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405.235.3030 or 800.678.5363

A variety of accounts to suit your needs.

Open a WEOKIE account online and see why managing your finances couldn't be easier.

Open An Account Today


    WEOKIE: your one-stop-shop for everything homes!

    From finding the home of your dreams to financing it, closing the loan, and even insuring it... we want to make every step in your home-buying experience as easy and as affordable as possible.


      Lending a hand when you need it

      From auto loans to refinancing a mortgage, WEOKIE has the resources and tools to create a lending program tailored to your needs.


        We are here to help.

        At WEOKIE, our purpose is to build strong communities by supporting financial growth and well-being, one person at a time.

          Low Rate Oklahoma Auto Loans

          Whether you're interested in buying new, used, or refinancing your current car loan, WEOKIE can help!

          "WEOKIE made the nightmare of buying a car the easiest financial experience I have ever had. Thank you so much for working with me so I could get the truck I wanted." - Trey

          Your Next Auto Loan is Waiting at WEOKIE Federal Credit Union 

          Whether you’re shopping for a new or used vehicle, the purchase of a car is one of life’s major financial decisions. Not only do you have to figure out what you can comfortably afford in terms of monthly payments, but you also have to consider the cost of insurance, gas, parking, and maintenance. 

          With our low rates and excellent service, WEOKIE is proud to offer auto loan payments and terms that fit both your needs and your wallet. WEOKIE, a Federal Credit Union in Oklahoma, has earned a reputation for offering the lowest auto rates in the Oklahoma City area. We often get people behind the wheel of a new vehicle after other lending institutions have turned them down. 

          Get a low rate auto loan 

          $250 CASH BACK
          + 60 days no payment!

          Finance your new or used vehicle with us and you'll get affordable rates, flexible terms, and fast, friendly service. And no matter what you drive - car, truck, van, or SUV - we've got financing to fit your budget. Because we're a credit union, WEOKIE can offer lower auto loan rates compared to banks and other financial institutions.

          Do you already have a certain car in mind? You can get on-the-spot WEOKIE financing within minutes at any of our dealer partners, including TruecarFirst Rate Autos, and Enterprise Car Sales

            VIEW RATES      Apply Now!

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          Refinance with WEOKIE and SAVE.

          Our goal is to help you keep your hard-earned money in your pocket. If you have an auto loan somewhere else, we can likely reduce your monthly payments. Refinancing your vehicle is quick and easy and offers significant savings.

          And as a bonus, you will also get $250 CASH and 60 days no payment!** 

          VIEW RATES    Apply Now!


          Love your car but not your payment-100

          We Are Affordable Auto Loan Experts 

          WEOKIE can help you get a loan payment that fits both your needs & your budget!

          We believe that access to transportation is important, and therefore strive to provide affordable auto loan options for all. 

          • Up To 100% Financing Available.
          • Terms up to 84 months. 
          • Payments deferred up to 60 days
          • Protection options, including payment protection and mechanical repair coverage, are available.
          Restrictions apply. Ask a WEOKIE rep for details. 
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          If you have an ITIN rather than a Social Security Number (SSN), we can help you.

          At WEOKIE we are committed to supporting everyone in our community in their financial journey. Whether you are looking to buy a car, truck, SUV; or even finance a boat or RV, WEOKIE has options for applying with a Social Security Number (SSN) or an Individual Tax Identification Number (ITIN). We offer the same great products, affordable fees, and terms. If you are ready to get started, WE are ready to help you finance your next major purchase.


          Apply Now!

          - Our simple online application may take about 5 minutes to complete.

          - Talk to a friendly WEOKIE lending professional today by calling us at 405-235-3030 or 1-800-678-5363

          - Stop by your nearest branch

          restrictions apply


          family in car

          Need Personal Assistance?

          Complete THIS FORM
          and a rep will contact you

          - OR -

          Call us at 405-235-3030 or 1-800-678-5363

          M-F: 8am - 5:30pm (CT) | Sat: 8am - 1pm (CT)

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          What’s the WEOKIE difference? 

          WEOKIE is a not-for-profit credit union, not a bank. That means that unlike a bank, which is focused on earning a profit for its stakeholders, we focus on returning our profits to our members by offering lower fees and lower interest rates.

          When you join WEOKIE as a member, you become a part-owner of our credit union. In addition to great loan rates, you become eligible for exclusive discounts, financial education resources, and premier online banking services.

          Another reason to finance your car with us is that we look beyond the numbers to the person filling out the application. We consider other factors beyond your current credit score when we review your application. 



          Quick Payment Calculator


          WEOKIE makes Oklahoma auto loans convenient 

          We know your time is valuable, so we’ve made it easy and convenient to apply for a WEOKIE auto loan.  We have 12 locations, and you can apply in person, over the phone, or online. In many cases, we can complete the entire process electronically. 

          Our simple online application takes only about five minutes to complete. We’ll contact you – often the same day you apply -- on the status of your approval. Your loan will be funded once the process is complete, and the title has been obtained. 

          You can use our 24/7 online auto loan calculator to get the process underway on your schedule. If you have an auto loan with another lender, it only takes a few minutes to calculate your possible WEOKIE  auto loan payment. The chances are good we can save you money! 

          Do you have bad credit or no credit? At WEOKIE, we believe you deserve the chance to have a reliable vehicle with a realistic payment schedule regardless of your credit history. Our Smart Path loan program will show you how we can make car ownership work for you.

