Login

Forgot User ID
405.235.3030 or 800.678.5363


A variety of accounts to suit your needs.

Open a WEOKIE account online and see why managing your finances couldn't be easier.

Open An Account Today

     

    WEOKIE: your one-stop-shop for everything homes!

    From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

       

      Lending a hand when you need it

      From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs.

         

        We are here to help.

        At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

          2 min read

          How to Automate Your Finances So You Never Miss a Bill

          Featured Image

          You’ve probably been there at least once in your life, receiving an email or a piece of paper in your mailbox marked “late notice”. The dread that sets in is virtually second to none, but one way to ensure you never miss a bill is by automating your finances. We’ve got a few tips to optimize your finance automation so you avoid missing that due date in the future. 

          Create Your Budget

          It might seem like a no-brainer, but sitting down to budget your expenses will make a difference in the long run and directly affect your automation steps. When you understand what money comes in, where it needs to go, and how it affects your savings goals, you can better plan when to automate certain payments and when to transfer money between linked accounts via a mobile banking app.

          Open the Right Accounts for the Right Expenses

          Investment professionals aren’t the only ones who benefit from multiple accounts. By setting up multiple accounts, you have a better grasp of where you stand regarding how much you have in the bank to pay your bills, cushion your daily expenses, and save for that down payment on a car or vacation getaway.

          Typically, opening 3 accounts will get the job done:

          • Fixed expenses: open a checking account for this purpose and pay for monthly rent, utilities, loan repayment, etc.
          • Variable expenses: open a separate checking account to pay for nights out at restaurants, a movie ticket, or a new pair of running shoes.
          • Emergency fund: a savings account is great here for unexpected medical bills, accidents, or urgent home repairs.

          Remove Temptation for Extra Spending

          It’s no surprise when bills come up, especially fixed expenses like rent or mortgage payments, student loan repayment, and utilities. What can put your ability to pay those bills on time via automation is when your extra spending on a few too many nights out or an outfit that could wait until next season takes over. Finding ways to remove the temptation to spend on every single deal that comes your way is key to keeping your bill payments on-time and avoiding overdraft fees. A few ways to remove temptation include:

          • Not saving your credit card information on online shopping sites
          • Opting out of email deals and offers that come right to your inbox
          • Turning off quick-order capabilities
          • Not creating logins for shopping sites in the first place

          Automation Is Simple With the Right Banking Partner

          After budgeting, opening the right accounts with the correct transfers set up come payday, and removing the temptation to spend via online deals emails, you can sign up for automated payments on virtually all monthly bills and expenses without running the risk of overdrafts or bounced payments. 

          Additionally, automatic payments are a great way to ensure everything runs smoothly while your bank might be undergoing technical updates to its systems. At WEOKIE, we’re going to be updating our technology, and we invite you to check out our free checklist to see what to expect during the upgrade this Fall 2019. Download the checklist below.

          *See a WEOKIE rep for details. Federally Insured by NCUAEqualhse-1

           

          Related Posts

          Budgeting for Holidays


          Can you believe it’s already that time of year? There are so many of us who stress about how to make our money stretch for holiday purchases. Do you...

          Mobile Banking: The 4 Features You're Missing Out On


          It’s a fast-paced world out there and everyone seems to just keep getting busier and busier. When time is short, mobile banking follows you wherever...

          5 Budgeting Apps to Track Your Finances on the Go


          Everyone wants to save and budget better. And thankfully, the tech world has answered our call – releasing a steady stream of money management and...

          5 Things You Need to Know Before Applying for a Home Loan


          Before you apply for a mortgage loan, there are some things you need to know. Whether you are buying a house for the first time or it has just been a...