Earn our highest savings rate: 7.00% APY
Membership Savings Account
Your Membership Savings Account helps you earn 7.00% APY while unlocking access to lower loan rates, better dividend opportunities, and fewer fees across WEOKIE products and services.
Give Your Savings a Head Start with Membership Savings
At WEOKIE, we believe every member deserves a stronger financial safety net for life’s unexpected moments.
As a member-owned credit union, we reward members for building stronger savings habits through everyday banking.
Qualifying members can earn 7.00% APY using an eligible WEOKIE checking account and simple monthly qualifications.
Qualify in 3 Easy Steps
Eligible Checking Account
Maintain an eligible WEOKIE checking account.
Enroll in e-Statements3
Stay enrolled in e-Statements each month.
Complete 4 Transactions
Complete four qualifying transactions monthly.
Build Emergency Savings
Grow your rainy-day fund faster while building stronger savings habits for life’s unexpected moments.
Unlock Relationship Benefits
Access better rates, enhanced dividend opportunities, and fewer fees across WEOKIE products and services.
Earn 7.00% APY
Meet simple monthly qualifications to earn one of WEOKIE’s highest savings rates.
Federally Insured Security
Your WEOKIE deposits are federally insured by the NCUA for added peace of mind.
QUALIFY FOR 7.00% APY1
Open Ultimate Checking and Earn a $200 Bonus2
Members who maintain an eligible WEOKIE checking account can qualify for the enhanced 7.00% APY1 on Membership Savings.
Open Ultimate with BaZing® to enjoy interest-bearing checking, built-in perks, and the current $200 checking bonus2.
Everyday Banking Benefits
More Than Just a Savings Account
Membership Savings gives you access to convenient digital banking tools, nationwide account access, fraud protection, and everyday features designed to help you manage your money with confidence.
Convenient Everyday Banking
Direct Deposit: Enroll in direct deposit to get access to your paycheck sooner and simplify your finances.
Mobile & Online Banking: Access your accounts anytime with secure digital banking tools and convenient mobile check deposit.
Account Alerts: Stay informed with real-time notifications and account activity monitoring.
Access & Protection
Fraud Protection: Enjoy around-the-clock monitoring tools designed to help protect your accounts and personal information.
Shared Branching: Access your accounts and complete transactions at shared branching locations nationwide.
Surcharge-Free ATMs: Use thousands of surcharge-free ATMs across the CO-OP and Allpoint networks.
How to Become A Member
Step 1
Confirm Eligibility
If you — or an eligible family member — live, work, worship, or study in the Oklahoma City area, you can join WEOKIE.
Step 3
Fund Your Account
Once funded, you’re officially a WEOKIE member and can start earning additional benefits.
Membership Questions
Questions About Membership Savings?
Find answers to common questions about Membership Savings accounts, qualifying for 7.00% APY, account access, and everyday banking benefits.
Frequently Asked Questions
Opening and funding a Membership Savings Account is required to establish membership with WEOKIE. Once your account is funded with the $5 minimum deposit, you officially become a WEOKIE member.
A $5 opening deposit is required to establish membership.
Members who enroll in eStatements and actively use a qualifying WEOKIE checking account can earn 7% APY on the first $1,000 in their Membership Savings Account. Any balance over $1,000 earns the base rate.
For example, if you deposit $2,500 into your Membership Savings Account, the first $1,000 earns 7% APY, while the remaining $1,500 continues to grow at the base rate.
For example, if you deposit $2,500 into your Membership Savings Account, the first $1,000 earns 7% APY, while the remaining $1,500 continues to grow at the base rate.
At least four qualifying transactions per calendar month, including ACH transactions, debit card or POS purchases, or cleared checks.
Yes, you can choose from our Free Cash Back Checking, Ultimate Checking, and Ultimate with BaZing Checking options.
Dividends are calculated monthly and will appear on your statement.
There are no monthly maintenance fees for a Membership Savings Account.
Yes. Once your membership is established, you may open additional savings products to support your goals.
"WEOKIE helped me save for a down payment to purchase a home. I am so glad I opened a savings account for this purpose!"
Alex J.
"I recently moved my primary and direct deposit to WEOKIE. My experience has been fantastic!!! Thank you for excellent customer service."
Lisa Johnson
"Opened a new savings and checking account on a Saturday and the process was so easy and painless. Thank you so much for such a great experience!"
Meghan