped payment month. This deferral will extend the maturity date of your loan, and your final payment may be larger than originally disclosed due to the additional interest.[
You may skip one payment per eligible loan every six months.
Yes, if you have multiple eligible loans, you may skip a payment on each one. The $25 processing fee applies to each loan and you will need to submit a separate request for each loan.[
If your loan doesn't qualify, we'll notify you of the reason. Common reasons include: the account isn't current, there are outstanding fees, or the request wasn't submitted at least 10 days before the payment due date. Contact us if you have questions about your eligibility.
Please ensure we have your correct email address on file so you receive status notifications. You can update your contact information in Online Banking or Mobile Banking by selecting Menu > Profile > Contact Information, or by calling us at 405.235.3030.
Please ensure we have your correct email address on file so you receive status notifications. You can update your contact information in Online Banking or Mobile Banking by selecting Menu > Profile > Contact Information, or by calling us at 405.235.3030.