Smart money habits start early; do your part by opening a Smart Savers account for those under age 18.
All Smart Savers under the age of 18* will automatically earn a higher yield compared to the standard membership savings account. Smart Savers accounts currently earn 1.26% APY on balances up to $4,999.99 **. Account balances greater than $4,999.99 will be paid at standard savings APY. (Will adjust based upon market conditions.) Smart Savers also offers the added benefit of accidental death insurance paying twice the amount of the account balance, not to exceed $5,000.
Federally insured by NCUA. WEOKIE may require any account established by a minor to be a joint account with an owner who has reached the age of maturity under state law. Account opening subject to approval. * Upon reaching the age of 18, the account will be reassigned as a WE Care Savings Account and receive the applicable APY. ** Account balances greater than $4,999.99 will receive base savings rate.