Personal Loans | Oklahoma WEOKIE Federal Credit Union

Personal Loans: Flexible Loan Options for Any Need

personal loan-1

WEOKIE is here to help you get the funds you need - with predictable monthly payments at a low rate.

Personal loans are an excellent option if you’re looking to consolidate high-interest debt or finance large expenses since you can choose the amount you need to finance and determine how you need to spend it. And, since you pay the amount back in fixed amounts, it’s more manageable than paying the amount upfront.

Plus, you can enjoy no payments for the first 60 days⁺, giving you extra time and flexibility when you need it most.

The terms and conditions for our personal loans are easy and straightforward. Personal loans are unsecured, and the interest rates and payments are fixed, so you won’t have to use collateral and you’ll know what to expect for your monthly payment.

Pay Off Credit Card Debt

Pay off balances on high-interest credit cards, saving you interest and helping build credit.

Planned or Unplanned Expenses

Make minor home or auto repairs. Take your dream vacation. Cover medical or school expenses.

Low, Fixed Rates

The interest rate is dependent on your credit history and will not increase.

Set Payments and Term

With a set monthly payment amount and set time period, you can ensure that your debt is paid off on schedule.

PERSONAL LOAN RATES

Terms	APR*
0-12 Months	10.99% - 17.99%
13-36 Months	11.99% - 17.99%
37-48 Months	12.99% - 17.99%
49-60 Months	13.99% - 17.99%

* APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application, credit information, and underwriting factors. Not all applicants will qualify for the lowest advertised rate. Normal lending policies apply. This offer is subject to credit review and approval. Rates and offers are current as of November 1, 2023 and are subject to change without notice. Adequate income and acceptable repayment terms must be provided. Proof of income may be required. Membership with WEOKIE Federal Credit Union is required. Existing WEOKIE personal loans are not eligible for refinancing. Terms and conditions apply. Your rates may vary if you are active military. Payment Example: A $5,000.00 personal loan for 12 months financed at 10.99% APR would amount to a monthly payment of approximately $446.21. Deferred payments may be available; however, interest will continue to accrue during the deferral period. Not to be combined with other promotional offers. Existing WEOKIE personal loans are not eligible for refinancing. FEDERALLY INSURED BY NCUA.
⁺Deferred payment option of up to 60 days may be available; however, interest will continue to accrue during the deferral period.

⁺Deferred payment option of up to 60 days may be available; however, interest will continue to accrue during the deferral period.

Personal/Signature Loan

A type of unsecured personal loan that does not require collateral other than the borrower's signature, which represents their “good faith” promise to repay the loan. Because a Signature Loan is unsecured, they have a higher interest rate than secured loans, such as a Certificate Secured Loan and a Share (Savings) Secured Loan.

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Certificate Secured Loan

(100% Secured by a Certificate)

A type of personal loan that uses your current WEOKIE Certificate as collateral to secure your loan. These funds are inaccessible while the loan is active, although small amounts may be released as the loan is paid back.

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Share Secured Loan

(100% Secured by a Savings Account)

A type of personal loan that uses the money you currently have on deposit in a Savings Account with WEOKIE as collateral to secure your loan. These funds are inaccessible while the loan is active, although small amounts may be released as the loan is paid back.

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GET STARTED:

All you have to do to get started is APPLY ONLINE or visit one of our convenient locations (no appointment necessary).

The loan process is simple so that you can get the financial services you need quickly and easily.
Not to mention, you’ll have the guidance of our trusted financial advisors every step of the way.

Not a member at WEOKIE? Learn why it’s time to break up with your bank.

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STORM SHELTER LOANS

Your peace of mind is important to us. We finance professionally constructed and installed storm shelters, up to $8,500 per shelter.**

Lowest rates available to members with $10,000 or more in existing WEOKIE auto or mortgage loans¹

Up to $8,500 per storm shelter
1 to 4-year loan term options
Low, fixed rates
Quick credit approval (in a matter of minutes, in most cases).

Storm Shelter Loan Rates

⁺

Terms	APR**
0-24 Months¹	7.99% - 14.99%
0-48 Months²	9.99% - 16.99%

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STORM SHELTER LOAN DISCLOSURES:

** APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application, credit information, and underwriting factors. Not all applicants will qualify for the lowest advertised rate. Normal lending policies apply. The maximum loan amount is $8,500. Longer terms are subject to the rate at which the borrower qualifies. This offer is subject to credit review and approval. Rates and offers are current as of April 21, 2023 and are subject to change without notice. Adequate income and acceptable repayment terms must be provided. Proof of income may be required. Membership with WEOKIE Federal Credit Union is required. A purchase contract and professional installation are required. Terms and conditions apply. Your rates may vary if you are active military. Payment Example: An $8,500.00 storm shelter loan for 12 months financed at 7.99% APR would amount to a monthly payment of approximately $739.36. Federally insured by NCUA. Equal Housing Lender. NMLS #442689.
¹Rates for Members with $10,000 in WEOKIE auto or mortgage loans outstanding.
²Rates for all others.

A variety of accounts to suit your needs.

CONSUMER

BUSINESS

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RATES

Low Rates. Great Service.

AUTOS

WEOKIE: your one-stop-shop for everything homes!

HOMES

Lending a hand when you need it

CONSUMER LOANS

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LOAN PROTECTION

Easy and convenient banking.

BANKING

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ABOUT WEOKIE

COMMUNITY

Fast Cash Personal Loans

Personal Loans: Flexible Loan Options for Any Need

WEOKIE is here to help you get the funds you need - with predictable monthly payments at a low rate.

Pay Off Credit Card Debt

Planned or Unplanned Expenses

Low, Fixed Rates

Set Payments and Term

PERSONAL LOAN RATES

Types of PERSONAL LOANs

Personal/Signature Loan

Certificate Secured Loan

Share Secured Loan

GET STARTED:

STORM SHELTER LOANS

Storm Shelter Loan Rates

Brandon S.