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A variety of accounts to suit your needs.

Open a WEOKIE account online and see why managing your finances couldn't be easier.

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    Low Rates. Great Service.

    Apply for an Auto Loan without ever stepping foot in a branch.

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      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

      Apply Online    Home Loan Rates

         

        Lending a hand when you need it

        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs. 

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          COMMERCIAL LOANS

          Commercial Loans

             

            Easy and convenient banking.

            WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

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              We are here to help.

              At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

                Boat Loans

                WEOKIE offers competitive rates and extended terms so you can buy a boat and enjoy life out on the water.

                APPLY NOW

                BOOK AN APPOINTMENT

                Fixed Rates

                as low as

                2021 & Newer Models

                7.49% APR*

                2014 to 2020

                7.99% APR*

                VIEW RATES

                Benefits of a WEOKIE Boat Loan in Oklahoma

                Affordable Interest Rates

                Lower rates mean you can afford to buy a nicer boat and pay off your loan sooner.

                Flexible Terms to Suit You

                Choose a short term to save on interest or a term of up to 144 months for lower payments.*

                Borrow Up to 100%*

                Get financing to cover the purchase price of your boat.

                No Payments for 60 Days**

                Finalize your loan then make the most of our 60-day payment-free offer.

                Why WEOKIE Boat Loans Are the Best in the Business

                WEOKIE offers personalized, local service because we understand what our members need and want.

                • Get some of the lowest Boat Loan Rates in Oklahoma, starting at 7.49% APR.*
                • Choose a loan term of up to 144 months.*
                • Enjoy a payment-free introductory period of 60 days.**
                • Cover your principal with up to 100% financing.*
                • Get a quote for discounted boat insurance.

                We will work with you to find a loan payment that can slip into your budget so you can kick back and enjoy life on your boat.

                APPLY NOW

                A boat on a lake in Oklahoma.

                 

                *APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Payment Example: A $10,000.00 loan for 48 months financed at 7.49% APR would amount to a monthly payment of approximately $241.74 each. Credit criteria applies and not all applicants will qualify. Loan rate, term, loan to value (LTV), and/or down payment may vary based upon the applicant’s credit history. 72-month term is only available for vehicles 6 years old or newer. 7.24% APR only available for terms up to 60 months. Additional rates and terms are available. Information correct as of 8/1/2023, and is subject to change without notice. -

                ** If you choose to defer your payment for 60 days, interest will continue to accrue during this time.

                 

                Boat Loan Calculator

                Enter a few details into our quick boat loan calculator and find out what your monthly payment could be with WEOKIE's low boat loan rates in Oklahoma.

                 

                 

                Easy Application Process for Oklahoma Boat Loans

                Step 

                1

                Apply Online

                Use our secure online loan application to provide your details and information about your future boat.

                Step 

                2

                Agree and Sign

                If approved, we'll offer you a loan amount and rate based on your chosen term and boat model.

                 

                GET STARTED

                Step 

                3

                Get a Single Draft

                We'll give you a single draft and you can take it to the dealership to buy your boat with confidence.

                "WEOKIE Federal Credit Union was absolutely great in helping us with our loan. Scott had excellent suggestions in helping us to revise our budget and consolidate some debt we had. Thank you so much. We are so glad we called them. We highly recommend them and appreciate all they did.!"
                – Larry S., Oklahoma City, OK
                 

                Boat Loan FAQ

                We are here to help.

                If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.


                What’s the WEOKIE difference? 

                WEOKIE is a not-for-profit credit union, not a bank. That means that unlike a bank, which is focused on earning a profit for its stakeholders, we focus on returning our profits to our members by offering lower fees and lower interest rates.

                When you join WEOKIE as a member, you become a part-owner of our credit union. In addition to great loan rates, you become eligible for exclusive discounts, financial education resources, and premier online banking services.

                Another reason to finance your car with us is that we look beyond the numbers to the person filling out the application. We consider other factors beyond your current credit score when we review your application. 

                “Tonya was my lending specialist and made getting my auto loan a complete, professional, effortless joy. Can’t think of any other time when I bought a vehicle when it only took a couple of hours instead of days. Thank you WEOKIE for the absolute joy of buying a pickup.” - Dale T.

                 



                Protect Your Investment And Your Good Name

                An excellent rate, term, and payment aren’t the only things you can get with your WEOKIE loan. We also offer great add-on products that help you protect your vehicle, your budget, and your credit.

                Guaranteed Asset Protection (GAP)

                In the event of a total loss of your vehicle, GAP Advantage helps cover the difference between your insurance coverage and the balance remaining on your loan. It also provides credit towards financing a replacement vehicle.

                Learn More About Gap

                Mechanical Breakdown Insurance (MBI)

                MBI ensures that your vehicle is protected and reduces the possibility of paying out-of-pocket costs when your vehicle suffers an unexpected mechanical failure.

                Learn More About MBI

                Payment Protection

                With Payment Protection, your payments will be canceled without penalty, added interest, or being reported as delinquent in the event of disability, involuntary unemployment, a hospital stay, or death.  

                Learn More About Payment Protection

                More WEOKIE Vehicle Loans

                Auto Loans

                Access up to 130% financing and enjoy competitive rates with terms of up to 84 months so you can buy a new or used vehicle to fit your lifestyle.

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                Motorcycle Loans

                Get affordable financing to buy a new or used motorcycle with terms of up to 72 months depending on your chosen model.

                Learn More

                RV Loans

                Take advantage of our extended terms and competitive rates so you can get financing to buy your dream RV and enjoy life on and off the road.

                Learn More

                Ready to Start Saving?

                Open an account in just minutes and start enjoying the benefits. Make the smart switch to WEOKIE!

                Apply Now!