Your first auto loan
If you meet the qualifications of our first-time auto buyer program, you’ll score a 10.99%* APR along with $50 to fill up your tank.
To qualify, you must be a first-time buyer with no previous auto credit. The maximum loan amount is based on your income and credit, and the vehicle must meet the program’s age and loan-to-value requirements. Keep in mind, the loan is subject to underwriting.
Wondering if you qualify? Apply in-person at one of our branches or click below to submit an application now.
*APR = Annual Percentage Rate. Certain restrictions apply. Adequate collateral and acceptable term must be provided for all loans. Subject to credit review. Rates are based on underwriting criteria and may be higher based on individual underwriting and loan-to-value restrictions. Proof of income may be required. Membership eligibility is required. Not to be combined with any other offers. Your rates may vary if you are active military. Rate, terms, and conditions are subject to change without notice. Payment Example: A $10,000.00 loan for 48 months financed at 10.99% would amount to a monthly payment of approximately $258.41. Please see a credit union representative for complete details.
First Rate Autos:
1APR = Annual Percentage Rate. Certain restrictions apply. Rates for credit scores 600 and above are 5.99% and are only available with vehicles purchased from First Rate Autos. Other rates are available for those with credit scores of 599 and below. Adequate collateral and acceptable term must be provided for all loans. Subject to credit review. Rates are based on underwriting criteria and may be higher based on individual underwriting and loan-to-value restrictions. Proof of income may be required. Membership eligibility is required. Not to be combined with any other offers. Your rates may vary if you are active military. Rate, terms, and conditions are subject to change without notice. Payment Example: A $10,000.00 loan for 48 months financed at 5.49% would amount to a monthly payment of approximately $232.51. Please see a credit union representative for complete details or visit https://firstrateautos.com/ for more info.
1APR = Annual Percentage Rate. Certain restrictions apply. Rates for credit scores 600 and above are 5.99% and are only available with vehicles purchased from First Rate Autos. Other rates are available for those with credit scores of 599 and below. Adequate collateral and acceptable term must be provided for all loans. Subject to credit review. Rates are based on underwriting criteria and may be higher based on individual underwriting and loan-to-value restrictions. Proof of income may be required. Membership eligibility is required. Not to be combined with any other offers. Your rates may vary if you are active military. Rate, terms, and conditions are subject to change without notice. Payment Example: A $10,000.00 loan for 48 months financed at 5.49% would amount to a monthly payment of approximately $232.51. Please see a credit union representative for complete details or visit https://firstrateautos.com/ for more info.