In the event of a total loss of your vehicle, GAP Advantage helps cover the difference between your insurance coverage and the balance remaining on your loan. It also provides credit towards financing a replacement vehicle.
Benefits of Credit Union Auto Loans
With our low rates and excellent service, WEOKIE Federal Credit Union has earned a reputation for offering the lowest rates for car loans in Oklahoma and the surrounding city area.
We're proud to offer auto loan payments and terms that fit both your needs and your wallet. We often get people behind the wheel of a new vehicle after other lending institutions have turned them down.
Quick Loan Calculator
BE PREPARED! CALCULATE YOUR AUTO LOAN AND SAVE!
"Applying for my auto loan was definitely a process that I was unfamiliar with – I had never applied for a loan of any kind, actually. And on top of that, this is also the first time I have purchased a car. There were a lot of unknowns for me. The team members that worked with me from WEOKIE made this experience a breeze! They walked me through every step and explained the process in a way that I could understand easily. I was pleasantly surprised with how quickly we were able to get through the process. The two ladies that I worked with were incredibly helpful and genuine."
"WEOKIE made the loan process painless. We were happy to be approved for a low rate. I'm thankful that we didn't have to mess with trying to get approved at the dealership. To top it off, the rate was much lower!"
Jeffrey & Christian
"Tonya was my lending specialist and made getting my auto loan a complete, professional, effortless joy. Can’t think of any other time when I bought a vehicle when it only took a couple of hours instead of days. Thank you WEOKIE for the absolute joy of buying a pickup."
WEOKIE is proud to provide you with convenient car buying services through our trusted partners. It’s WIN-WIN whomever you choose!
Plus, getting the financing you need is easier than you think. You can get on-the-spot WEOKIE financing within minutes at any of our dealer partners.
FAQ about Auto Loans, Oklahoma
What vehicles can I buy with WEOKIE financing?
Can I refinance my existing auto loan that I have through another lender?
Can I get an auto loan if I have poor credit or no credit?
Why can WEOKIE offer lower rates than some other lenders?
Are there any other benefits of becoming a WEOKIE credit union member?
Can I get an auto loan if I have an ITIN and not a SSN?
How can I apply for my auto loan?
How long does the loan process take?
Do you offer any services to help me buy a car?
Can I use auto financing to purchase a car through a dealer?
Can I use auto financing for a private party sale?
How long will it take to receive a vehicle title when I pay off my auto loan?
How long will it take to receive a lien release when I pay off my auto loan?
What insurance requirements do you have for auto loans?
Do you have a list of repossessed autos?
What’s the WEOKIE difference?
WEOKIE is a not-for-profit credit union, not a bank. That means that unlike a bank, which is focused on earning a profit for its stakeholders, we focus on returning our profits to our members by offering lower fees and lower interest rates.
When you join WEOKIE as a member, you become a part-owner of our credit union. In addition to great loan rates, you become eligible for exclusive discounts, financial education resources, and premier online banking services.
Another reason to finance your car with us is that we look beyond the numbers to the person filling out the application. We consider other factors beyond your current credit score when we review your application.
“Tonya was my lending specialist and made getting my auto loan a complete, professional, effortless joy. Can’t think of any other time when I bought a vehicle when it only took a couple of hours instead of days. Thank you WEOKIE for the absolute joy of buying a pickup.” - Dale T.
Protect Your Investment And Your Good Name
An excellent rate, term, and payment aren’t the only things you can get with your WEOKIE loan. We also offer great add-on products that help you protect your vehicle, your budget, and your credit.
Browse Our Resources and Services
We have a wealth of smart resources and services to save you money whether you're looking to purchase your first car or refinance an existing loan.
Sell Your Vehicle
First Rate Autos provides fair purchase offers on vehicles appropriate for their inventory - regardless if you are buying a vehicle from them or not.
First-Time Buyer Program
This program offers financing options for borrowers that may have previously needed a co-signer.
Disclosures: Information, rate, terms, and conditions are subject to change without notice and are not guaranteed. Some restrictions may apply. Please contact a WEOKIE rep for more information. All loans are subject to underwriting. Rate and term based on credit score. Current WEOKIE loans are not eligible for refinancing. FEDERALLY INSURED BY NCUA.
*APR = Annual Percentage Rate. Normal lending policies apply. Some restrictions apply. The offer is subject to credit review. Adequate collateral and acceptable term must be provided for all loans. Rates are as low as 6.24% APR for well-qualified buyers for terms up to 72 months. Terms up to 84 months are available at higher rates. Your annual percentage rate is based on your credit history. Not to be combined with any other offers. Up to 130% financing is available based on creditworthiness, model year, and underwriting factors. Proof of income may be required. Membership eligibility is required. Existing WEOKIE loans are not eligible for refinancing. Super-Duty Trucks, Commercial Use Vehicles, Classic Cars, Boats, RVs, and motorcycles are excluded from this offer. Your rates may vary if you are active military. Rate, terms, and conditions are subject to change without notice. Payment Example: A $10,000.00 loan for 48 months financed at 6.24% would amount to a monthly payment of approximately $235.95 each.
** In order to receive the 1% cash back, the loan must be a minimum of $15,000. The maximum cashback per loan is $250. The cashback will only be paid on refinances, loans closed at WEOKIE, and to members who have received a pre-approval letter from WEOKIE prior to closing at the dealership. The offer expires June 30, 2022.
*** If you choose to defer your payment for 60 days, interest will continue to accrue during this time. The offer expires June 30, 2022.
2Certain restrictions apply. APR = Annual Percentage Rate. Normal lending policies apply. Some restrictions apply. The offer is subject to credit review. Adequate collateral and acceptable term must be provided for all loans. Rates are as low as 9.99% APR for terms up to 72 months. . Your annual percentage rate is based on your credit history. Not to be combined with any other offers. Your rates may vary if you are active military. Rate, terms, and conditions are subject to change without notice. Payment Example: A $10,000.00 loan for 48 months financed at 9.99% would amount to a monthly payment of approximately $253.58 each. You must be eligible for membership and approval for a loan to participate. Proof of income is required. To participate in the Smart Path program, you must purchase the vehicle from First Rate Autos. Smart Path participants will be charged a $175 documentation and a $360 GPS device and installation fee. Loan rates and terms are based on your credit score and loan history. Please see a credit union representative for complete details. Cannot be combined with other offers.