Choose the card and the option that's best for you!

Enjoy 2.99% APR for balance transfers, cash advances and purchases for six months. There is no annual fee.

  • Preferred Rate – This option offers the best rate available. Rates are as low as 7.9% APR*
  • Cash Back – Enjoy 1% cash back on all new purchases. Rates are still very competitive and as low as 9.9% APR*
  • Rewards – Earn reward points that can be redeemed for merchandise and travel. Rates are very competitive and as low as 9.9% APR*
to get started!

*Your card rate will be based on your credit history. The APR on each card for new purchases and cash advances is listed on this chart.

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)". See account Agreement for more details.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

Lost or Stolen Card Information
If you believe your card or PIN has been lost or stolen please call the following:

During normal business hours:
(405) 235-3030

After Hours Reporting:
• Check Cards: 1-800-617-3775
• VISA Credit Cards: 1-800-991-4961

International Travel Using Your VISA Card:
If you are traveling outside the country, please call (405) 235-3030.