WEOKIE Federal Credit Union By WEOKIE Federal Credit Union • November 20, 2020

5 Ways to Avoid Contractor Scams

There are many reasons you might need to hire a contractor to do work on your home or property. It could be due to an ice storm, severe weather or just updates or repairs needing to made. While most contractors are honest, there are a few that will take advantage of people during a crisis. Here’s some tips to help ask the right questions and get your project on the right track.

Only Use a State Licensed Contractor


Licensed contractors should list their license number on their business cards and any written proposals. You can verify the license from your local Construction Industries Board. It’s always a good idea to check with the Better Business Bureau also to see if the contractor has any complaints filed.


 Talk to Several Companies


Get bids from several companies in your area before making a decision. Make sure you are understanding everything included in the quote and then compare those services across the board between the different companies. Ask questions, verify there are no hidden costs that might arise during the project.


 Ask For References


Always ask for references, a reputable contractor will have no problem sharing contracts for you to visit with in regards to their work. Do your research online, Google the company as well as check their social media accounts for reviews and any relevant news on their service practices.

 Get It All in Writing


Make sure you get a list of all services to be completed in a written proposal that both parties agree to and have signed. Verify that the work to be done is listed in a detailed description on the proposal. Getting the details squared away before the work is started will save a lot of frustration and debate.



Never pay the entire amount of the project upfront. Your proposal should have a payment scheduled included that has been agreed upon by both parties. It’s also a good idea to not pay with cash, paying with a check or credit card will provide a paper trail to verify all of your payments.

 We hope these tips help you in making a confident choice in a contractor and will help you avoid being a victim to any kind of scams. Keep in mind if something seems too good to be true then it probably is.

 When you’re ready, WEOKIE offers multiple types of loans that could help finance your home project! Contact us today at (405) 235-3030 or 1-(800) 678-5363 to discuss your dream home goals.

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