Ultimate Checking

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CHA-CHING! IT'S A WEOKIE THING.

EARN UP TO $200^*

When Opening a NEW WEOKIE Checking Account.

*Restrictions apply. See link for details.

Earn a higher rate than traditional checking accounts

No cost with e-Statements.*

Higher APY on balances up to $35,000
Courtesy Pay® -up to $1,200 overdraft protection
No monthly service charge*
No minimum balance to maintain
Minimum $20 deposit to open
Minimum 20 WEOKIE debit card transactions per month
Must have monthly deposit (minimum of $250)
Receive e-Statements*

View Checking Rates

*Avoid $2 paper statement fee by opting for paperless e-Statements online Other terms and fees may apply.

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FREE Visa Debit Card

FREE ATM transactions at more than 55,000 ATMs

FREE 24/7 secure online & mobile banking services

$20 minimum opening deposit requirement
No average daily balance requirement
Overdraft Protection
FREE Unlimited Bill Pay (via Online Banking)
Mobile Check Deposit (via Mobile Banking)
Shared Branching access at more than 5,000 credit union locations
Surcharge-free ATM access at more than 55,000 ATM ZONE and AllPoint Network locations

Free Paperless e-Statements*
Account alerts to help manage your money and avoid fees
Fraud Risk Protection – 24-hour monitoring of WEOKIE debit cards
Direct Deposit
Unlimited Check Writing
Unlimited Debit Card Usage

VISA® DEBIT CARDS

Your WEOKIE Visa Debit Card will give you surcharge-free access at more ATMs than even the largest U.S. banks.
Use at millions of locations around the world, anywhere Visa® Debit Cards are accepted
Shop online with any website that accepts Visa Debit Cards

Lower Overdraft and NSF Fees

To assist Oklahomans struggling with financial hardships, WEOKIE was the first financial institution in Oklahoma to announce the lowering of overdraft and NSF charges from $27.50 per occurrence to $15 per occurrence.

The change applies to all accounts, including checking and savings. WEOKIE 's lowering of fees is a meaningful reduction for members and supports shifts designed to create more equitable banking for everyone. Our priority is doing what's in the best interest of our members.

Courtesy Pay will help save you the embarrassment and inconvenience of a returned item, as well as the fee normally charged to you by merchants for items returned to them. There is no fee for having Courtesy Pay unless you use it. For Courtesy Pay to apply to your ATM and one-time debit card transactions, you must opt-in (consent) to have Courtesy Pay apply to those items. CLICK HERE to view details and disclosures.
Overdraft Protection is a service that will transfer available funds from a designated account (Certificate of Deposit and IRA are not allowed) to pay an authorized checking account transaction. Overdraft protection is available on checking accounts and covers only those checks presented through the Federal Reserve System or transactions through an ATM. Overdraft Protection is not available for checks presented at a teller window. Please refer to our Fee Schedule for more information on our current fees and service charges.

For more information or to apply, please call Member Services at (405) 235-3030 or 1-800-678-5363.

Courtesy Pay Overdraft & Courtesy Pay Protection
What is it?	In the event that you do not have enough money in your account, Overdraft Protection will transfer available funds from one of your eligible WEOKIE accounts to pay the transaction.
How does it work?	If we receive a transaction that cannot be covered by the funds in your checking account, we'll automatically transfer enough to cover your account.
Fees	You must maintain a balance or credit limit that will cover any overdrafts from your Checking Account, otherwise, a standard $15 non-sufficient funds (NSF) fee will apply per transaction for Courtesy Pay.
How to get started	For more information or to apply, please call Member Services at (405) 235-3030 or 1-800-678-5363.

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Ultimate Checking

CHA-CHING! IT'S A WEOKIE THING.

EARN UP TO $200*

When Opening a NEW WEOKIE Checking Account.