          Do you already have a certain car in mind? You can get on-the-spot WEOKIE financing within minutes at any of our dealer partners, including Truecar, First Rate Autos, and Enterprise Car Sales

          Are you still searching for the right vehicle for your family? You can shop online with AutoSMART and get on-the-spot WEOKIE financing at the dealership. We partner with dealers you know and trust so that we can offer you a vast inventory to find your next vehicle. Just let your salesperson know that you will be financing with WEOKIE.

          If you’re leaning toward a private party purchase, you can count on us too. Just apply for your loan online or call us at 405-235-3030 or 800-678-LEND. To make things super easy, we can even send over your signing documents electronically.

          We are eager to help you save money, whether you’re buying your very first car or refinancing an existing car loan. Stop by one of our 12 offices, give us a call, or visit us online and let us know how we can help put you behind the wheel of that new or new-to-you vehicle today.


          "WEOKIE made the loan process painless. We were happy to be approved for a low rate. I'm thankful that we didn't have to mess with trying to get approved at the dealership. To top it off, the rate was much lower!"
          Jeffrey & Christian

          Bad Credit? No Credit?
          No Problem

          Our Smart Path Loan Program Will Show You The Way To Car Ownership - With a Great Low Rate of 9.99% APR.*

          For people with less-than-perfect credit or no credit at all, we have developed our Smart Path Auto Loan Program. It is an awesome solution to make sure you still have access to a reliable car at a reasonable interest rate of 9.99% APR*. Because we believe that you deserve the chance to cruise around in a good car with a realistic payment, regardless of your credit history.

          LEARN MORE

          *Certain restrictions apply. See link for details.

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          Complete THIS FORM and a WEOKIE rep will contact you
          Call us 405-235-3030  or  1-800-678-5363

          M-F: 8am - 5:30pm (CT) | Sat: 8am - 1pm (CT)

          WEOKIE is proud to provide you with convenient car buying services through our trusted partners. It’s WIN-WIN whomever you choose!

          Plus, getting the financing you need is easier than you think. You can get on-the-spot WEOKIE financing within minutes at any of our dealer partners.

          Truecar logo

          Receive discounted vehicle pricing and auto loan rates when you purchase through  WEOKIE's Car Buying Service powered by TrueCar®.

          Learn More About TrueCar

          1st Rate Autos Logo

          Offering repossessed and other quality vehicles for sale to the public financed at no higher than 4.99%.

          Learn More About First Rate Autos 

          Enterprise Car Sales Logo

          WEOKIE has partnered with Enterprise Car Sales to offer you a seamless purchase experience with financing options to fit your needs.

          Learn More About Enterprise

          Purchasing from a dealer?

          Designed to provide our members with research tools to help with the selection of your next vehicle, the convenience of credit union financing at the dealership, and unbeatable member service.

          With WEOKIE's online car-buying resource center - AutoSMART™, we make finding your next vehicle easy and fast. We have partnered with dealers you know and trust so that we can offer you a vast and diverse inventory to shop your next vehicle. We AutoSMART allows our partner dealers to handle your WEOKIE transaction from start to finish.  You can stop in and get preapproved at any of WEOKIE's convenient locations, by applying online, or apply right at any AutoSMART dealership. Just let your salesman know that you will be financing with WEOKIE.




          Private Party Sale? 

          Obtain an auto loan by applying online or by contacting WEOKIE’s Call Center at 405-235-3030 or 800-678-LEND to reach us. Signing documents can be accomplished electronically.

          Browse Our Auto Programs

          We have a wealth of smart resources and services to save you money whether you're looking to purchase your first car or refinance an existing loan.

          Protect Your Investment And Your Good Name

          An excellent rate, term, and payment aren’t the only things you can get with your WEOKIE loan. We also offer great add-on products that help you protect your vehicle, your budget, and your credit.**

          Guaranteed Asset Protection (GAP)

          In the event of a total loss of your vehicle, Guaranteed Asset Protection (GAP) Advantage helps cover the difference between your insurance coverage and the balance remaining on your loan. It also provides credit towards financing a replacement vehicle.

          Mechanical Breakdown Insurance (MBI)

          MBI ensures that your vehicle is protected and reduces the possibility of paying out-of-pocket costs when your vehicle suffers unexpected mechanical failure.

          Payment Protection

          With Payment Protection, your payments will be cancelled without penalty, added interest, or being reported as delinquent in the event of disability, involuntary unemployment, a hospital stay or death.  

          Auto Loan FAQs


          *Normal lending policies apply. Some restrictions apply. The offer is subject to credit review. Adequate collateral and acceptable term must be provided for all loans. Your annual percentage rate is based on your credit history. Not to be combined with any other offers. Proof of income may be required. Membership eligibility is required. Existing WEOKIE loans are not eligible for refinancing. Your rates may vary if you are active military. **In order to receive the $250 cash back, the loan must be a minimum of $15,000. The $250 cash back will only be paid on loans closed at a WEOKIE location, refinances, and to members who have received a pre-approval letter from WEOKIE prior to closing at the dealership. If you choose to defer your payment for 60 days, interest will continue to accrue during this time. This offer expires on December 31, 2021.

          Ready to Start Saving?

          Open an account in just minutes and start enjoying the benefits. Make the smart switch to WEOKIE!

          Apply Now!