Savings Rates
Savings Accounts
Account Type | APY | Minimum to Open |
---|---|---|
Membership Savings | .20% | $5 |
Special Savings | .20% | NA |
Smart Savers* | .20% - 1.20% | NA |
IRA Savings | .45% | NA |
Money Market** | .35% | $2,500 |
* Children under 18
* * Minimum daily balance to earn stated APY is $2,500.
Silver Savings Accounts
Deposit Balance | Rate | Tiered Levels | APY* |
---|---|---|---|
$25,000 up to $50,000 | .50% | $25,000-$49,999 | .50% |
$50,000 up to $100,000 | .80% | $25,000-$49,999 $50,000-$99,999 |
.50% .80% |
$100,000 up to $250,000 | .90% | $25,000-49,999 $50,000-$99,999 $100,000-$249,999 |
.50% .80% .90% |
$250,000 and greater | 1.05% | $25,000-$49,999 $50,000-$99,999 $100,000-$249,999 $250,000 and greater |
.50% .80% .90% 1.05% |
* APY=Annual Percentage Yield
Certificate Accounts
Special, limited time, new money only offers
Term | APY | $100,000+ |
---|---|---|
15 Month | 1.76% | 1.76% |
35 Month | 2.17% | 2.17% |
55 Month | 2.53% | 2.53% |
(New money only, transfers from existing WEOKIE accounts not allowed, $10,000 minimum, no institutional funds, will adjust to closest regular term upon renewal)
Regular
Term | APY | $100,000+ |
---|---|---|
3 Month | .60% | .70% |
6 Month | .80% | .90% |
12 Month | 1.11% | 1.21% |
24 Month | 1.51% | 1.61% |
30 Month | 1.51% | 1.61% |
36 Month | 1.76% | 1.87% |
48 Month | 2.12% | 2.22% |
60 Month | 2.07% | 2.17% |
Serious Savings
Rates are equal to a 12 month or greater certificate account. Account must be funded through monthly auto transfer deposits of $25 to $1,000. No minimum balance. No withdrawals before maturity without penalty.
Term | APY |
---|---|
12 Month | 1.11% |
24 Month | 1.51% |
30 Month | 1.51% |
36 Month | 1.76% |
48 Month | 2.12% |
60 Month | 2.07% |
Deposit Accounts: Non-certificate account rates may change after account opening. Fees or other conditions may reduce the earnings.
APY = Annual Percentage Yield. APY is accurate as of 4-6-18.
Certificate Accounts: Minimum $1,000 deposit required. A dividend penalty will be imposed for early withdrawal.
Fee Schedule associated with deposit accounts.