Login

Forgot User ID
405.235.3030 or 800.678.5363


A variety of accounts to suit your needs.

Open a WEOKIE account online and see why managing your finances couldn't be easier.

Open An Account Today

     

    WEOKIE: your one-stop-shop for everything homes!

    From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

       

      Lending a hand when you need it

      From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs.

         

        We are here to help.

        At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

          2 min read

          5 Ways to Avoid Contractor Scams

          Featured Image

          There are many reasons you might need to hire a contractor to do work on your home or property. It could be due to an ice storm, severe weather or just updates or repairs needing to made. While most contractors are honest, there are a few that will take advantage of people during a crisis. Here’s some tips to help ask the right questions and get your project on the right track.

           

          Only Use a State Licensed Contractor

          Licensed contractors should list their license number on their business cards and any written proposals. You can verify the license from your local Construction Industries Board. It’s always a good idea to check with the Better Business Bureau also to see if the contractor has any complaints filed.

           

          Talk to Several Companies

          Get bids from several companies in your area before making a decision. Make sure you are understanding everything included in the quote and then compare those services across the board between the different companies. Ask questions, verify there are no hidden costs that might arise during the project.

           

          Ask For References

          Always ask for references, a reputable contractor will have no problem sharing contracts for you to visit with in regards to their work. Do your research online, Google the company as well as check their social media accounts for reviews and any relevant news on their service practices.

           

          Get It All in Writing

          Make sure you get a list of all services to be completed in a written proposal that both parties agree to and have signed. Verify that the work to be done is listed in a detailed description on the proposal. Getting the details squared away before the work is started will save a lot of frustration and debate.

           

          Payment

          Never pay the entire amount of the project upfront. Your proposal should have a payment scheduled included that has been agreed upon by both parties. It’s also a good idea to not pay with cash, paying with a check or credit card will provide a paper trail to verify all of your payments.

           

          We hope these tips help you in making a confident choice in a contractor and will help you avoid being a victim to any kind of scams. Keep in mind if something seems too good to be true then it probably is.

          When you’re ready, WEOKIE offers multiple types of loans that could help finance your home project! Contact us today at (405) 235-3030 or 1-(800) 678-5363 to discuss your dream home goals.

          Federally Insured by NCUA

           

           

           

           

           

          Related Posts

          7 Ways WEOKIE Federal Credit Union Helps You Save on Your Car


          Whether you are traveling to work, or heading out for a weekend adventure, having a vehicle is a necessity in Oklahoma. Over time, your car can seem...

          How to Use an IRA to Boost Credit Union Savings for Retirement


          A traditional savings account is a fine place to store money you need access to in the next five years. We get it – cash is safe. A savings account...

          How to Invest in a Certificate Account


          A certificate of account is an investment vehicle you can use to grow your money safely. Similar to a savings account, you earn interest on the money...

          5 Money Savings Habits to Start in 2021


          What’s your New Year’s resolution? Many people will say one of the two: save more money, or spend less money. Saving money is easier said than done,...