WEOKIE Federal Credit Union By WEOKIE Federal Credit Union • July 17, 2019

Mobile Banking: The 4 Features You're Missing Out On

It’s a fast-paced world out there and everyone seems to just keep getting busier and busier. When time is short, mobile banking follows you wherever you are and makes keeping up with finances on-the-go simple.But in rushing from school to soccer practice and finding the time for a family meal, what mobile banking app features might be left unseen or underutilized? Here’s a quick list to shed some light on all available features of the WEOKIE mobile banking app.

1. Receive Instant Balances and Check Your Account History

Checking those primary numbers that let you know where your balance stands is just as important as having access into your past purchase history. The WEOKIE mobile banking app allows you to receive instant balance information with a quick click into the app so you know where your money stands at any given moment. This helps keep your spending in check and assess where you are on your mortgage payments or saving for college funds this month compared to last while allowing you to prepare for next month’s expenses.

Additionally, the ability to check your account history has its perks. Expenses come and go, and whether you like it or not they also increase from time to time. Such is life, but understanding your spending habits positively impacts your financial health. Additionally, you can breathe a sigh of relief as you see just how much lower interest rates are with WEOKIE Federal Credit Union compared to corporate national banks. 

2. Pay Your Bills

Paper checks are (virtually) a thing of the past, and paying bills with your WEOKIE mobile banking app takes away the pain of tracking in a physical checkbook while also reducing paper waste. Paying bills with the WEOKIE app is sustainable for your time, productivity, and the environment all in one.         

3. Deposit Check

On the flip side of paying bills and seeing money leave your account, you have the ability within the WEOKIE mobile banking app to deposit checks. For those times that paper checks do make an appearance, all you have to do is open your camera, snap photos of the front and back, and fill out your endorsement with your signature and “For Mobile Deposit Only” written below to send the money to your chosen account. And if you deposit the check before 5 pm CST on the same business day, it will enter a manual review and make its way into your usable funds more quickly.                                                      

4. Transfer Funds Between Linked Accounts

After depositing the check, you might decide it needs to go into a different account. Not a problem with the WEOKIE mobile banking app. With WEOKIE, you can link multiple accounts to one another. That means your travel savings account, your home emergency fund, and your regular expenses account can all link together and make your life much easier. Additionally, once these accounts are linked, you can transfer funds between them to ensure your travel savings account doesn’t go without proper investment or your home emergency fund stays replenished after a large expense.

Mobile Banking Today Makes Paying Tomorrow’s Bills a Breeze

If your wish came true for a few more hours in a day, you’d probably want to spend them relaxing with friends and family rather than waiting in line at your local bank. We understand, and the WEOKIE mobile banking app is here to help you make the most of your 24 hours. As you upgrade your mobile banking experience, we’re upgrading a bit of our own technology. Download the free checklist to get ready for the WEOKIE technology upgrade!

WEOKIE Technology Upgrade Checklist