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A variety of accounts to suit your needs.

Open a WEOKIE account online and see why managing your finances couldn't be easier.

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        Low Rates. Great Service.

        Apply for an Auto Loan without ever stepping foot in a branch.

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          AUTOS

           

          WEOKIE: your one-stop-shop for everything homes!

          From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

          Apply Online

          Home Loan Rates
            HOMES

             

            Lending a hand when you need it

            From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs. 

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              CONSUMER LOANS
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                WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

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                      We are here to help.

                      At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.
                        ABOUT WEOKIE
                        COMMUNITY

                        Boat Loans

                        WEOKIE offers competitive rates and extended terms so you can buy a boat and enjoy life out on the water.

                        APPLY NOW

                        BOOK AN APPOINTMENT

                        Fixed Rates

                        as low as

                        2021 & Newer Models

                        7.49% APR*

                        2014 to 2020

                        7.99% APR*

                        VIEW RATES

                        Benefits of a WEOKIE Boat Loan in Oklahoma

                        ✔

                        Affordable Interest Rates

                        Lower rates mean you can afford to buy a nicer boat and pay off your loan sooner.

                        ✔

                        Flexible Terms to Suit You

                        Choose a short term to save on interest or a term of up to 144 months for lower payments.*

                        ✔

                        Borrow Up to 100%*

                        Get financing to cover the purchase price of your boat.

                        ✔

                        No Payments for 60 Days**

                        Finalize your loan then make the most of our 60-day payment-free offer.

                        A boat on a lake in Oklahoma.

                         

                        Why WEOKIE Boat Loans Are the Best in the Business

                        WEOKIE offers personalized, local service because we understand what our members need and want.

                        • Get some of the lowest Boat Loan Rates in Oklahoma, starting at 7.49% APR.*
                        • Choose a loan term of up to 144 months.*
                        • Enjoy a payment-free introductory period of 60 days.**
                        • Cover your principal with up to 100% financing.*
                        • Get a quote for discounted boat insurance.

                        We will work with you to find a loan payment that can slip into your budget so you can kick back and enjoy life on your boat.

                        APPLY NOW

                         

                        Boat Loan Calculator

                        Enter a few details into our quick boat loan calculator and find out what your monthly payment could be with WEOKIE's low boat loan rates in Oklahoma.

                         

                         

                        Easy Application Process for Oklahoma Boat Loans

                        Step 

                        1

                        Apply Online

                        Use our secure online loan application to provide your details and information about your future boat.

                         

                        Step 

                        2

                        Agree and Sign

                        If approved, we'll offer you a loan amount and rate based on your chosen term and boat model.

                         

                        Step 

                        3

                        Get a Sight Draft

                        We'll give you a sight draft and you can take it to the dealership to buy your boat with confidence.

                         

                        GET STARTED

                        "WEOKIE Federal Credit Union was absolutely great in helping us with our loan. Scott had excellent suggestions in helping us to revise our budget and consolidate some debt we had. Thank you so much. We are so glad we called them. We highly recommend them and appreciate all they did.!"
                        – Larry S., Oklahoma City, OK
                        ★★★★★
                         

                        Boat Loan FAQ

                        We are here to help.

                        If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

                        What’s the WEOKIE difference? 

                        WEOKIE is a not-for-profit credit union, not a bank. That means that unlike a bank, which is focused on earning a profit for its stakeholders, we focus on returning our profits to our members by offering lower fees and lower interest rates.

                        When you join WEOKIE as a member, you become a part-owner of our credit union. In addition to great loan rates, you become eligible for exclusive discounts, financial education resources, and premier online banking services.

                        Another reason to finance your car with us is that we look beyond the numbers to the person filling out the application. We consider other factors beyond your current credit score when we review your application. 

                        “Tonya was my lending specialist and made getting my auto loan a complete, professional, effortless joy. Can’t think of any other time when I bought a vehicle when it only took a couple of hours instead of days. Thank you WEOKIE for the absolute joy of buying a pickup.” - Dale T.

                         

                        Protect Your Investment And Your Good Name

                        An excellent rate, term, and payment aren’t the only things you can get with your WEOKIE loan. We also offer great add-on products that help you protect your vehicle, your budget, and your credit.1

                        More WEOKIE Vehicle Loans

                        Auto Loans

                        Access up to 125% financing and enjoy competitive rates with terms of up to 84 months so you can buy a new or used vehicle to fit your lifestyle.

                        Learn More

                         

                        Motorcycle Loans

                        Get affordable financing to buy a new or used motorcycle with terms of up to 72 months depending on your chosen model.

                        Learn More

                         

                        RV Loans

                        Take advantage of our extended terms and competitive rates so you can get financing to buy your dream RV and enjoy life on and off the road.

                        Learn More

                         

                        Ready to Start Saving?

                        Open an account in just minutes and start enjoying the benefits. Make the smart switch to WEOKIE!

                        Apply Now!

                        *APR = Annual Percentage Rate. Credit criteria applies and not all applicants will qualify. Your actual APR will be determined at the time of disbursement. Not all applicants will qualify for the lowest rate. Loan rate, term, loan to value (LTV), and/or down payment may vary based upon the applicant’s credit history, mileage and age of collateral. Additional rates and terms are available. 7.49% APR only available for terms up to 72 months and models 2021 and newer. 7.99% APR only available for terms up to 72 months and models 2014-2020. Additional rates and terms are available. Information correct as of 11/1/2024, and is subject to change without notice. Payment Example: A $10,000.00 loan for 48 months financed at 7.49% APR would amount to a monthly payment of approximately $241.74 each. A $10,000.00 loan for 48 months financed at 7.99% approximately $245.27 each. Information correct as of 11/1/2024, and is subject to change without notice. -
                        ** If you choose to defer your payment for 60 days, interest will continue to accrue during this time.
                         
                        Payment Protection: 
                        1 This page highlights the benefits of WEOKIE’s Protection Plans. Please refer to the service contract for coverages, exclusions, terms and conditions. Individual premiums and savings will vary. If you are purchasing insurance for yourself or as part of a credit union loan, you need to be aware of some important information. Insurance products are not deposits of WEOKIE Federal Credit Union and are not insured by the NCUA. They are not guaranteed by WEOKIE Federal Credit Union and may be subject to risk. See a WEOKIE Representative for more details.
                         2 Your purchase of Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. GAP insurance is administered by a third-party provider, SWBC.  See https://www.weokie.org/gap-and-mbi  for more details. Please contact a WEOKIE representative or refer to the policy for a full explanation of terms. 
                        3 Mechanical Breakdown Protection is administered by a third parity provider, Old Republic Insurance Group. The Credit Union does not administer any portion of the warranty plan. Certain eligibility requirements, conditions, and exclusions may apply. See https://www.weokie.org/gap-and-mbi for more details. Please contact a WEOKIE representative or refer to the policy for a full explanation of terms. 
                        4 WEOKIE offers its members Payment Protection insurance through TruStage™. TruStage™ is the marketing name for TruStage Financial Group, Inc. its subsidiaries and affiliates. Your purchase of MEMBER'S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply.  See https://www.weokie.org/payment-protection for more details. Please contact a WEOKIE representative or refer to the policy for a full explanation of terms.