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      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

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        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs. 

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              We are here to help.

              At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

                Fixed-Rate Mortgages


                A WEOKIE Fixed-Rate Mortgage means you'll always know what's coming and can focus on enjoying your new home.

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                Benefits of a Fixed-Rate Mortgage

                Lock in Your Rate

                Enjoy the same competitive rate for your whole loan term.

                Choose Your Term

                Select a loan term and get the right payment based on your budget and goals.

                Simple Process

                Once your mortgage is approved, you can buy a home with ease.

                Refinance Option

                You can likely refinance your mortgage if your situation changes.

                Key Details of Fixed-Rate Mortgages in Oklahoma

                Lock in a competitive rate and then enjoy your new home knowing your payments will stay steady no matter what.

                Plus, you can enjoy local servicing and expert guidance when you choose WEOKIE as your lender!

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                A happy family holds the keys to their new home bought with a fixed-rate mortgage.

                Rates for a Fixed-Rate Mortgage, OK

                Loan Type Term Rate APR*
                Fixed-Rate Mortgage 10 Year Fixed Rate Loan 6.250% 6.811%
                15 Year Fixed Rate Loan 6.750% 7.155%
                20 Year Fixed Rate Loan 6.750% 7.075%
                30 Year Fixed Rate Loan 6.875% 7.125%
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                *APR = Annual Percentage Rate. Rates posted are indications only, not guaranteed and are subject to change without notice. Rates quoted above are for our best-qualified applicants. Your actual rate, points, costs and amount borrowed may be different as many factors go into providing you with a mortgage loan. Other products are available that are not listed here. ARM rates are subject to change after loan closing. Insurance and tax escrows are required on all first mortgage loans where the loan to value ratio exceeds 80%. These mortgage rates are based upon a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score. Your loan's interest rate may depend upon the specific characteristics of your loan transaction and your credit profile up to the time of closing. Interest rates for Home Equity Lines of Credit or HELOCS are determined by the calculated Loan to Value or LTV once an appraisal has been received by WEOKIE. Contact a WEOKIE Mortgage Loan Officer for more details. All mortgage loans are subject to re-pricing once an appraisal has been received by WEOKIE. Existing WEOKIE mortgage loans may not be available for promotional benefits. Visit https://mortgage.weokie.org/rates.asp for more info and addition products, rates and terms. Contact a mortgage loan officer for questions and details.

                Follow These Easy Fixed-Rate Mortgage Application Steps



                Apply Online

                Gather your information and documents, then use our simple and secure portal to get started.



                Get Pre-Qualified

                We'll look at your financial situation and offer you a loan amount and rate for your chosen term.


                Get Started



                Find a Home!

                Go house hunting with your financing ready, then we'll help you close and start payments!

                "I had really good communication and was able to save a lot of money in interest! Jaeden was really easy to talk to and got my loan done with no problems at all!!!"
                Kelby L., Midwest City, OK

                FAQ About Fixed-Rate Mortgages in Oklahoma

                We are here to help.

                If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

                Let WEOKIE help you find a great mortgage rate!

                One of the hardest parts of buying a property is choosing the right lender. When you approach WEOKIE for a home loan, our experts are with you every step of the way so you can pick the perfect mortgage that fits your budget. We offer a variety of programs to help you find the right property, finance and close a loan, and insure your new home so you don’t have to worry. 

                At WEOKIE, we’re dedicated to providing the best Oklahoma home loan experience possible. That’s why we consistently offer lower rates and fees than competitors, award-winning service, and expert support when you need it. As a local lender, WE are here for you, so you can rest easy knowing that you can call when you need and receive quick, personalized, and local Oklahoma-standard service.

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                View Mortgage Rates

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                Call us at 405-235-3030 or 1-800-678-5363
                M-F: 8am - 5:30pm (CT) | Sat: 8am - 1pm (CT)

                WEOKIE is proud to provide services through our trusted partners.


                Get the right home loan to match your situation and goals so you have affordable monthly payments and can become a homeowner sooner!

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                Home Equity Loan

                Get a lump sum installment loan to pay for home improvements, travel, debt consolidation, and more. Enjoy a fixed rate, so budgeting is easy!

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                A home equity line of credit gives you a source of funds to use when you need, and you only pay interest on the part you use! Ideal for ongoing projects.

                Learn More

                ** The HomeAdvantage® program is made available to you through a relationship between WEOKIE Federal Credit Union and CU Realty Services. Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Homebuyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. WEOKIE may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with a WEOKIE Mortgage representative for details that may affect you. See https://weokie.myhomeadvantage.com/ for more info.