Login

Forgot User ID
405.235.3030 or 800.678.5363


A variety of accounts to suit your needs.

Open a WEOKIE account online and see why managing your finances couldn't be easier.

Open An Account Today

     

    Low Rates. Great Service.

    Apply for an Auto Loan without ever stepping foot in a branch.

    Apply Now! View Rates

    Auto Loan Payment Calculator

    Make A Payment

       

      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

      Apply Online    Home Loan Rates

         

        Lending a hand when you need it

        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs. 

        Apply Online    

        View RatesMake A Payment

          COMMERCIAL LOANS

          Commercial Loans

             

            Easy and convenient banking.

            WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

            Log In Now

               

              We are here to help.

              At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

                2 min read

                Giving to Kids: How Much is Too Much?

                Featured Image

                 

                Many of today’s kids are regularly showered with gifts, from holiday presents, to birthday celebrations to other milestones and more. We all want our kids to feel secure and loved, but how do we know when all of those gifts are too much? When does giving to kids start doing more harm than good?

                Let’s take a look at some ways we can rein in the gift-giving and ensure it doesn’t get out of hand while doing a disservice to our children.

                Set limits

                In the past, children were more aware of limits. They knew how much they could wheedle out of their parents, as well as when the buck stopped and they’d be told “no.” Today, though, with cash growing increasingly obsolete and so many people charging everyday purchases to credit cards, those boundaries have become less distinct. Also, in our fast-paced and tech-obsessed world, parents are more likely to compensate for limited personal time with their kids by showering them with gifts, either as a reward for achievements or for good behavior. 

                It’s important to remember that limits only serve to help kids grow into responsible, well-adjusted adults. Kids crave limits, though they may not know it. Setting boundaries into place helps kids learn that they can’t always have exactly what they want – and that’s just fine. 

                Don’t reward (every) responsibility 

                Too often, parents fall into the trap of rewarding children for fulfilling their everyday chores and responsibilities. For example, they may give a child a treat or money for doing their homework every night. While this can effectively motivate a child to do their work, it can also give the wrong message that everyday responsibilities do not have to be met if they are not rewarded. And while this may work in childhood, when the kid grows up and expects compensation for making their bed or waking up on time, undoing the learned behavior can be challenging. 

                Find alternate rewards

                Alternative methods of rewarding children exist, such as granting special privileges like staying up a bit later, enjoying a special outing with Mom or Dad or even putting in a request for their favorite dinner.

                Buying toys for kids is not inherently wrong, but it’s worth considering whether we are unintentionally imparting life or financial lessons that may prove regrettable in the future.

                Communicate with relatives

                Sometimes, the overgiving to kids happens through well-meaning relatives. If Grandma or the kids’ Uncle Jack can’t stop showering your kids with expensive gifts and toys, don’t be afraid to approach them to share your concerns. Let them know you’d prefer if they limited the gift-giving to special occasions, such as holidays and birthdays. You can also choose to let them know that smaller treats can be given more often, as long as it doesn’t get out of hand. 

                Buying toys and gifts for kids is always fun, but it’s important to set limits and help them learn that there is more to life than material possessions. Use this guide to learn how to set limits on gift-giving for kids. 

                Related Posts

                Life Insurance: How Much Do You Need — And How To Get It


                If the pandemic taught us anything, it’s that you can never be too prepared. We all need a protection plan in place, which includes a few essential...

                How Much Does It Cost To Raise A Child? How Parenthood Changes Your Finances


                Having a child turns your world upside down (in the best way), and forces you to rethink nearly every aspect of your life…including your finances. If...

                Allowances 101: Should You Give Your Child An Allowance?


                In the age of digital + mobile everything, it should come as no surprise that even something as old fashioned as a child’s allowance has evolved....

                How to Choose a Reputable Charity


                If you’re fortunate enough to have more than you need, it’s always nice to give back. But where? So many charities could do amazing things with your...