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A variety of accounts to suit your needs.

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    Low Rates. Great Service.

    Apply for an Auto Loan without ever stepping foot in a branch.

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      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

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        Lending a hand when you need it

        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs. 

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          COMMERCIAL LOANS

          Commercial Loans

             

            Easy and convenient banking.

            WEOKIE's e-Statements, Bill Pay, and Online and Mobile Banking are services aimed to make your life a little easier.

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              We are here to help.

              At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

                Personal Loans

                At WEOKIE, we take your financial stability and success to heart. Take care of debt and manage major expenses with our flexible, affordable personal loans.

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                Fixed Rates for Unsecured Loans as Low as

                0-12 Months

                9.99% APR*

                13-36 Months

                10.99% APR*

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                TYPES OF PERSONAL LOANS

                Signature-Loan-Icon-for-Web---Blue

                PERSONAL/SIGNATURE LOAN

                An unsecured loan that requires no collateral other than the borrower's signature. Because a Signature Loan is unsecured, it will have a higher interest rate than our secured loans.

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                Certificate---CD-Secured-Personal-Loan-Icon-for-web---blue

                CERTIFICATE SECURED LOAN

                A personal loan that requires current investment in a WEOKIE Certificate as collateral to help secure a lower rate. Invested funds are inaccessible while the loan is active.

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                Share-secured-loan-icon-for-web---blue

                SHARE SECURED LOAN

                A personal loan that uses the money you currently have on deposit in your WEOKIE Savings Account as collateral. Funds are generally inaccessible while the loan is active.

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                icon-flood-house-shelter-3

                STORM SHELTER LOANS

                Tornados are part of life in Oklahoma. We finance professionally installed storm shelters at up to $8,500 per shelter with loan terms of 1-4 years.

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                PERSONAL LOAN RATES

                Fast Cash/Personal/Signature Loans
                & Additional Secured Loans as listed
                (includes Autos, Heavy Duty Trucks, Commercial Use Vehicles, RVs, and Boats older than 10 years, Household goods, Farm Equipment, Etc.)
                0-12 Months 9.99% - 17.99%
                13-36 Months 10.99% - 17.99%
                37-48 Months 12.99% - 17.99%
                49-60 Months 13.99% - 17.99%
                Share Secured (100% Secured by Savings Account) 0-180 Months 3.99%
                Certificate Secured (100% Secured by Certificate) add 2.00% to the current certificates rate
                Storm Shelter Rates and Terms (Maximum Loan Amount = $8,500)
                  Members with minimum $10,000 WEOKIE Mortgage or Auto Loan 0-24 months 7.99% - 14.99%
                  All Others 0-48 months 9.99% - 16.99%

                Storm Shelter Loan Rates

                Lowest rates available to members with $10,000 or more in existing WEOKIE auto or mortgage loans¹

                +

                Terms

                APR**

                 0-24 Months¹ 7.99% - 14.99%
                 0-48 Months² 9.99% - 16.99%
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                STORM SHELTER LOAN DISCLOSURES:
                STORM SHELTER LOAN DISCLOSURES: ** APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application, credit information, and underwriting factors. Not all applicants will qualify for the lowest advertised rate. Normal lending policies apply. The maximum loan amount is $8,500. Longer terms are subject to the rate at which the borrower qualifies. This offer is subject to credit review and approval. Rates and offers are current as of April 21, 2023 and are subject to change without notice. Adequate income and acceptable repayment terms must be provided. Proof of income may be required. Membership with WEOKIE Federal Credit Union is required. A purchase contract and professional installation are required. Terms and conditions apply. Your rates may vary if you are active military. Payment Example: An $8,500.00 storm shelter loan for 12 months financed at 7.99% APR would amount to a monthly payment of approximately $739.36. Federally insured by NCUA. Equal Housing Lender. NMLS #442689. ¹Rates for Members with $10,000 in WEOKIE auto or mortgage loans outstanding. ²Rates for all others

                BENEFITS OF A WEOKIE PERSONAL LOAN

                Pay Off Credit Card Debt

                Pay down the balances on your high-interest debt, save on interest, and help to build your credit.

                Enjoy No Payments for 60 Days

                Get the funds you need today — and enjoy the flexibility of no payments for the first 60 days after loan closing.*

                Lock In Low, Fixed Rates

                Lock in some of the lowest personal loan rates in Oklahoma, based on your credit history.

                Set Payments and Terms

                Enjoy the certainty of knowing exactly how much your loan payments will be and for how long. 

                Why WEOKIE Personal Loans Are the Best in Oklahoma 

                WEOKIE makes taking care of high-interest debt and major expenses like medical bills or big purchases easy with our secure, affordable, and predictable personal loans.

                • Choose the amount you want to borrow and pay it back in regular, fixed monthly payments
                • No collateral required
                • Fixed rates from as low as 10.99% APR* for the life of the loan for unsecured loans
                • Flexible repayment terms

                We’ve been helping Oklahomans reach their financial goals for decades with flexible, low-rate personal loans. Click below to find out how we can serve you!

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                Easy Application Process for Personal Loans in Oklahoma

                Step1

                Apply Online

                Use our secure online loan application to provide your personal details and borrowing requirements.

                Step2

                Agree and Sign

                If approved, we'll offer you a loan amount and rate based on your borrowing request and credit profile.

                Step3

                Receive Your Cash

                We'll deposit your money into your WEOKIE account. It’s yours to spend as you see fit.

                GET STARTED
                 
                “This was the easiest time I have had getting a loan. I have banked at this place for over 20 years. The customer service on this loan was the best yet.”
                 
                James B., Oklahoma City, OK

                Personal Loan FAQs

                We are here to help.

                If you can’t find what you’re looking for, let us know. We’re ready to help in person, online or on the phone.

                More Great Financing Options at WEOKIE

                Visa®Credit Cards

                Whether you're managing everyday personal expenses or handling business purchases, we have the perfect credit card for you.

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                Home Equity Loans

                The equity you’ve built in your house can be put to good use. We offer affordable Home Equity Loans that can help make your dreams a reality.

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                Home Equity Line of Credit

                Looking for a ready source of credit that you can tap into as and when you need it? A Home Equity Line of Credit offers convenience and flexibility.

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                *Annual Percentage Rate (APR). Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate.

                 

                *Source: Yelp, WalletHub & Phroogal