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A variety of accounts to suit your needs.

Open a WEOKIE account online and see why managing your finances couldn't be easier.

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    Low Rates. Great Service.

    Apply for an Auto Loan without ever stepping foot in a branch.

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      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

      Apply Online    Home Loan Rates


        Lending a hand when you need it

        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs. 

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          Commercial Loans


            Easy and convenient banking.

            WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

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              We are here to help.

              At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

                Freedom Checking



                CHA-CHING! IT'S A WEOKIE THING.

                EARN UP TO $400*

                When Opening a NEW WEOKIE Checking Account.


                Learn More

                *Restrictions apply. See link for details. 

                Freedom Checking

                No-frills account that has no monthly fee when you enroll in e-Statements.*

                • Minimum $20 deposit to open

                • No minimum balance to maintain

                • Unlimited check writing

                • Free e-Statements

                • No Monthly service charge*

                • Non-interest bearing account

                • Courtesy Pay® -up to $1,200 overdraft protection 

                  *e-Statement enrollment required to avoid $2.00 paper statement fee.

                Open an account online in minutes

                Freedom Checkign Account WEOKIE-1

                Plus, with every WEOKIE Checking  Account you get:



                 FREE Visa Debit Card
                FREE ATM transactions at more than 55,000 ATMs
                FREE 24/7 secure online & mobile banking services
                • Send and receive money to/from other WEOKIE Members/accounts

                • Paperless e-Statements

                • Account alerts to help manage your money and avoid fees

                • Fraud Risk Protection – 24-hour monitoring of WEOKIE debit cards

                • Direct Deposit

                • Unlimited Check Writing

                • Unlimited Debit Card Usage 

                Still not quite sure which Checking Account is right for you?

                Let us help you choose! View our informational chart to compare the account options. 

                Compare Checking Accounts

                VISA® DEBIT CARDS

                • Your WEOKIE Visa Debit Card will give you surcharge-free access at more ATMs than even the largest U.S. banks.
                • Use at millions of locations around the world, anywhere Visa® Debit Cards are accepted
                • Shop online with any website that accepts Visa Debit Cards

                Learn More


                Lower Overdraft and NSF Fees

                To assist Oklahomans struggling with financial hardships, WEOKIE was the first financial institution in Oklahoma to announce the lowering of overdraft and NSF charges from $27.50 per occurrence to $15 per occurrence. 

                The change applies to all accounts, including checking and savings. WEOKIE 's lowering of fees is a meaningful reduction for members and supports shifts designed to create more equitable banking for everyone. Our priority is doing what's in the best interest of our members.

                • Courtesy Pay will help save you the embarrassment and inconvenience of a returned item, as well as the fee normally charged to you by merchants for items returned to them. There is no fee for having Courtesy Pay unless you use it. For Courtesy Pay to apply to your ATM and one-time debit card transactions, you must opt-in (consent) to have Courtesy Pay apply to those items. CLICK HERE to view details and disclosures. 

                • Overdraft Protection is a service that will transfer available funds from a designated account (Certificate and IRA are not allowed) to pay an authorized checking account transaction. Overdraft protection is available on checking accounts and covers only those checks presented through the Federal Reserve System or transactions through an ATM. Overdraft Protection is not available for checks presented at a teller window.

                For more information or to apply, please call Member Services at (405) 235-3030 or 1-800-678-5363.



                Courtesy Pay Overdraft & Courtesy Pay Protection

                What is it?

                In the event that you do not have enough money in your account, Overdraft Protection will transfer available funds from one of your eligible WEOKIE  accounts to pay the transaction.

                How does it work?

                If we receive a transaction that cannot be covered by the funds in your checking account, we'll automatically transfer enough to cover your account.


                You must maintain a balance or credit limit that will cover any overdrafts from your Checking Account, otherwise, a standard $15 non-sufficient funds (NSF) fee will apply per transaction for Courtesy Pay. 

                How to get started

                For more information or to apply, please call Member Services at (405) 235-3030 or 1-800-678-5363.


                Checking FAQs


                *e-Statement enrollment required to avoid $2.00 paper statement fee.

                *Checking Account Promo IMPORTANT INFORMATION: This offer is limited to only new WEOKIE Federal Credit Union checking account customers (those who currently have an active WEOKIE Checking Account are ineligible). Membership eligibility is required. The application is subject to approval & further review. Only Retail Checking Accounts (Freedom, Kasasa, Ultimate, or Ultimate with BaZing) are eligible for any of the checking bonus offers. Commercial Checking Accounts are not eligible. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be limited based on account ownership. Transactions may take one or more business days from the date the transaction was made to post and settle to an account. Ask for details. The promo ends on 12/31/2023 and all accounts must be opened by 12/31/2023 to be eligible for bonus offers. All bonus offers are limited to one per person or organization. See details for each below.  Information is accurate as of 10/01/23 and may change without notice. Federally Insured by NCUA.
                Checking Swipe Bonus (up to $300) - To receive the bonus: Make twenty (20) qualifying WEOKIE debit card point of sale (POS) transactions that need to be posted to your qualifying checking account within 45 days of account opening (via a POS device in-store or an online transaction). ATM transactions and Authorization Holds do not qualify. Bonus will be posted to the account the first business day after the 45-day criteria are met (Contract Date + 45 calendar days). The account must be opened and Active by 12/31/2023 and debit card swipes must be posted to the account 45 days from the account opening date.  The final bonus payout will occur on or around 1/15/2024. Offer limited to one new swipe transaction-related bonus per person or organization for the duration of the promo. $300 will be awarded when debit card swipes are made on the new Ultimate with BaZing - or -  $100 when debit card swipes are made on the new Ultimate, Kasasa, or Freedom Checking Account.
                Checking Deposit Bonus ($100) - To receive the bonus: Make a minimum $250 deposit to this new qualifying account within 45 days of account opening. Opening account deposits are excluded as qualifying deposits.  Offer limited to one deposit-related bonus per person or organization for the duration of the promo. Bonus will be posted to the account the first business day after the 45-day criteria are met (Contract Date + 45 calendar days). The account must be opened and Active by 12/31/2023 and a minimum $250 qualifying deposit must be posted to the account 45 days from the account opening date.  The final bonus payout will occur on or around 1/15/2024. $100 will be awarded when $250 deposit is made into the new Ultimate with BaZing, Ultimate, Kasasa, or Freedom Checking Account.


                1 Loan Bonus ($100)- Offer good on all NEW WEOKIE Auto, Home Equity, or HELOC loans that have set up auto-transfer payments from a WEOKIE checking account. Other Mortgage Loans and Credit Cards are not eligible. Loan approval, APR, and other terms and conditions are based on underwriting factors such as LTV (Loan to Value), payment method, creditworthiness, collateral, and the term of the loan. All loans are subject to approval. Offer, rates, terms, and conditions are subject to change without prior notice. Cash will be provided as a $100 credit applied to the primary borrower's membership savings within 30 days of loan funding. Loan must remain open with a balance for a minimum of 30 days to qualify. Applicant must meet eligibility requirements for WEOKIE membership. Information is accurate as of 10/11/23 and may change without notice. Offer expires 12/31/23. Federally Insured By NCUA. Equal Housing Lender. NMLS# 442689

                2 60 days no payment: If you choose to defer your payment for 60 days, interest will continue to accrue during this time. 60 Days no payment ONLY available on Auto Loans.   

                To receive up to $500 mentioned, you must fulfill all Checking Promo & Loan Promo requirements as outlined.

                How to Make Room in Your Budget for an Auto or Mortgage Payment

                Learn how to find room within your budget to get the new car or home you've been dreaming of with our free guide.

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