PERSONAL/SIGNATURE LOAN
An unsecured loan that requires no collateral other than the borrower's signature. Because a Signature Loan is unsecured, it will have a higher interest rate than our secured loans.
Apply for an Auto Loan without ever stepping foot in a branch.
From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs.
At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.
At WEOKIE, we take your financial stability and success to heart. Take care of debt and manage major expenses with our flexible, affordable personal loans.
Fixed Rates for Unsecured Loans as Low as |
0-12 Months9.99% APR* |
13-36 Months10.99% APR* |
View Rates |
An unsecured loan that requires no collateral other than the borrower's signature. Because a Signature Loan is unsecured, it will have a higher interest rate than our secured loans.
A personal loan that requires current investment in a WEOKIE Certificate as collateral to help secure a lower rate. Invested funds are inaccessible while the loan is active.
A personal loan that uses the money you currently have on deposit in your WEOKIE Savings Account as collateral. Funds are generally inaccessible while the loan is active.
Tornados are part of life in Oklahoma. We finance professionally installed storm shelters at up to $8,500 per shelter with loan terms of 1-4 years.
Fast Cash/Personal/Signature Loans & Additional Secured Loans as listed (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.) |
0-12 Months | 9.99% - 17.99% |
13-36 Months | 10.99% - 17.99% | |
37-48 Months | 12.99% - 17.99% | |
49-60 Months | 13.99% - 17.99% | |
Share Secured (100% Secured by Savings Account) | 0-180 Months | 3.99% |
Certificate Secured (100% Secured by Certificate) | add 2.00% to the current certificates rate | |
Storm Shelter Rates and Terms (Maximum Loan Amount = $8,500) | ||
Members with minimum $10,000 WEOKIE Mortgage or Auto Loan | 0-24 months | 7.99% - 14.99% |
All Others | 0-48 months | 9.99% - 16.99% |
Lowest rates available to members with $10,000 or more in existing WEOKIE auto or mortgage loans¹
Terms |
APR** |
---|---|
0-24 Months¹ | 7.99% - 14.99% |
0-48 Months² | 9.99% - 16.99% |
Pay down the balances on your high-interest debt, save on interest, and help to build your credit.
Get the funds you need today — and enjoy the flexibility of no payments for the first 60 days after loan closing.*
Lock in some of the lowest personal loan rates in Oklahoma, based on your credit history.
Enjoy the certainty of knowing exactly how much your loan payments will be and for how long.
WEOKIE makes taking care of high-interest debt and major expenses like medical bills or big purchases easy with our secure, affordable, and predictable personal loans.
We’ve been helping Oklahomans reach their financial goals for decades with flexible, low-rate personal loans. Click below to find out how we can serve you!
Step1
Apply Online
Use our secure online loan application to provide your personal details and borrowing requirements.
Step2
Agree and Sign
If approved, we'll offer you a loan amount and rate based on your borrowing request and credit profile.
Step3
Receive Your Cash
We'll deposit your money into your WEOKIE account. It’s yours to spend as you see fit.
Credit unions are not-for-profit financial cooperatives owned jointly by their members. Unlike commercial banks that are focused on maximizing profits for shareholders, credit unions are run on behalf of their members. That means we can offer more generous rates and terms on credit union personal loans than many of the big banks, and we’re more committed to delivering personal service to our members.
WEOKIE Personal Loans can be used for almost any purpose, including debt consolidation, home improvements, medical expenses, and unexpected bills — or to help you turn your dream of opening your own southern-style BBQ pit into reality!
Credit unions generally require a minimum credit score of around 580 to approve a personal loan. Credit scores above 670 will be eligible for better rates and longer terms. Exact eligibility and rate offers vary between lenders.
AT WEOKIE, we’re focused on getting you the money you need as fast as possible. Most applications can be processed in 1-2 days, while applicants with good credit can often have their loans approved within minutes.
To apply for a WEOKIE Personal loan, you need to be a member of WEOKIE Federal Credit Union. Membership is open to:
If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.
*Annual Percentage Rate (APR). Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate.