About WEOKIE
Since 1969, WEOKIE has been helping Oklahomans build stronger financial futures. Join a credit union where you're an owner, not just a customer, and experience the difference of better rates and fewer fees.
What’s the WEOKIE Difference?
WEOKIE is a not-for-profit credit union, not a bank. That means that unlike a bank, which is focused on earning a profit for its stakeholders, we focus on returning our profits to our members by offering lower fees and lower interest rates.
When you join WEOKIE as a member, you become a part-owner of our credit union. In addition to great loan rates, you become eligible for exclusive discounts, financial education resources, and premier online banking services.
Another reason to finance your car with us is that we look beyond the numbers to the person filling out the application. We consider other factors beyond your current credit score when we review your application.
WHY CHOOSE WEOKIE
Our Members Save Millions
Our members have collectively saved over $33.9 since January 1, 2021, thanks to our great rates and fewer fees.
Not for Profit
We give our profit back to you in the form of lower loan rates, higher savings rates, and fewer service fees.
For Oklahomans
WEOKIE was founded by Oklahomans to protect the economic interests and financial futures of our communities, and that stays true to this day.
Federally Insured
Every deposit with WEOKIE is federally insured for up to $250,000 through the National Credit Union Association.
A Message From
Our President
-4.jpg?width=248&height=310&name=Jeff%20Carpenter%20(8x10%20Vertical)-4.jpg)
Welcome to the WEOKIE Family.
I am Jeff Carpenter, President and Chief Executive Officer.
Thank you for your membership—or for considering joining us. We're thrilled you're here.
One question I often hear is: What makes WEOKIE different from for-profit financial institutions?
The answer is simple: YOU!
You, along with more than 65,000 fellow member-owners, have created a $1.5 billion member-owned cooperative. As WEOKIE's CEO, our unique structure drives everything I do. I wake up every day—often on weekends too—focused on how we can best serve our member-owners: charging as little as possible on loans, paying as much as possible on deposits, keeping fees as low as possible, covering our costs, expanding services to meet your needs, and maintaining a strong capital position to keep your money safe for the long term.
For-profit institutions prioritize maximizing returns for outside shareholders—often by charging higher loan rates, paying lower deposit rates, and adding more fees. At WEOKIE, our only priority is you.
This structure gives our members true peace of mind: when you choose WEOKIE, you can trust you're getting the best we can possibly offer. Are we always the absolute lowest on loans or highest on deposits? Not always—every institution has a different model—but I promise we're obsessed with doing the very best we can to live our mission: Changing lives in our communities, one person at a time…by being the best place our members have ever banked.
That's why I encourage a “WEOKIE-first” mindset. When you need a financial product or service, think of us first. Even if another offer appears slightly better on one product, choosing WEOKIE means supporting an organization that always puts your collective interests first—delivering greater value over time.
As a member-owner, I work for you. If there's ever anything I can do to help, please don't hesitate to reach out to me directly.
Thank you for being part of the WEOKIE family.
WEOKIE Federal Credit Union
In 1969, the employees of Western Electric of Oklahoma pooled their resources to form a not-for-profit federal credit union to secure the individual financial interests of the community and workplace members. They named it WEOKIE (WE = Western Electric, OKIE = Oklahoma) and today, WEOKIE has grown to become one of the largest financial institutions in Oklahoma. We provide a full range of financial products and services to help members plan and build a secure financial future through better rates, less service fees, and member involvement.
Not For Profit
Despite growth and expansion, member ownership remains the key ingredient of an effective credit union. WEOKIE was started by people just like you to serve as a financial institution operated by like-minded individuals who are looking out for each other’s best interests. Our not-for-profit business model allows us to offer all of our members the lower loan rates, higher savings rates, and fewer service fees they deserve. Being a not-for-profit institution allows us to focus on helping our members secure their financial future rather than using their money to secure profits for outside shareholders like private institutions.
For Oklahomans
WEOKIE is one of the first financial institutions that was founded by Oklahomans to protect the economic interests of their family, friends, and neighbors. To this day, we strive to protect our fellow Oklahomans and their financial futures by offering them better loan and savings rates. If you live in Oklahoma, WEOKIE is the financial institution for you.
Better Loan Rates
In 1969 WEOKIE was founded as a community cooperative to provide fair interest rates to the members, a benefit they can still appreciate to this day. We provide our members with the lowest interest rates for their auto, home, and commercial loans.
Federally Insured
Every deposit with WEOKIE Federal Credit Union is federally insured for up to $250,000 through the National Credit Union Association. The NCUA was founded in 1970 and serves as the primary deposit insurance agency for federal credit unions like WEOKIE.
Member Elected Board
As a member owned federal credit union, WEOKIE’s Board of Directors is 100% member elected because we believe you should have a say in what happens to your money. Private banking institutions are run by a board of directors that only care about securing profits for their shareholders. At WEOKIE, you are a shareholder and your say and interests matter most.
Become a Member in Minutes by Opening Your WEOKIE Account Online
Are you tired of high interest rates, service fees, and low savings rates? When you become a member at WEOKIE, you become part of a financial institution that cares about your financial future and gives you the tools you need to make the best financial decisions. As a WEOKIE member, you’ll be instantly rewarded with great rates, exclusive discounts, financial education resources, premier online banking services, and more! Contact us today, stop by a branch, or become a member online.
