Smart Spending #2: 7 Ways To Shop Smarter
Ever feel like you’ve been on an online spending spree but don’t know how to stop? What about those in-store impulse buys that always seem to catch...
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By: WEOKIE Federal Credit Union on Nov 15, 2024
After the turkey is gone and the Black Friday and Cyber Monday shopping frenzies have subsided, here comes Giving Tuesday — a day that encourages us to give back to the communities and causes we care about. It’s a money-related holiday nobler than all the rest. But what if this year your wallet is feeling a little lighter than usual? Don’t worry — you can still make a difference without spending a dime. The secret lies in tapping into your unique strengths and getting creative. Here’s how you can contribute, no cash required.
You know the saying, “Time is money”? Well, to charities, it’s gold. Nonprofits everywhere are constantly on the lookout for volunteers to help with everything from event planning to social media management. Start by thinking about what you’re good at. Are you a whiz with words? Offer to write marketing copy or newsletters. Are you a social media guru? Help run a nonprofit’s accounts. Whether it’s women’s reproductive rights, animal welfare, helping the homeless or whatever lights your fire, there’s definitely a charity out there that needs your help.
Start with a search on Charity Navigator and GuideStar, which are the top two evaluators that grade nonprofits. See how your charity of choice stacks up. After all, you want to make sure that your efforts are going to a cause that really matters to you.
Why wait for spring to clean? The holiday season is the perfect time to declutter — and give back in the process. Start in your kitchen, where unopened, non-perishable foods can make a big difference for local food banks and women’s shelters. While you’re at it, consider parting with some of those kitchen gadgets you never use.
Next, tackle your closets. Are there coats, scarves, or sweaters you haven’t worn in years? Cold-weather gear is in high demand during the winter months. And don’t stop there — holiday decorations, outgrown toys, and even small appliances can find new life with a family in need.
Pro tip: If you’re planning to itemize your taxes, be sure to get a receipt for your donations. It’s a win-win — support your community while reaping a little benefit come tax time.
3. Share Your Expertise: Become a Mentor
Okay, so your budget’s tight, but you’ve got something even more valuable to share: knowledge. Whether you’re a math whiz, a DIY enthusiast, or a pro at parenting, there’s someone out there who could benefit from your expertise. Mentoring is a powerful way to give back, and it doesn’t cost a thing.
You can search for mentoring and various other volunteer opportunities on sites including Volunteer Match, Just Serve, AmeriCorps, and Indeed, all of which have a searchable database. Just type in “mentor,” and see what pops up.
4. Share Your Network
Sometimes, the most valuable asset you have isn’t what you know, but who you know. Your personal and professional networks can be incredibly powerful tools for making a difference. If you’re connected with someone who has expertise, resources, or influence, consider facilitating introductions that can help others.
Think about it: If you know someone looking to start a nonprofit, and you have a friend who’s a grant writer, connect them! Or if a local charity is looking for a venue for an event, and you know a small business owner who might be willing to help, bring them together. By leveraging your connections, you can create opportunities for others and amplify your impact — without spending a cent.
5. Advocate for a Cause
If you're short on time as well as money, don't forget that your voice is a powerful tool. Advocating for a cause you believe in can help foster change. Whether it's writing letters to local representatives, signing petitions, or simply spreading awareness on social media, advocacy is a way to support important issues without opening your wallet. If there’s a cause that resonates with you — be it environmental protection, education reform, or social justice — use your platform to educate others and rally support. Attend town hall meetings, participate in peaceful protests, or volunteer to speak at community events. Not only can you help drive change, you may also inspire others to get involved along the way, making an even greater impact.
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