Better than a bank

Credit unions are financial institutions formed by an organized group of people with a common bond. Members of credit unions pool their assets to provide loans and other financial services to each other.

Credit unions differ from traditional banks in many ways. Credit unions are not-for-profit cooperatives owned by the members and directed mostly by a volunteer board.

These factors allow credit unions to pay dividends to their members (not shareholders) and offer them lower loan rates, higher savings rates and fewer service fees.

Credit unions are federally insured just like a bank. The federal insurance for credit unions is provided by the National Credit Union Administration, NCUA.

— Who Can Join?
— A Message from Our President
— Board of Directors