Board of Directors
Our cooperative is under the direction of a volunteer Board of Directors. The Board represents the members, and each Board member is elected to a three-year term.
WARREN PYBAS
Chairman
Read BioWarren Pybas retired from Hertz after 31 years of service. In 1980, Warren worked to incorporate WEOKIE as the credit union service provider for OKC Hertz employees. Warren has previously provided volunteer service to several community organizations, including the Boys and Girls Club of Oklahoma City and the Oklahoma City Contact Crisis Helpline.
GARY TARKINGTON
Vice Chairman
Read BioGary Tarkington retired from Lucent Technologies as a Supply Chain Manager with more than 33 years of service. Gary has been a member of WEOKIE Federal Credit Union for more than 30 years and has served on both the Credit Committee and Supervisory Committee during that time.
LEONARD WELLS
Secretary/Treasurer
Read BioLeonard Wells retired from Celestica after working in the accounting and auditing departments of both AT&T and Lucent. Leonard currently serves as a WEOKIE Board Member and has also served on WEOKIE's Supervisory Committee and on WEOKIE's Credit Committee from 1978 to 1985. Leonard is in his third five year term on Yukon Public School Board.
TONY CARL
Board Member
Read BioTony Carl is currently employed with the University of Oklahoma College of Dentistry on the Health Campus as the Director of Human Resources. Tony previously held the position of Customer Engagement Manager with American Fidelity Assurance and Human Resources Business Partner with the Hertz Corporation. Tony served on WEOKIE's Supervisory Committee as an Associate Director prior to being elected to WEOKIE's Board of Directors.
CRAIG EIDSON
Board Member
Read BioCraig Eidson is the Lead Pastor of Freedom Church in Piedmont Oklahoma. Freedom Church is the church Craig and his wife founded in 1999. Previously he served on the WEOKIE Supervisory Committee before he was elected to the Board of Directors.
DENNIS MARCH
Board Member
Read BioDennis March is a retired Civil Servant who worked for the Department of Defense (DoD) for 20 years at Tinker Air Force Base. He served as the Lead Security Specialist for the Air Force Nuclear Weapons Center. Prior to that, he spent 21 years in active duty with the U.S. Air Force as a Security Police Officer. Dennis was a member of WEOKIE's Supervisory Committee before being appointed to the Board of Directors. He is also a member of the WEOKIE Foundation and currently serves as the Chairman of the Oklahoma Credit Union Political Action Committee.
MIKE KLOIBER
Board Member
Read BioMike Kloiber retired from Tinker Federal Credit Union after 25 years as acting President/CEO, and 43 years of total financial industry experience. Mike is also the current Chair of the Hispanic Chamber of Commerce and is actively involved across Oklahoma City.
MERLE NORMAN
Associate Director
Read BioMerle Norman is the Information Security Program Manager for the 72d Air Base Wing at Tinker Air Force Base in Oklahoma City. He collaborates with Personnel, Information, and Industrial Security specialists to provide leadership and risk mitigation.
LORI YEARWOOD
Associate Director
Read BioLori Yearwood, CPA, is the owner of Zeal Accounting Solutions, serving business owners with their managerial accounting needs. Prior to this endeavor, Lori served in various corporate functions, including Auditor at Grant Thorton, Director of Treasury at AFR Insurance, and CFO at Tri-State Industrial Group. Lori has also served on various community boards/committees and is currently acting as Treasurer for Shiloh Christian Academy in Newcastle.
Supervisory Committee
The Board also appoints a Supervisory Committee that ensures the Board and WEOKIE management abide by WEOKIE’s written policy and that WEOKIE’s financial records are accurate.
NORMA CONDREAY
Chairman
Read BioNorma Condreay is the Publisher of El Latino American Newspaper, the largest bilingual Newspaper in Oklahoma, with over 26 years serving Oklahoma readers. She has received several recognitions for her contributions to the Latino Community in Oklahoma.
BLU HULSEY
Member
Read BioBlu Hulsey has been with Continental Resources for over 11 years. Since July 2018, Blu has serves as Senior Vice President HSE, Government and Regulatory Affairs in the Oklahoma City area.
ROCKY CHAVEZ
Member
Read BioRocky Chavez works at ONE Gas, a natural gas distribution subsidiaries in Oklahoma, Texas, and Kansas. He is part of the strategic planning team in the commercial department. Rocky serves on multiple boards across Oklahoma City.
MICHAEL RAINBOLT
Member
Read BioMichael Rainbolt is an 18-year veteran in the financial services industry. He co-owns and operates a boutique firm that takes care of families and their businesses.
DANIEL REMINGTON
Vice Chairman
Read BioDaniel began his career in real estate and has since grown the portfolio to include an assortment of companies such as property management, land development, construction, non-profit, etc.
Proud to give back
to the OK community.
- $3.5M Member Rewards
- $16.4M Account Fee Savings
- $15.1M Refinance Savings
- $38.5M Dollars Saved Since 2021