Login

Forgot User ID
405.235.3030 or 800.678.5363


A variety of accounts to suit your needs.

Open a WEOKIE account online and see why managing your finances couldn't be easier.

Open An Account Today

     

    Low Rates. Great Service.

    Apply for an Auto Loan without ever stepping foot in a branch.

       

      WEOKIE: your one-stop-shop for everything homes!

      From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.

         

        Lending a hand when you need it

        From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs.

           

          We are here to help.

          At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

            3 min read

            5 Money Savings Habits to Start in 2021

            Featured Image

            What’s your New Year’s resolution? Many people will say one of the two: save more money, or spend less money. Saving money is easier said than done, especially when expenses can pile up. We have a game plan of tips and tricks to help you start the New Year on the right foot, financially.

            1. Automate Savings

            This is a good trick to help build your savings without ever realizing that it was in your account to begin with!  Most employers will allow you to allocate a specific amount taken out of your paycheck to automatically be put into your savings account. Another option for an automatic savings account is WEOKIE’s Roundup & Save program with our WE Care Savings account. When you open a We Care Savings account, you can activate this feature on any WEOKIE checking account and make everyday purchases part of your ongoing savings plan. With this feature, you use your debit card for everyday purchases as you normally would. At the end of the day, we will round up each of your purchases to the nearest dollar and transfer the change into your WE Care Savings account.

            2. Match Bad Habits With Good Ones

            We all have bad spending habits, but what if every dollar we spent on a Starbucks coffee, was also put aside into your savings account? Consumerist.com reports that the average American worker is spending more than $20 a week on coffee. That’s more than $1,040 a year! So instead, put the same amount of money that you purchase on coffee or whatever else your spending habit is into your savings account. You will either grow your savings, or stop spending money overall.

            3. Create a Change Jar

            There are two reasons to why we love using the change jar method to saving. The main reason to why we love the change jar method is because after your day of spending, you dump all your change into a jar. After a month has gone by, cash in your change and you will be surprised at the hefty amount you have.

            4. Set aside every $5 bill

            Much like the change jar method, this method requires you to set aside every $5 bill that you come across. Best stated by Marie C. Franklin at Money.com,

            “Once you commit to saving your fives, you’ll never look at a $5 bill the same way again. Once you see them accumulate, you won’t be tempted to spend them. It becomes an addictive habit, a fun game to see how fast you can grow your stash.”

            5. Getting Help From an App or a Financial Advisor

            If you’re tech-savvy and need help saving money, there are many apps that you can download on your phone to help with your New Year’s resolution! We’ve provided some below to help you get started.

            • Mint is a very useful app to help with many of your financial needs. It’s easy to sync with your bank account and will gather data on your spending habits to help create a personalized saving and budgeting plan.
            • Pocket Guard is another useful app that helps focus on your spending. Figuring out where you spend your money will help you set aside more money as a long-term goal.
            • You Need a Budget (YNAB) is a new and hip budgeting app that has creating a big following among young professionals.

            These apps are great to use, but if you like meeting with someone face-to-face on how to start a savings plan and help your spending habits, WEOKIE is here for you with our free, online financial coaching. We can discuss any of your financial obligations and the best solutions to help you save money!  You can call and set up a virtual appointment with us or you can take advantage of our free learning programs.

            WEOKIE: We’re here to Help!

            We hope these tips help you when it comes to starting your savings plan.  Contact us today to set up an appointment and we can help you get started on the right path! You can contact us at 405-235-3030 or 1-800-678-5363 or click here to find more information on a savings plan for you.

            Federally Insured by NCUA

            Related Posts

            Savings Accounts vs. Money Market Accounts


            You’re always urged to save money and invest for the future. But, you also have to decide where to put the money so it’s ready when you need it. The...

            High Yield CDs vs. Savings Accounts: Understanding the Strategic Differences


            When it comes to saving money to reach your financial goals, you’ll want to be smart with your decisions. To make your job easier, we’ve outlined...

            Holiday Savings: 5 Financial Habits To Implement Right Now


            The holidays are just around the corner, and now is the perfect time to start socking away some savings to make the holidays as bright as possible....

            How to Start a Savings Plan for Next Year


            If we’ve learned anything in 2020 it’s that we can’t predict the future and unexpected changes can happen at any time. Having money put aside helps...